-
Can I balance transfer from a closed credit card account
I see this has been asked before over the last few years but I couldn't find anyone who said they had actually done it. I took out credit cards with Halifax and MBNA within a few days of each other for the sole purposes of a 0% balance transfer. A couple of weeks later I got notices that both cards were being closed. I…
-
Aged Chargeback Claim Item - Advice Needed
Hi all - I used my Amex to purchase an item for £48 which the seller failed to deliver as they did not have it in stock and they cancelled the order. I have yet to receive a refund. I have been chasing the seller and they keep telling me that they are sorry and that it is being processed. This is now over 6 months old. I…
-
Options on paying PCP balloon payment
Hi all, my PCP finance is due to run out in April 23. I’m looking at different options of paying the balloon payment that’s due at the end of my contract. I’ve been looking at 0% balance transfer cards or purchase cards but aren’t sure if my finance company will accept that as form of payment. Has anyone used a transfer…
-
Interest charged on my card balance.
Good evening, Firstly, thanks for reading this. I have an interest query on my MBNA credit card. (Tried phoning - only urgent callers should continue due to call volumes etc.). Outstanding balance of £600:00 - "interest free" (3% up front.) from a balance transfer. All up to date and being paid down at £100 monthly. In…
-
Credit card scam
I recently made a purchase on my credit card on 9 September for a car on a website named "secret car deals or secret cars deals.com. I purchased an audi paying for it on my credit card. The car did not arrive as promised, when I realised that this was a scam I contacted Halifax credit card who asked for all the details of…
-
Plumbing work and Section 75
Hi, Wasn't sure where to post this, but I thought I would post it here as it's linked to credit cards. I have recently began to extend my kitchen. After a week of work being carried out, I was told work must stop due to an unidentified water leak coming from the ground. Subsequently I called out an emergency plumber for…
-
BARCLAY Credit Card Transfer Fee
Hi all, What have I done wrong? I paid Booking.com 2,093 euros (£1893) but Barclaycard then charged me an extra £54.98p Non Sterling Fee Seems unfair! How do I avoid paying this extra charge as I have another payment to make soon? TIA Guys.
-
paying balance before statement arrives?
ive filled my card up and still have a few days before my statement / minimum payment required. is there any disadvantage by making a manual payment early to clear it?
-
Capabilities of NAT WEST 0% BT for 22 months 0BT fee.
Does anyone know if I can do a balance transfer from my partners credit card (non nat west cc) to my new natwest 0% BT CC for 22mnth, 0 BTfee, without incurring any fees. So different name on partners cc, their sole name on card, and my BT cc is in my sole name as well. Is there anything I need to be wary of, if this is…
-
New John Lewis Credit Card balance transfer issue
I recently had to switch to the new John Lewis credit card issued by New Day and when I tried to transfer a balance to Sainsburys they said they didn’t recognise New Day. Anyone else had this problem?
-
Lesson learned on not checking credit card statement
I checked my November credit card statement on Wednesday, not something I normally do. There was a payment for Amazon prime £12.70 an unusual amount I thought, I have had prime in the past but cancelled earlier in the year, I contacted Halifax. They told me to contact Amazon but before I did that I checked previous…
-
getting a new one
hi folk a bit naive when it comes to credit cards I have offered what looks like a good deal from a well known company I want the monies to pay a existing credit card debt whilst i wait a short while for other funds to clear all will I get charged by the new credit card company to pay the old credit card even though we are…
-
BP fuel payments via their app
I regularly use the BPme app to pay for fuel with the transactions pre-authorised from my Mastercard. I have a number of transactions which haven't been taken from my mastercard account, some dating back over a month. How long do they have to actually take the money from my Mastercard before it drops off and the fuel…
-
Sainsbury's bank blocked my credit card on 16th Nov and I can't get them to unblock it
Basically Sainsburys have blocked my credit card and will not talk to me about it. I've had a search through previous posts and can't see anything about this, if there's already a discussion please point me in the right direction! * I've had a Sainsbury's credit card since February, it's 0% interest for 17 months and is…
-
How do balance transfer cards work in terms of credit limit, please? (with my real example)
Hi: Sorry if this has been asked a million times before, but I would like to know please how balance transferring to a 0% credit card works in terms of credit limit? I have just one credit card, with a £20,000 limit, £6,000 balance left to pay, and an interest rate of 23%. Each month, I pay £500 to it, because I want to…
-
HSBC late fee - Missed due date.
Hi all I have had credit cards for like 17 years and I've never missed a payment, paid interest or had a late fee. Until now. How I have been doing it for the past few years,across multiple credit cards, is paying a fixed amount via standing order on pay day (25th). Every credit card I have had, this has worked flawlessly…
-
Credit cards for no income
Hi, Does anyone know of any credit cards for no income? I was made redundant in the pandemic and am currently living off redundancy and inheritance. I have tried the calculators on the MSE site and am not eligible for anything with £0 income, even though I have had a £10K limit mastercard all this time, only closed now as…
-
Unrecognised transaction - "PURCH PROMOTION DEBIT COR"
I opened a new Virgin Money credit card with 23 months 0% APR introductory rate last month. I noticed a transaction from a few days ago which I don't recognise: PURCH PROMOTION DEBIT COR £921.00 RECTION I'm concerned I've been victim of credit card fraud.
-
Close accounts???
Hi all, I have just secured a good rate loan and paid off my 6 credit cards which has saved me so much money. One of my credit cards was 24.90%! Question is do I close down my credit card accounts, or keep them open? Or close down some of them? Thanks in advance
-
5 credit cards into one?
Hello folks, Newbie here so please be gental with me and answer in laymans terms as I aint the brightest with tech. So I have 5 credit cards that are mostly paid up. Aqua and fluid (newday I,m sure) Vanquis Capital one and ocean (capital one I,m sure) I also recently aquired a Halifax credit card,since the Halifax is my…