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Natwest Credit Card - Changes
Has anyone else noticed that with the Natwest Rewards Credit Card (and presumably other Natwest/RBS Credit Cards) spending marked as ‘pending’ is immediately added to the balance amount as soon as the purchase is made?
It used to be listed as ‘pending’ and only appeared in the balance once the transaction had cleared – usually a day or two after purchase.
Also, payments to the card account are now credited within about
10 minutes. This bit was publicised in the app, but not the immediate adding of
‘pending’ transactions to the balance.
I suppose it has become more 'real time' by these changes.
Comments
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RBS app here, and I'm pretty sure I saw both changes notified in the app. I welcome them, but the former does mean that the balance is subject to adjustments as pending transactions become final.I’m a Forum Senior Ambassador and I support the Forum Team on the Credit Cards, Savings & Investments, Budgeting & Bank Accounts, and Techie Stuff boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.0
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