Credit cards

I was looking for a long 0% balance transfer card and saw on Clear Score that I was pre-approved for Barclaycard 0% for 29 months. I have transferred balances many times over the years and have never had any issues, so now I find myself in a frustrating situation. I completed my application for Barclaycard over two weeks…

Hello All A bit disappointed: I applied for a Barclaycard 0% card after scoring 100% on the MSE eligibility calculator, but it’s been rejected, with no explanation. Any suggestions? They’ve given me a postal address to write to them if I think they’ve made a mistake, but it’s hard not knowing why they’ve turned it down.…

I'm wanting to use my Tesco credit card in Orlando I understand there is a 2.75% fee is this on the amount you spend in dollars or once it's converted into pounds planning to spend £3k so worked out the fee would be £82.50 is this correct Thanks

I have today fully paid off the balance on a credit card which has a £25k limit. This leaves me with £37k of borrowing across seven credit cards which have a total credit limit of £70k. I would now like to put myself in the best possible position to successfully apply for new 0% balance transfer credit cards. Would it be…

Hi all. Just been approved by First Direct for their gold CC, 12 months 0% on purchases, and I enquired about any charges overseas, and the agent on the phone said the only charges were currency conversion at the "mastercard rate" but I was under the impression their CC were Visa while their debit cards are MC, just threw…

When I applied for my Credit Card, I explained to the lady at the bank that I needed it mostly for buying online, and booking hotels, both here and abroad. She asked if a Debit Card wouldn't be a better choice, to which I answered there was better protection (Section 75 etc.) with a Credit Card. Am I right, or have I…

So I received a email from Tymit they would be charging monthly fees except I close my account I will be charged £6.99 each month from April 2024 this so funny to me especially for a card that they stripped off its benefits am sad that I will have to close my account I liked the card to be frank 

Hi i was off work for several months last year with depression and have ended up in a biit of a mess. I am paying as much as i can on my cards each month but with the interest rates means im not really getting anywhere. I have just recived a compensation payment of 4k and obviously its all going onto my cards. My issue is…

I've got a £2000 balance on my Barclaycard which is 0% for another month. I have a 0% money transfer offer on the same card for 20 months, could I use that to pay of my credit card balance?

I am in the process of booking accomodation (a chalet, in France) for a skiing trip I'm organising. The owner of the chalet wants me to pay for the chalet in Euros over the payment link they have sent me. I would like to use my AMEX, just so I can get section 75 protection. Will AMEX charge me a currency conversion fee for…

In dispute with a over faulty furniture - have made a successful S75 claim through my credit card company and been sent an agreement to sign. My question is, what happens to the furniture (the agreement is silent on this point)? I've already told the shop that they can collect it over a month ago and no attempt has been…

I am with Right Fuel Company as it saves me a bit on my fuel costs due to them being high with my job (I am NHS Care @ Home) my DD debit recently returned as I had forgotten to transfer money into the account it gets paid from, I have received a £60 +vat charge (£73)! I called as it appears such a high charge, they said…

So I recently performed a balance transfer and on the card I transferred the balance from I've received a charge of "Standard Balance Transfer Interest" and it's more than double what the balance transfer fee was on the card I moved the balance to. Is that just a thing they can do or do I need to fight this?

Hi I'm looking to use the money transfer facility on my barclaycard as it's the best rate for the fee of the cards I have but the problem is we are going on holiday. We use this card to pay for excursions and to withdraw cash if we need it. We pay it off in full when we come back after the statement date so we aren't…

Hi. I'm looking some information regarding Nat West Credit Card. I have recently applied and signed the pre contract agreement. I have pass all ID checks. I have received an email to tell me they my credit card will be ready soon and they will contact me when it is posted. That info came on Monday and U have heard nothing…

So its a strange one and posting on behalf of family as i'm unsure how this works compared to buying a product. So family purchased a cemetery plot on 19th Jul 2022 (paid £2400), and appears they used a credit card (they need to confirm that when they return from holiday). They have only come to realise it this week the…

I bought a robot vacuum cleaner from Amazon in 2021. After a couple of years of service, it's suddenly stopped navigating around the house (possibly related to a firmware update, but I can't easily prove that) - so became completely useless, six weeks outside of the warranty. I spoke to the manufacturer, who couldn't offer…

HI Newbie to the site. I am going on holiday to America this May and was wondering if anybody could give me any advice on American Express credit cards. As is there any benefits in getting a Amex credit card (if so which one) to use while on holiday or do I just get a Chase card or other credit card instead. Thanks in…

Hi, I've recently moved four credit card balances to TSB with total fees around the £200 mark. They've added the fees to the first statement produced after the transfers went through. Is this normal practice? I thought the fees went onto the balance so you could pay the debt off over time. Thanks.

Hi all Out of the blue I got a letter from Lowell saying they have a debt in my name they say they had a CCJ but it was over 14 years old and the number on the CCJ don't exist I done a search and not a thing on the court regester any ideas please.