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Avios on Airline Credit Cards
Hello all Ive read a lot of blogs where they mention you can somehow combine Avios if you and your partner both use a Airline Credit Card. Is this indeed possible, as they dont explain the process in detail, would getting some Airline rewards card for both me and my partner allow us to pool the points?
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Can you automatically pay off a credit card in real time?
Ultimately I'm looking to have the protection of a credit card whilst online shopping as well as the reality/ budget control of a debit card. At the moment I've my credit card set up to automatically be paid off at the end of each month from my savings account. Online banking makes things a little easier to keep track of…
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Airline cards - confused with the fees?
Hello all, looking to get a CC which will gain me airline miles/points but Im a bit confused as to the Fees etc still charged and hopes someone can give me some insight? If I were to fly from Heathrow to Johannesburg on economy using Avios on BA or something similar, what would the fees be? All websites point to £600+ but…
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Credit card to pay utility bills?
Hi everyone, I'm a long time lurker but this is my first post. Apologies if this is answered already but I had a search (on here and on the internet) and couldn't see anything about it. So I'm thinking about getting a reward credit card for everyday spending - groceries, petrol etc. I was wondering, if I were to use the…
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Section 75 does not apply to booking.com?
I had a poor experience with a London apartment booked via booking.com. The apartment’s internet was not working which also meant the TV did not work. The apartment management company refused to offer any compensation so I have tried to make a claim via section 75 through my credit card provider. This morning I received a…
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Positive balance on Credit Card ?
Hi, After a bit of advice on this one... The company I work for are changing the way they service expenses (fuel, hotel stays, etc); At the moment I have a company credit card & I submit the receipts every month.....No problem. Going forward, the company are going to provide us with a float which we will deduct our…
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Balance transfer MasterCard to MasterCard?
I couldn’t find a definitive answer on this so apologies if discussed. is it correct that I can’t transfer say a first direct MasterCard balance to an Lloyds or Virgin MasterCard? I know that there used to be groupings of banks eg hsbc, first direct and m&s? where would I find these groupings? I have loads of pre approved…
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Asda Credit Card Application Denied.
Applied for the Asda Credit Card and was denied immediately. TBH I only applied to get the £20 cash reward. To clarify, I have an excellent credit rating and never been denied anything before. I have 17 guaranteed cards on Clearscore but as I say the main reason was for the £20. The annoying thing is that there is no way…
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John Lewis gift card expired
Hi, I recently realised that a John Lewis gift card expired at the end of Jan, so approx 1.5 mths ago. I contacted their card services and they are refusing to honour the credit. Just wondering if anyone has had a similar experience and manged to get them to honour the credit. I had expected John Lewis to be more flexible…
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Cut cards up?
Hi In due to visit London in the next few days and I have a credit card with Lloyds due to be paid off at the start of the month where by I have finished the 0 percent deal so I planned it out so I pay it all off without paying interest. I have barclaycard rewards and clarity card too but they do not have a balance at the…
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Taking a new approach to paying off Credit Card debt
Hi everyone. I'm a newbie who's never posted before and i'm
looking for some advice. I’ve search a few times but never been able to find an
answer. I have some credit card
debt that is very persistent, and I would like to start reducing it down as
much as possible and I thought of potentially a clever idea (I’m also…
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Sainsburys credit card nectar points offer
I got a Sainsburys CC, just for the nectar points offer - 8000 points if you spend £400 in the 1st two months after opening. I've looked through the t&c, in particular: 2. You’ll get 8,000 points if you use your card to spend a total of £400 or more at Sainsbury’s, Argos, Habitat or Tu Clothing during the 2 months after…
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Struggling to get a long-term 0% balance transfer for 24 months or more.
Struggling to get a long-term 0% balance transfer for 24 months or more. I tried MSE Eligibility checker. Every one points to a card that I already have or have a debt with. Virgin Money seems to the only one, but I already have a Virgin BT. I don't know what the hell to do: How can I force a bank to give me a promotional…
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pending transaction on credit card
Hi, I wanted to know how long does a credit card pending tyransaction appear on my account? I had a failed order with a hirer and they told me this would eventually disappear from my account. It has not been a week. Thanks
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Are there any BT CCs that offer points on the BT amount?
I’d like to BT c. 5k (if I get the limit…) but can’t see any cards that offer you points or similar on the BT amount only on future spends which I won’t be doing. TIA
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MSE Credit Club
I wish to remove myself from MSE's Credit Club. Unfortunately I can't. I logged in as normal and when I got to the Credit Club, they stated my password was wrong. Re-enter email address, which I did but no response as yet.
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Sainsburys credit card
I recently applied for a sainsburys credit card. Was all confirmed on application as successful. Does anyone know how long it may take to get anything through please? I’ve had no emails so assuming it’ll be a card through the post. I tried contacting them but they have no details of me on their system yet. I got a balance…
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Affordability Criteria
Hi all, Just wondered if there was a way to look at what sums have been taken into account when scoring affordability? I earn £50K pa and my partner earns £30K. I have no overdraft,a credit card that I pay off monthly plus two car PCP that total ££800 per month. Our mortgage is only £550 pa. Really cannot see where there…
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Telephone purchase using Mastercard
Can telephone purchases still be made using Mastercard as mine has been refused 3 times now - I have been told by NewDay (John Lewis) that this service has been stopped now due to new rules and law changes. The suppliers in question said that, as far as they were concerned, they were still able to take payments over the…
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Minimum Credit spends and 'recycling' money
Hi everyone, I'm looking at getting a credit card for the first time to start building credit/earning rewards or Airmiles. I'm a little confused about some advice I've seen around, including on MSE, and was looking for some clarification to see if I'm just being stupid. A lot of good cards have minimum spending…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
