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Credit Card Statements Advice please
Miniminxie
Posts: 41 Forumite
in Credit cards
For security and so I'm never without a credit card if something goes wrong I have 2 credit cards and the system has worked well....so far. But now, one of my card providers has unilaterally decided to stop sending me paper statements, I'm not happy with this as I find them much easier to check & keep track of my spending.
This card provides no rewards so I've decided to ditch it. I don't have large debt on this card as I pay it off each month.
Can you suggest please which cards still provide paper statements and whether I can or should do a transfer or just apply for a new one? Are there benefits or issues transferring? (Rewards of some sort would be good but the paper statements are important to me as access online can be tricky)
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Comments
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I know M&S do (because I know someone that has one). I'm 100% on-line, so not the best person to ask. I track each of my active accounts at least once a week on line - much more immediate tracking than once a month.
I presume printing out your own is not an option you would consider? I think all my cards have PDFs that can be printed (not that I do!).I’m a Forum Ambassador and I support the Forum Team on the Credit Cards and Budgeting & Bank Accounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.0 -
Barclaycard
HSBC
First Direct
Nationwide
SantanderOffer paper statements
Lloyds
Halifax
RBS
have paused paper statements
TSB
NatWest
Co-Op
not sure what they doing0 -
Check what options your card providers give for downloading your statements, some offer other formats such as spreadsheets (.xls) as well as PDF which can make keeping track very easy.0
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you can download a statement from the app if required, each to their own but i prefer no postal statements from a security point of view0
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Miniminxie said:But now, one of my card providers has unilaterally decided to stop sending me paper statements0
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I have hsbc, co-op and Tesco cards. I get paper statements for all three.0
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This has likely been caused by the print company Communisis that prints the statements on the behalf of some banks is in financial trouble.
Personally, I would like to see people charged for every unnecessary item they have posted to them like statements. Charge a £1 a go and hopefully like plastic bags in supermarkets attitudes will change. There is no need and it is just contributing to the climate crisis.
Please re-consider the need for printed statements when you can just download them.7 -
I have a Halifax cashback credit card and get monthly paper statementsmake the most of it, we are only here for the weekend.
and we will never, ever return.1 -
gt94sss2 said:Miniminxie said:But now, one of my card providers has unilaterally decided to stop sending me paper statements
Halifax - what made it worse is that the email I received today is so 'woolly' along the lines of "your statement may be available in a day or two" Not what I need from banking when access to a PC isn't always as convenient as a statement through the letterbox - I don't suppose they'd be happy for me to say "my payment may be in a day or two" they'd just charge interest!400ixl said:This has likely been caused by the print company Communisis that prints the statements on the behalf of some banks is in financial trouble.
Personally, I would like to see people charged for every unnecessary item they have posted to them like statements. Charge a £1 a go and hopefully like plastic bags in supermarkets attitudes will change. There is no need and it is just contributing to the climate crisis.
Please re-consider the need for printed statements when you can just download them.Thank you for the information I wish they'd been more informative. I do understand the environmental concerns around paper & postal charges and may have opted to pay if it had been offered to keep postal workers in employment. Access to a computer isn't always possible and I won't have any banking apps on my mobile phone.Thank you all for your input, it is appreciated. I will investigate other providers you suggested especially if they offer some 'benefit'0 -
Miniminxie said:gt94sss2 said:Miniminxie said:But now, one of my card providers has unilaterally decided to stop sending me paper statements
Halifax
If you contact them via their in-app chat/message option, they can change you back to receiving paper statements2
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