In app credit card balance transfer offer query

deersmith4

Hello

My credit card company has a Balance transfer on my mobile app account under 'Your offers'

So, under Transfer offers, it shows me a 0% on balance for a fee.  It says I can go up to 90% of my limit.

Does this mean I will definitely get those terms?  Because the app gives me this offer?

Thanks

Brie

If you already have the card and there's an offer with that card of a 0% deal then you should be set.  The point of an app is to provide information as cheaply as possible for the bank (no post, no talking to staff) so they should be tailoring their offers to those that can get them to avoid any other communications being required.  

grumbler

My Barclaycard (both the app and the web account) shows BT and MT offers, and each offer has an active 'Get offer' button that I can use there and then to make a transfer with the given terms.

Nasqueron

I have this with Halifax / Lloyds and M&S (used to with Barclaycard too) - if you have the offer then yes you can use it so long as it's there