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Balance transfer - how much?
Hi we have 6k on a credit card and the 0% is ending, we were thinking of getting a 0% transfer card for 14 months (natwest) to shift the debt but wondering is there a limit on how much you can move over and how many times can you shift debt to these cards or is it just a one of move Thanks in advance Dave
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Closed credit card and refunds
During the past year, I have closed a credit card account and had 2 moved to new providers - keeping track of the numbers is a tad tricky. I took out a magazine subscription, but subsequently decided to cancel and was due a refund. However, refunds go back to the original payment method. Despite advising I no longer had…
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Capital One credit card question
I am pre-approved for the Capital One Complete 6 Months card, which offers 0% purchase and balance transfer for 6 months as a first Credit Card. On their website, they advertise that for purchases and balance transfers, they offer "0% fixed for any statement period beginning within the first 6 months of your…
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Discrepancy between eligibility checkers
I've had a basic, standard credit card for a few months now (my first one ever), the other week they tripled my credit limit, and on Experian it's now 900+ after several months - all paid by direct debit straight away, sometimes paid in advance for the sake of it. I'd wanted to eventually move to getting an Amex Rewards…
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credit card balance transfer
Hi, sorry if similar question asked before in this forum. I recently applied for a Natwest balance transfer credit card with suprisingly13K credit limit. I have transferred the balance on my other Halifax credit card. Due to my two year fix rate mortgage ending by the new year I am considering withdrawing money from my…
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Credit Card Balance Transfer
Just wondering if it would be acceptable to take out a zero balance transfer card and do a bal transfer to another credit card that has a zero balance on it. So for example, transfer £1000 to an old credit card with zero bal, giving you £1000 credit bal and while you spend on that card you don't need to make any payments…
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First Direct Gold Credit Card - Amend Direct Debit from Minimum Payment to Full Statement Balance
Has anyone been able to amend a direct debit (DD) setup to pay the First Direct Gold Credit Card from minimum payment to full statement balance. When I applied for this credit card, I chose minimum payment because there was a 0% interest for 17 months offer. Now that the offer has expired and any balance will accrue…
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Virgin Money new promotional money transfer rate
Hello! I currently have a Virgin Money 0% Money Transfer Rate which is active until 31/03/2024. This currently has £650 owing on it. I've now been offered a new promotional rate which 0% until 30/09/2024 for any new transfer. I just want to know if I'm correct in thinking the £650 will still have the same promotional rate…
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Chargeback for an online purchase, my likelihood of success?
Hi guys, I bought an item online, and Id like to try a chargeback as the item is faulty. But Im not sure if Ill be successful, youll see why given the timeline: I paid for an item online form a seller in Spain. The transaction was on 1 August. (He made me pay it into his wife's personal account, which I found a bit dodgy!)…
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Barclaycard statements
Another question! Anyone else had issues with getting colour copy Barclaycard statements recently or them turning up 5-6 months later? Every time I request them (Since May) & the dates put on the Barclaycard system (which can be seen by the Barclays/Barclaycard agents with all the dates I requested & the all the orderers…
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Credit card company forcing online statements
Hello, I bank online with Halifax and they repeated tried to get me to change to paperless statements for my credit card - each time I refuse as I prefer to keep a paper copy for my records. I've just received an email informing me that they are forcing me into online only statements and I have no choice in the matter.…
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Halifax Credit Cards - Changes to Cash transaction types
I have today received my Halifax Credit Card statement which highlights changes to cash transaction types from next month: Changes to Cash transaction typesFrom 15th October 2021, certain cash-like transactions will be treated as Cash transactions instead of Card purchases: + Sending money orders or wire transfers (other…
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Barclaycard new logo
So I noticed today Barclaycard changed their logo on FaceBook & X from to this I wonder if it will change on website statements etc
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Safestyle gone bust with my £200 deposit.
I paid a £200 deposit for a French door with Safestyle and agreed to do it on finance.. They have gone bust, the surveyor didn't turn up on the agreed date. Do I still have to go through with this finance agreement even though they have gone bust and have not even sent the surveyor? I have had an email from Anglian home…
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Section 75 Help
Hi All, I bought a car from a Garage in Yorkshire (I live in Glasgow ) The car has developed a major fault the DPF within 30 days. I have tried mediation through the AA dealer promise however this wasn't worth the paper it was written on. The garage have refused to refund even though I am well within my legal rights and…
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Confusion with MSE Credit Card Eligibility Checker Results - Seeking Clarification
I recently tried out the credit card eligibility checker here on MSE, aiming to get a clearer picture of which balance transfer credit cards might be within my reach. However, I've run into a bit of a puzzling situation and would appreciate some insights. The checker indicates that I am 100%, 90%, or 80% likely to be…
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Improve Credit Score
Hi all I have recently turned 18 and wondering the best way to start up my credit score and start developing a good score. I tried applying for a small credit card with my bank but got declined!! Any other advice or tips?
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HSBC Advance Account - associated credit card
Just an update for anyone who has applied for an advance account and all that goes with it, under the current "free £205" offer. As part of the application process I said yes to both the credit card and the overdraft, everything has been set up very smoothly and quickly - all that is outstanding now is telephone banking…
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Amex - supplementary cardholders and requests for info
Hi, all. I have an immaculate and active Amex with two supplementary cardholders within my household. Amex have suddenly demanded that I supply P60s/payslips for the supplementary cardholders and claim that it's just something they're "required" to do. One is a company director so their P60 shows a typical director salary,…
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Next credit
This is madness. Saw a blouse in Next for £38 but didn’t have my size! So ordered on line. Then given option to pay in 3 instalments and get £10 off. Filled out credit form and then I get offered £3000 credit! Where is the sense?
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: Are BT 0% offers usually on new cards? by Nasqueron
22 July at 1:10PM
