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Credit Card Statements Advice please

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  • Thank you gt94sss2 I'll try
  • GTR_King
    GTR_King Posts: 1,987 Forumite
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    Nearly all banks should offer paper statements of some kind 
  • Nasqueron
    Nasqueron Posts: 10,750 Forumite
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    If, for whatever reason, you are absolutely opposed to having a banking app - which will give you a PDF statement immediately which you can read or print if you need the dead tree copy - then most, if not all, will have statements available on the bank online site and again, you can get PDFs to read on the screen. Both are far safer than a paper copy which can be used for ID fraud and gives you the same information, but slower.

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Banks need to consider that there are people like me who:
    * Don't use apps.
    * Don't have a smart phone.
    * Don't have a printer.
    * Don't want to check stuff online.
  • Nasqueron
    Nasqueron Posts: 10,750 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    They do but there are a vanishingly small number of people who wish to have the security risk and environmental cost of a paper statement in the post AND who don't use a smartphone AND are unwilling to check things online. Only getting a monthly statement means a huge delay to notice and take action over fraud or mistakes hence why the vast majority are served fine with apps or online (or both). I suspect (and hope) it will become a paid service eventually as they are no longer required (not the same as desired) in the digital age. 

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Nasqueron said:
    They do but there are a vanishingly small number of people who wish to have the security risk and environmental cost of a paper statement in the post AND who don't use a smartphone AND are unwilling to check things online. Only getting a monthly statement means a huge delay to notice and take action over fraud or mistakes hence why the vast majority are served fine with apps or online (or both). I suspect (and hope) it will become a paid service eventually as they are no longer required (not the same as desired) in the digital age. 
    But they are required be me and a rather large number of others.
    My American Express account is all online and it's a total pain in the ar*e.
    Fortunately Nat West still send paper statements.
  • fatbelly
    fatbelly Posts: 22,991 Forumite
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    Yes I doubt the number is vanishingly small.
  • IanManc
    IanManc Posts: 2,452 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Nasqueron said:
    They do but there are a vanishingly small number of people who wish to have the security risk and environmental cost of a paper statement in the post AND who don't use a smartphone AND are unwilling to check things online. Only getting a monthly statement means a huge delay to notice and take action over fraud or mistakes hence why the vast majority are served fine with apps or online (or both). I suspect (and hope) it will become a paid service eventually as they are no longer required (not the same as desired) in the digital age. 
    Have you any evidence / citations to back up your assertions, or are you just making things up as you go along?

    Your posting - just like the last one in which you called a paper statement "a dead tree copy" - comes across as sneering at people who simply make a different choice to you as to how they want to receive their statements.
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