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Pulse Credit Card Transfer
Can anyone help with a balance transfer! I have a Pulse Credit Card (formally Amazon) which I would like to do a balance transfer to a 0% credit card. Unfortunately I have applied to Sainsbury’s who have declined as they say they don’t accept balance transfers from Pulse?? Hard search! Has anyone done a balance transfer…
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Section 75 with pre paid credit card
Hi, does anyone know if there are any prepaid credit cards that offer section 75? Thanks
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Card transactions don’t add up to balance
MBNA credit cars Has anyone exported their months transactions to excel and found the balance is more than the total of transactions? Mine are £181 out. Speaking with them on their messages board they say it will be sorted this month- but I can’t see how it will as the transactions this month add up to the balance due.
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Credit Card Statements Advice please
For security and so I'm never without a credit card if something goes wrong I have 2 credit cards and the system has worked well....so far. But now, one of my card providers has unilaterally decided to stop sending me paper statements, I'm not happy with this as I find them much easier to check & keep track of my spending.…
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Business credit card with bad credit
I have a very poor credit history but am self employed. I am tackling the debt (ironically much quicker than I ever was employed as I earn much more now) but for now my credit history is still bad. I don't have any credit cards any more as part of my journey, however for work it would be very useful- I travel a lot as part…
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Sense-check for 0% purchase card
Hi all. I'm pretty sure I've got this right but I would like some reassurance since it's my first time with doing this sort of thing. I recently successfully applied for the Nationwide Member credit card, specifically the All Rounder offer. It offers 0% on purchases and balance transfers for 15 months, as well as fee-free…
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Nationwide credit card complaint
Owed 494.12 on my cc, paid it bar £25 the day I got the statement from NW. I assumed it would take the £25 anyway as my dd is set to that, and my Sainsbury’s cc does that, but it didn’t. No issues with that, as it was a misunderstanding n my part, however I disputed the 7.12 interest on a 25 quid debt. Lass I spoke to said…
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Charge back - non refundable tickets
Hi, Sorry if wrong thread. Realised today that tickets have been booked for an event on a day we cannot go, I asked the venue if we could swap dates and they have said no. Would it be possible to do a charge back on my credit card? Event was over £70 and we absolutely cannot make the date. Thanks M x
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First ever Credit Card at 51.
My partner has somehow managed to get to the age of 51 without a credit card or indeed any credit at all. We've just tried a soft application for the Barclay card and have been declined. She's joined the MSE Credit Club and her score is just in the excellent bracket. We currently rent and she's had no credit before so I…
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NatWest 0% balance transfer 0% chance of approval
Hi, I was going to shift a balance but thought I would try the eligibility on here first. I wanted the Natwest card above 0% for 14 months then 24.9%. Oddly it says 0% chance of approval. Then below this card literally 10 other good 0% cards that are 100% pre approved. I have a great credit score, never defaulted, earn…
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Best card for spending in USA
We are hoping to book Orlando next summer and I wanted a credit card for using out there. My current Halifax credit card is poor for fees and conversion rate. I plan to pay it off within a month or two at most coming back so could manage a higher rate? Any suggestions?
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Vanquis OTP
Hi all.. been 3 week. Reset phone to factory settings as had problems. Update all download the app. When it says sending OTP via email, I do not received this. Also tried 3 different PC to access account on line. The OTP do not come through. I spoken to their IT department and did what they asked. They come to a conclusion…
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Section 75
Hi I have looked at several pages but I am unsure where I stand. I have opened a Credit Agreement with Creation Finance on behalf of Curry's which has been signed and is opened in line with the Consumer Credit Act. This was opened to make a purchase but I have since bought something else on Buy Now Pay Later. My only…
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0% Eligibility
Had a look through a few eligibility checkers recently and noticed they all give me a 0% chance of getting any cards, I feel a little confused by this as I currently have credit cards, three actually and paying them/managing them well so I’m confused as to why such a cold reply from these checkers, I do have defaults on my…
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HSBC credit card application
Having treated myself to a rather pricey item on a credit card I decided to apply for an HSBC card to do a balance transfer. First issue is that their application is not friendly to anyone without traditional earned income but got over that. Then a few days later I realised I hadn't received an email or sms confirmation of…
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Problem paying credit card from abroad
Hi, British but lived abroad for over a decade. In August RBS closed our account after 47 years and since then I cannot pay my credit card even though I have their Iban number, I have a pound account at my bank but no room on app to put my 16 digit number and also as I have no UK account my bank cant send. Spoken to cc…
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Balance transfer CC
Hi everyone. I'm new to balance transfer CC, could someone please confirm if I understand it correctly? I've got 2 regular credit cards always paid in full every month! This month due to some unexpected circumstances I had to spend around £6000 on them (£15000 combined limit). I can't just pay that at the due date but also…
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Can't get a credit card
I am helping my wife build some credit but we're struggling. We have applied for 2/3 credit cards in recent months (even the ones where requirements are very low), and yet, she was declined. She is a homemaker so doesn't have an income. Any advice would be most appreciated. Thanks
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Section 74 - used car - 15 months on
Hi folks, So - we have a car that has had ENDLESS issues. Lots repaired under warranty. Some bits that they never managed to identify. I have paid several £1000 to the same garage for repairs over the last 15 months including failing its MOT. Asked them to buy it back (refused) and its starting another issue now. I paid…
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Is there some major financial benefits to the banks of issuing new cards?
I have a BoS card with a very low limit and was waiting the 3 months to ask for an increase. Meanwhile Halifax and Lloyds pre approved me for a £2000 limit on a new card. When I applied BoS refused to offer me any increase whatsoever to my credit limit. After saying no a thing popped up in the app asking me if I want a 2nd…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: Stoozing first time queries by surreysaver
30 August at 3:55PM
