Credit cards

Since some banks decided to not advertise their best offers anymore,we are required to run their eligibility check every single time we want to know what are they offering us. They obviously don't want us to know what they are offering to other customers, but they can't stop us from sharing it with each other on this…

Hi all, I'm wondering what are the best options for me as a 2nd year student looking to open a credit card and build up a credit history/score? Any help and advice is greatly appreciated! Many thanks,

My existing BT promotional rate with Santander is coming to an end soon, so I was wondering whether I should plan to close the card immediately (I plan to pay it off) or leave it open in the hope of getting an existing customer BT offer. Can anyone give any examples of what existing customer BT offers they've had from…

Hi, Do the following allow you to pay the credit card balance off using a debit card from another provider please (such as Halifax, for the rewards criteria)? Nationwide Member Credit Card TSB Student Credit Card Thank you

Hi All, Sorry for the long post as a group of 12 we had arranged and booked a holiday of a lifetime to South Africa. departing on 18th April 2024 To book accommodation and Safaris we used a local Cape Town independent CAV (Custom African Vacations), owned by a trusted advisor we had used for a previous trip. CAV was…

Hi all So I'm due to go to Zante soon and I currently have a barclaycard which j have used in the past for travel. However I have a money transfer deal on it at the moment. I haven't had my first statement for that yet but it will be soon. So I have some money available on my limit and I would normally use this card for…

Thinking of getting a capital one balance transfer card, I’ve been offered 0% on balance transfers for 6 months, does the 0% deal start as soon as you get the card or when you make the transfer, do you have a specific time period to start the transfer once you receive the card?. 

Hello, I opened a Santander edge up credit card recently for day to day spending as there is 2% cash back. I got the first statement on 15th March, paid it that day and got my cash back. I checked today and the payment shows, my current balance is less but there is still a minimum payment showing by 10Th April. If I click…

I have to do purchases on behalf of another person and wanted to keep it all separate from my own finances so got a Monzo Flex credit card. I don’t like it! I do have a Monzo account purely for the saving pots, so I thought it would be simple to keep it separate but I’m just totally confused by it. i have two credit cards…

Afternoon! My wife and I sold our houses and left our jobs to go travelling, leaving the UK in February. When we are in Costa Rica (May) ideally we would like to hire a car, and don't have a credit card at the moment. I hadn't thought about this - and everywhere says you need one. We've got a really good amount of money…

Hi all, I’ve a nasty feeling I’ve been caught out by some cowboy builders and wondering where I stand. The contract includes a number of staged payments throughout the work, a deposit followed by several smaller payments. total cost is £8750 and the deposit was £2800. Their push was to have the whole thing paid by bank…

Last week I booked a cancellable hotel room on hotels.com and paid on my card. A couple of days later I needed to cancel it. It seems to be that the refund will post on my next card statement as a credit, which will 'pay' for last month's other debits on the bill, while the payment to the hotel, showing on the same…

I have a CC which already has a 0% balance transfer in operation, this is due to finish in about 9 months. I have just had an offer on the same card for a Money transfer over 2 years at 5.9%apr, I am considering using this offer as part payment for a replacement car, it will be for about 50% of the car cost with the…

Hi all I u derogando that some car hire companies in Italy are insisting that Credit cards have embossed numbers and name on the credit card used for excess. Anyone know if this is true as a lot of banks don’t issue them embossed anymore.

The new conditions state ‘Interest will now be charged from the date a transaction is made. If you only use your account for purchases and repay your balance in full each month, this change won’t affect you’ I’m not entirely sure I understand what they are saying as the second bit seems to directly contradict the first…

I bought a car which turned out to be a bit of a lemon and not as described on several counts. I paid the deposit on my personal credit card and the balance by direct bank transfer from a business account; the car was to be owned by the business and I will use it as a company car with BIK payments due etc. Given that the…

Hi there, new here so please forgive me if I am repeating someone else. I have a John Lewis (new day) card and use it to the tune of approximately £2k every month for all our expenses. I also pay in full every month. However, the past 2 months I underpaid by a few pounds as I am recovering from a large operation and…

My last month Tesco Credit card bill was £858.00. I received a refund of £150.00 relating to previous statement. Do I still need to pay the full £858 or will be minus of £150. £708 to pay? Just making I don't get charged interest on next statement. I know Barclaycard allows refunds and takes that off as payment. I am not…

Ok bare with me here...... So RBS or NatWest offer a 0% fee free card for 13 months and MBNA offer a money transfer for 0% fee. So if you money transfer from MBNA into your account and then balance transfer from RBS or NatWest to MBNA you will get a "loan" for 0% for 13 months. Hope this helps someone 

Capital Finacial and Linked Finacial are still chasing me for an aged dept from 2009. There is no court order and they keep writing to anyone with my surname at adresses I've lived at since then. I still keep getting letters and phone calls and texts asking me to get in touch. I ignore them. My exwife just got a letter at…