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Anyone used the Score Mastercard by DND?
Hi there, never posted before, but I've come across a secured credit card product called 'Score Mastercard by DND'. Think it might be the only secured (fund in advance) credit card on the UK market. It looks like it was launched in 2022. It doesn't look HUGELY popular. Has anyone got one? Or does anyone have any reasons…
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HSBC credit card – 'adjustment to your account'
Bit of a weird one with my HSBC credit card account. In 2021, I bought something online for around £1300 using my credit card, then paid off the balance. But the product couldn't be delivered, so I had the money refunded, and my account was then in credit by that amount. In April last year, I got my credit card statement…
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Credit Card - Specific Functionality re Authorised Users
I'm wondering if anyone can help me find a Credit Card with very specific functionality in their digital offering. I would like to be able to review the spending on my card but group/filter it by the card used as I have a number of authorised users and currently I review it manually every month. This is for a personal card…
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Maximising card rewards
I spend between £200 and £350 a month on fuel (my employer reimburses me). I currently use my debit card for this but thought about applying for a credit card so I can benefit from any rewards dished out by card companies. Which card is best for me to build up rewards? I generally fill my car at a supermarket so was…
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Section 75 In my favour then sent an invoice
Hi All, I hired a car from Hertz earlier in the year, when I picked it up they said it had some damage on the rear bumper, a light scratch. When we went to look at the car before I drove off I pointed out that there was NO damage, the agent seemed a bit taken back and didn't know what to say. It was obvious that this…
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credit card persistent debt
Hi I received a letter earlier year regardng one of my cards, telling me that I needed to start paying more to avoid persistent debt. It's not a card that I have been prioritising ( I am snowballing) so I haven't really though much about it. They said they would contact me again in 9 months which will be about November I…
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Good CC for building Avios Points?
Is there a good CC for building Avios points? We're planning a holiday in 6 years time so thinking I could spend spend spend (and clear off each month) to get ye old Avios points to help with the cost of flights. I read online that one gives a welcome bonus of 5000 points but if I refer a friend and they're successful in…
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Is the limit credit cards offer you based on how much they think you 'need'?
I have a decent credit limit currently and any new card I apply for offers me a £500 or £600 limit. However since being debanked by NatWest and therefore losing the credit card, when my report updates my limit will go down by £3500. If I wait until the report updates will I get offered more than £600 because my limit will…
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Mastercard Debit card protection
Hi guys I bought something online from a seller. (not from an online selling platform like ebay or amazon). The seller is English but is living in Spain. I used my Chase Mastercard Debit card. Since paying him the money - 2 months ago - theres been no contact. What protection - if any - do I have with my Chase Mastercard…
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Why dont Emirates accept AMEX?
Hi, I would like to book some flights for a friend as I have a credit card and it offers more protection so I have been advised. On the Emirates website when choosing to pay it lists different banks but AMEX is not listed. So I am wondering why this is the case and what is the best credit card to open just to pay for…
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Credit card insurance transaction mistakenly credited
My credit card was used fraudulently and those transactions were rightfully refunded. However the bank also refunded my lump sum payment for house and car insurance, even though I had said that was legitimate. My insurance is still live on the insurers website and I have not had any notification of it being cancelled. Any…
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Corporate Amex Credit Card - Expenses
Under 'Travel/Business expenses' , what can/could fall within that? I have a remote position, so lunches/drinks/dinners all expense within that parameter? The company provided a vague overview and awaiting clarification on that in the interim. Anyone here who has a company card for expenses, what do you use it for exactly?
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Do 0% credit cards still have upfront charges?
It's been many years since I last availed of a 0% credit card. I'm fairly sure there was a one-off fee of 2-3% and then that slightly higher balance was interest free. Is that still how it works? The relevant MSE guide doesn't seem to mention it.
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Bank asked me to decide the reason for Section 75 claim?
I have had nothing but problems with a new Nokia phone and out of chargeback period.Bank states for Section 75 I need to prove that I have been misled or misinformed when sold the goods and I need to decide what this is ? .The tale is twofold.Phone started having problems 2 months after purchase.Tried to resolve things…
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Are MBNA balance transfer rates personalised?
I've got an MBNA card that was originally 0% which I have transferred other balances to over the years on very low rates (2-4%) through the offers I kept receiving. A few months back I did a switcheroo on my Halifax card when the original low rate came to an end by transferring the balance to my high interest NatWest card…
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Which 0% balance transfer card for personal loan balance?
I am trying to consolidate my debt onto a single 0% balance transfer card. However, part of this debt is for a personal loan which is not eligible to be transferred under my current 0% offer. How can I find which 0% balance transfer cards accepts loans as balance transfers (not cash transfers as these are generally shorter…
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0% Balance Transfer period coming to an end. When to pay to avoid interest?
In May 2022, I made a balance transfer with my credit card provider, taking advantage of an 18 month interest-free period. I'll be reaching the end of this period in the next couple of months and wanted to figure out how late I can delay clearing the balance before accruing any interest. The specifics are as follows: 18…
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1 day Late Vanquis Payment - will it show on credit file?
Hi all Hoping someone can settle my nerves on this. I have been in a bad situation with my credit over the years. I ran up a debt of around £25k, which was mostly paid off in full via StepChange a few years back. Since then, ive been on the long road to recovery. My credit file is a lot cleaner, and the final few defaults…
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text obsolete please remove
text obsolete please remove
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Contactless Limit
I have just found out that it is not possible to reduce the contactless limit on my Barclaycard Rewards Card. I am pensioner living alone and have a big supermarket at the end of my road. I shop frequently for fresh food, and I rarely make in person payments over £20. A £100 contactless limit seems bonkers to me. It is…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: Lloyds 0% overdraft by pecunianonolet
29 September at 8:42PM
