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Credit Card Question
The football club I support has introduced a 10 year season ticket, these are obviously quite expensive but good value if you can afford them, a stipulation is that you cannot buy them on either credit or debit cards due to financial regulations, does anyone know if this is true or are the club pulling a fast one?
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Good riddance - 3 month interest free card gone
They always give you credit when you dont want or need it. I had low balance and had an expensive car insurance due. (Hire and reward £1500). I thought I'd do what I always do, get hold of an interest free card and pay it off over 6 months. Put away £200-£300 of business profits to pay off the card each month. I applied,…
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Halifax Clarity card cash withdrawl
MSE reporting sligthly confusing info on this. MSE is stating that if the Halifax Clarity card is used for a cash withdrawal and the balance is cleared you are still charged the interest. "19.94% - 27.94% (even if repaid in
full)" I have confirmed with halifax you are only charged interest per day until balance is cleared.…
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TSB promotional balance transfer expiry message
I took out a TSB credit card in Nov 2020 with a 0% balance transfer rate for 30 months. I'm not so good at setting alarms 2.5 years in the future so I didn't set my own reminder for the promotional end date. I pay by DD and I hadn't used the card for new transactions so I wasn't checking my statement each month. I was…
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how to use 0% credit card
hi all ive never had a credit card before as never seen the point in them. but ive now got a 0% card for 23 months. can i use it for purchases and not pay anything until the end of the 23 month period? or should i be making the minimum payments each month? ive got savings in a higher interest account so im confident of my…
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Credit Card Fraud
I'm hoping someone has some advice, someone has taken out a Capital One card in my name and, it seems, used my address too. The first I knew of it was when a direct debit was taken from a switching account that I had recently set up. I immediately contacted the bank and had the dd cancelled, they refunded the money to my…
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Is it bad to have too many credit cards?
Over the years I have acumulated 5 with over £50k of credit currently available to me. They are all at 0 balance, I just use them for large purchases now and again and when I do I rotate them to keep them active. I heard it looks good if you have lots of credit but can show the banks that you don't need it? Or is it looked…
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Is it worth getting a credit card for a one-off purchase?
Hi all, I run a small side business. I'm ordering some custom made items for my business, from what looks like a pretty legit company that specializes in such bespoke items. When it comes to the payment they only accept bank transfer or credit card payment. I've only ever used paypal for large payments with the peace of…
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Card company didn't credit my payment in time
I've had this credit card for many years, and I've always paid the balance in full and on time, every month. Last month I duly made payment on the 30th June (payment was due 3rd July). Made the payment through the card company's website, which went through successfully. They sent me a confirmation email on the 30th June…
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Please help which to pay first?
Hi I have a the following debts I am trying to tackle and struggling to come up with the best plan. I will be coming into £1500 that I can pay towards these but I don't know which to focus on: 1. Sainsburys credit card, £912.33 balance, 26.48 APR. I pay £30 per month, minimum payment is £20. 2. MBNA, £930 balance 0% for 14…
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John Lewis change again?
I’ve had an email this morning saying they’re going back to HSBC? The app will no longer work and I’ll have to amend payment methods. What on Earth is going on!
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Can I make a Section 75 Claim with Barclaycard
Hello, I within the last week purchased a laptop from a large PC manufacturer. The courier delivering the items tried to deliver the item twice over 2 days unsuccessfully, claiming they couldn’t find the address and items went back to the delivery depot. On the third delivery attempt (3rd day) they sent the items out for…
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Possibly Scammed £2.5k
Hi I could really do with some advice on the following as I might end up losing out on £2.5k. My wife asked one of her cousins to book a flight ticket for
herself and my kids to Canada, something which she has done previously in the
past without any issues as her cousin is or rather was an agent who sells
flights online.…
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Mastercard accidental damage
Hi folks, Does anyone happen to know if Mastercard covers accidental damage on an item? The item was purchased 35 days ago. Thank you in advance for your help!
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Credit card / phone applications
Hi, My wife is new to the UK and want to build her credit. However every item that requires a contract requires at least 3 year address history in the UK. is there anyway to bypass. Also, to register on electoral roll, you need to be a fully british citizen, which she isnt yet, how can we get the credit agencies to miss…
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Using credit card or savings?
So life's slung a lot of unexpected stuff at me all at once. I need to pay for a bathroom (don't have one) another second hand car (mine is declared a money pit) heating broken, and some other scrap. Question is do I use my savings which are currently getting a decent rate or would it be wise/feesible to get a zero for 1yr…
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Charged interest on a six day old transaction
Hi. I have a credit card with only balance transfers on there (both at 0%) I don't usually use it for anything else. On 6th July I paid the due balance of my holiday on the card, just until I'm paid at the end of this month. I thought as long as I pay it all off once the statement has been generated and by the due date,…
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Vanquis help please.
Good Evening, I'm a bit stumped so hopefully someone can shed some light on this. Vanquis upped my credit so I thought it would be a good opportunity to clear some small little debts. One transaction of £100 went through fine, I confirmed through the vanquis app and it said 'success' and said I could log out. All great. It…
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Can I use section 75 in this instance?
Hello, Hope someone can help. I made a reservation through booking.con for £98.92 for which an error came up when I tried to pay: we couldn’t make your reservation but we’ve taken payment and we’ll issue the refund within 24 hrs. I took a screenshot of this and I never received an email to confirm reservation. Then they…
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Duty of care
When a new credit card application is made what is the companies duty of care? I am going through my Mother's estate and have found she had several credit cards, her latest current one was issued even though she had 16K of debt with collection agencies, including a court order securing debt against her house on her death.…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: Are BT 0% offers usually on new cards? by kimwp
5 August at 9:57AM
