NatWest 0% balance transfer 0% chance of approval

Hi,
I was going to shift a balance but thought I would try the eligibility on here first.
I wanted the Natwest card above 0% for 14 months
then 24.9%.

Oddly it says 0% chance of approval. Then below this card literally 10 other good 0% cards that are 100% pre approved.

I have a great credit score, never defaulted, earn well. Could this be a blip or for some other reason?

Thanks 

Comments

  • Could be anything (well, anything except your credit score, which is never used by anyone).

    Could be something nasty in your credit history, could be the usual inaccuracies in the eligibility checker or could be you simply don't meet their criteria. 
  • natwest are very unpredictable - talking from experience of banking with them
  • born_again
    born_again Posts: 13,684
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    TBH. You are better trying direct on their own sites.
    Life in the slow lane
  • Volcane
    Volcane Posts: 303
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    TBH. You are better trying direct on their own sites.
    Exactly this.

    MSE told me I wasn’t eligible for NatWest and RBS cards but their own sites stated I was. Approved for both with a £7400 credit limit on each. This was a couple of months ago.

    in my experience it’s always best to go with lender’s checkers direct than the generic ones. 
    Best Regards,

    V
  • Not every lender will fancy you, if in doubt, check NatWest's very own eligibility calculator and if it comes back with an excellent chance or you're pre-approved then give it a punt.
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  • Dandytf
    Dandytf Posts: 4,786
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    Not every lender will fancy you, if in doubt, check NatWest's very own eligibility calculator and if it comes back with an excellent chance or you're pre-approved then give it a punt.

    +1 Natwest App/Website.

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  • Nasqueron
    Nasqueron Posts: 8,379
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    edited 24 November 2023 at 11:11AM
    It's also worth checking other sites for offers, MSE generally links offers for cards that give affiliate fees (and one or two others sometimes where they don't) same as the CRAs. For example, the MSE site doesn't mention Tesco, Co-Op or the main Sainsbury's cards

    TopCashBack also doing bonus of £25 for Tesco 22 month 3.25% fee or £26.25 for HSBC 27 month 3.49% fee
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