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AirBnB - Split payments between PayPal (Debit Card) and HSBC (Credit Card) / Section 75 Liability?
Good evening I have a question relating to splitting a payment of £2000 between PayPal (via HSBC Debit Card) and a direct payment on a HSBC Credit card (relating to section 75.) I have just paid the first half of a stay on Airbnb using the partial-payment system. AirBnB has debited my debit card via PayPal. Due to an error…
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Credit card / Travel / Section 75 / advice needed.
Hi, We have recently booked flights for a family holiday to Cyprus in late July, using a Visa debit card & paying in full. I am currently in the process of applying for a Credit Card, as I believe the majority of Car Hire firms in Cyprus will require a Credit Card (not a debit card), in my name, & as such I have been 100%…
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Refund on a closed credit card
Hello, Has anyone ever had a refund on a closed credit card? I had concert tickets refunded but it went to my closed AMEX card. AXS is saying the payment was made and no bouncebacks and AMEX are saying they rejected the refund.... no one knows where the money is and no one will help!!!
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Myheritage yearly subscription - Refund
Hi All, I have been trying to cancel my Data subscription on myheritage multiple times last week but it kept going to a page not found screen. The payment has still been taken of £130 am I in the right to request a refund on this? As I have made the effort to cancel it before the due date.
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What kind of card can I withdraw cash ,no fee?
Hello I'm looking to do up my garden...I was looking at 0 credit cards but realised I then cannot pay tradesmen as there's a fee to withdraw cash. Any ideas please?
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NatWest 0% Balance Transfer Incentive and HooYu Video Identification Process.
Martin's recent headline is: New! NatWest 33-month 0% debt shift FOR ANYONE. I imagine thouands of people will be applying, but no one realises what's in store for them. I just applied, got accepted by NatWest and then was asked to follow a process of identification by a company called HooYu. They wanted to take a video of…
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Barclaycard and 3DS Issues
Wonder if anyone else has ever had this problem with Barclaycard, Its a new card,and want to use the card online I get the error message 3D Secure authentication failed; Tried to explain it to Customer Services, and they dont seem to have a clue, cant access chat, the App has gone into send me a Pin Sentry machine...
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Can you get a credit limit increase with an active default on your file?
Good evening, I currently have a default that is due to drop off in October (I’ve also recently discovered that for the last 2 years they have not reported that I’m paying the balance down every month and have reported the same figure for the last 24 months, so escalating to CISAS). I’ve got a credit card that I’ve had for…
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Ugly Santander credit cards!
I just received my matt black (Smooth no raised numbers) credit card today. Looks ugly and cheap like the the Matt finishes you get on cars. I’m stuck with this card for 5 years I wish they’d made an effort, looks sickly.
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Balance transfer
I’m hoping someone may be able to shed some light. I have a marbles credit card where the interest free offer ran out. I’ve opened a hsbc credit card with 0% on balance transfers.I’ve spoken to marbles and they have said that I can not transfer my balance unless I have a 0% offer on my account. The whole point of me moving…
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2 credit cards - split the limit?
I have 2 credit cards with Halifax: A normal one and a clairty one. Normal has a limit of £7500 Clairty has a limit of £3000 I kno on the site you can request to increase/decrease your limit. What I would like to do is decrease the normal one and increase the clairty one - so have them more 50/50. Would this affect my…
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Barclaycard - Link Financial
As advised by another user, re-psoted to a different forum page Hello! I had a Barclaycard that was put into persistent debt. Around 2021 I tried to work with Barclaycard to cleat down a £13.5k balance in under 3 years but they did not accept my proposal. I then did not hear from them until just before Christmas 2022 where…
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Aqua Card
I got an email to say I missed a payment, not true, so I phoned them to be told because I paid before my statement date it was taken as a extra payment, on the email it said I would be charged £12 but on the phone I was told it would be £29, in effect I paid £50 before the due date and was going to be charged £29 for the…
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Card reader
So I have a sum up card reader...if I get a 0% credit card to pay for works in my house can I pay myself through my card reader to put the cash in my bank as the workmen don't accept credit cards.
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Online Transaction
Hi, I am looking for some assistance on a chargeback matter with M&S Credit Card. I booked a flight with BA and paid a £500 deposit on the 24th Aug for a flight on the 3rd April 2023. I cancelled the booking on the 25th August. BA refused a refund stating this was a non refundable deposit. I claimed this was covered by UK…
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Restaurant requesting my card to keep behind the bar.
My wife and myself dine at a particular restaurant at least two or three times a month and always leave a reasonable tip, ALL of the staff know us in there. This place is a pub that serves Indian food and the food I might add is always good. On this particular night we entered and ordered drinks at the bar, I was then…
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Amazon unrecognised credit card transaction
After being had in July August September and October for me not being careful enough It was November I noticed the 4 charges on my Halifax statements over the 4 months each £12 odd for Amazon prime I didn't have After checking I had no subscriptions on Amazon I contacted Halifax and after they investigated I was refunded…
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Death of primary cardholder - consequences for secondary cardholder
Please can you advise on what happens to a secondary cardholder’s card on the death of the primary cardholder? I would imagine both cards are no longer usable when the card company is informed. Also any CPA’s on either card need to be changed or cancelled. Any other advice you can give in this situation?
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Would appreciate some help coming up with a better repayment strategy!
Hiya, For various reasons I have built up a fair amount of credit debt. I am in a better place now - my income isn't incredible but I'm able to keep up with current repayments etc. However, I feel that the current setup I have isn't as good as it could be, with regards to the interest I'm currently paying. I'm hoping…
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Virgin Money card - being referred to 'whether they want to keep me as a customer'
Hi all, First time poster :) I'm keen for some advice/feedback on whether this is something I should be worried about or am overthinking and worrying about nothing. I've had a Virgin Money credit card for almost four years. I initially used it for a balance transfer, and have held onto it to take advantage of 0% money…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
