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Issues with transferring balance from Capital One card
As the title suggests, I'm having trouble transferring my current balance from my Capital One card to my new card (0% APR on balance transfers). The card has been suspended for a while as just been paying the minimum amount, so it won't let anything happen on the account except for payments. Because the transfer uses the…
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Contactless bank cards
I was searching "I don't want a contactless card" about 4 days ago and found many many people asking the same thing including lots on this site. I did find an answer but could not reply as I had to sign up to this site which has taken days and note that I cannot post links to solutions until I have been active for some…
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Nat West 33 month Offer
Tried this on Nat West yesterday and said I'm already customer and to login. Tried chat and after being passed round the houses I was told their was a fault in the system and try today. Have done and still same message. Anybody else?
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Take advantage of new BT offer before next Base Rate hike ?
So, I have a new balance transfer offer on my Barclaycard, it's 2.9% fee and 0% until 1 Nov 2024. I need to apply by 28 Feb. I will need to do a BT in a couple months anyway, but I'm wondering if I should wait for some better offer or if it's likely the offers will only get poorer as the BoE base rate keeps going up? Next…
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MBNA credit card agreement enforceability
Quick question regarding enforceability of a credit card agreement. Am I correct in my interpretation of section 61(1)(a) of the CCA 2006, that to be enforceable the agreement must include the credit limit, interest rate, and also the details of how and when the debt must be repaid. If one of these elements is absent (in…
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Section 75 question
First post here so please guide me if I’ve posted in the wrong place! My question relates to making sure we have credit card protection for the cost of hiring a motorhome in New Zealand next month. My girlfriend has already paid the deposit using her credit card so I believe we should be covered by section 75 protection.…
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Section 75 Financial ombudsman says not eligible complainant
Hello, I raised a complaint with the FO against american express for an online course to grow my business. The company offered a 30 day money back guarantee and I cancelled within 17 days because there were parts missing- it was mis-sold and not as described but they refused to refund me saying I didn't complete the…
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Barclaycard Rewards and Overseas
Hi, Just received my Barclaycard Rewards card based on the recommendations on this website: - No fees on spending or ATM withdrawals overseas - No interest on cash withdrawals if paid IN FULL - 0.25% cashback on most spending I'm trying to get my head around what I'll be charged if I use it abroad and I will be settling…
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Creditcard use abroad.
This query may have been answered already and if that is the case I apologise. I have a new Barclaycard Rewards creditcard to use when I am abroad. This card can be used for purchasing goods or withdrawing cash without being charged fees. I have been told by a friend that if I withdraw foreign currency with it then my…
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Amazon Direct, Section 75
Hi All! I am looking at purchasing an Iphone through amazon, and would, as always opt to use a credit card for section 75 protection. I know there is a grey area with marketplace purchases, however, as this is from amazon directly, would I be covered? Cheers,
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Balance Transfer to Existing Card - Direct Debits
Hi folks, Apologies if this is a really simple question... I have an existing credit card (N/W Select) that i have used a BT 0% interest offer on. Now I have always set my direct debit payment to pay the amount off in full, will that direct debit attempt to take the full whack? A bit or nothing? Most months I won't be…
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TESCO
Hi I have been trying to contact TESCO FOR 2weeks of my credit card in CREDIT as my credit cards are not working so I phoned customer service nearly every day all they do is pass on to security but they never pick up even the customer service has tried themselves every time but after 10 minutes they give me direct number…
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Amazing Credit Card Deal
Was looking at applying for the BA Amex Card that comes with 70000 avios points which can be converted to nectar after 3 months and then downgrade the card. Is there any drawbacks to this card? British Airways American Express® Premium Plus Card…
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ATM gave less than I wanted I attempted to withdraw - what are my options?
I used credit card to withdraw £20 from ATM outside a Halifax branch - I only got £10. Went into branch, they checked the machine, and was told that they can't do anything as card was not theirs. Contacted my card provider and they told me they'd need to see some form of evidence of communication with myself and Halifax.…
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Store Cards - Wallis, Burton, New Look & Laura Ashley
I lost my wife last year and I am finally getting round to sorting the "non urgent" bits of admin, todays task being closing loyalty card accounts and store cards etc. I have found old statements for the following cards: Laura Ashley (dated 2002) Burton (dated 2003) New Look (dated 2003) Wallis (dated 2007) So they are all…
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Balance Transfer - Credit
Hi, Just wondered if anyone had come across this before... I have transferred a balance to a 0% card but due to timing, two minimum payments had been made to the original card before the balance transfer went through. This has resulted in the balance transfer sending one card into credit. That card issuer is refusing to…
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Heard nothing from Barclaycard since default 3 years ago...
Hi all, I was made redundant from a very well paid job in August 2018 and subsequently had to sell my house at a loss and then defaulted on several credit agreements. I have agreements in place to make repayments on the agreements that I defaulted on, except with Barclaycard, as they have not contacted me since the…
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Credit Card payments
Hi All, I hope you are well. If I pay the more than the minimum will my minimum go up next month? or down? My CC is 1% of the balance and 19% APR.
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HSBC - additional cardholder fee
Hi all, I recently opened an HSBC Purchase Plus card. After a disappointingly long applications process, I finally got hold of the card today and immediately phoned up to confirm the DD and get a second card for my wife. The DD wasn't a problem (apparently - I'll be double-checking!), but I was told there was a £60 annual…
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RBS One Card company credit card
Hi, Can anyone tell me whether a personal credit check is run if your company apply to add you as a cardholder with a One Card account with RBS? Thanks in advance