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Question regarding very.com
Hello! I recently applied for credit with very and was approved with a limit of £400. Brought a Christmas present on Black Friday and the order is showing as ‘processed’ with a delivery date but I have gotten no email confirmation and my balance on very hasn’t changed after purchasing the item (it was £200 and my balance…
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Capital One cash advance
I've just applied for a Capital One card. New to credit cards but just checking to see what people know about them. I may at some point use it for cash advance, potentially late in month and close to my salary going in, end of month issues. Does anyone know if the interest rate Capital One charges on that advance is the…
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Transfer credit card
Hi all I’m new here,this is my first post, after some expert advice. I have 4 credit cards with roughly around £8500 debt,some are not interest free anymore,was wondering if i should apply for a loan or some new interest free credit cards,the issue is that I’m about to remortgage in April aswell,so need to know the best…
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Holiday Chargeback??
Hi all, apologies if this is in the wrong category. I would just like a bit of advice re a holiday chargeback and would like to know if I have a chance or would get denied basically. I booked a holiday to a 5star+ hotel in Ayia Napa, there was about 30 of us. Everything was ok until we checked the jet2 app about 2 weeks…
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Charged twice for ticket in airport
Hi, I have recently had the misfortune to miss a flight due to delays. Having to then buy another ticket in airport sales kiosk (Antalya airport). I was in a bit of a state because of missing flight and first time this has happened to me (I'm nearly 70) I was quoted the price in Euros 468 which I agreed to. Handed over my…
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Credit Card - lots of savings but not much monthly income
Hello My father has recently died and the credit cards he had were in his name (albeit joint with my mum who had a separate card). The banks have cancelled the cards because of his death and so my mum is now left without a credit card. My parents (both in mid 80's) always paid this off every month from monies they have in…
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Joint Credit Card
My daughter has a poor credit rating due to the actions of her ex-husband. I want to help her rebuild her rating. Does anyone know of a credit card that can be taken out in her name and mine that will share the responsibility for the debt but will help her rebuild her credit rating. Any other suggestions would be…
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MBNA unclear 0% interest rate
Hi, At the end of 2022, both myself and my wife took out credit cards with MBNA. Both cards were advertised as being 24 month interest free on purchases, which was perfect for our needs. In the first few months of use, we each either paid the full balance or more than the minimum payments and were charged no interest as…
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Undecided
Hello, looking for help/advice. I have £2,500 in savings that I want to use to clear some debt on a credit card. I have 3 credit cards all at 0% interest. One card has £4,313.19, one has £8,021.00 and one has £2,732.40. The 0% interest on these cards, is due to end next year. The card with the highest outstanding balance…
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Dumb credit card interest question
Hi everyone. I am really confused. I had a credit card balance of £10,008.92 on my 26 October statement. I then made payments to my card totalling £10,248.43 before the 20 November due date. I did incur new spending on the card after 26 October. However, I thought because I cleared the balance from 26 Oct statement in full…
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Credit card debt
Can anyone offer any advise please, my daughter got a £7000 debt on a credit card, we need to move it as will now start paying interest. Can I take out a card and transfer the debt to it to start paying it off?
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Credit Cards & Direct Debits (?)
Looking at Business credit cards currently. Would help our cashflow to be able to pay with Credit Card and pay off week by week once money hits our account which is 2-3 days after we get paid. However, 95% of our spend is with the same few suppliers, and all via Direct Debits on GoCardless, which is paid via Account Number…
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Can one apply for a credit card if money is earned from abroad?
My sister’s husband works for a company based in Abu Dhabi ie earns in Dhirams. He wants to apply for a UK credit card. Is this possible, as he told me they asked for the company’s postcode and phone number and only gave uk options.
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Debt problem
Struggling with quite a lot of debt on cards and overdrafts can’t see a way out of it 10,000 on credit cards and 3,000 on overdrafts everything just caught up all at once I don’t live a fantastic lifestyle just looks like I’m doing something wrong I work and the credit card bills are killing me just need to find a way of…
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Credit Cards for Charities to Use
Hi all, I am the Executive Director (but not trustee) of a UK registered charity and I am exploring whether we can get a credit card. My charity does a lot of flight and accommodation bookings, so I am hoping that we can be rewarded for this spend. My initial searches for such a card on the web have not been fruitful –…
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Pulse Credit Card Transfer
Can anyone help with a balance transfer! I have a Pulse Credit Card (formally Amazon) which I would like to do a balance transfer to a 0% credit card. Unfortunately I have applied to Sainsbury’s who have declined as they say they don’t accept balance transfers from Pulse?? Hard search! Has anyone done a balance transfer…
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Section 75 with pre paid credit card
Hi, does anyone know if there are any prepaid credit cards that offer section 75? Thanks
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Card transactions don’t add up to balance
MBNA credit cars Has anyone exported their months transactions to excel and found the balance is more than the total of transactions? Mine are £181 out. Speaking with them on their messages board they say it will be sorted this month- but I can’t see how it will as the transactions this month add up to the balance due.
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Credit Card Statements Advice please
For security and so I'm never without a credit card if something goes wrong I have 2 credit cards and the system has worked well....so far. But now, one of my card providers has unilaterally decided to stop sending me paper statements, I'm not happy with this as I find them much easier to check & keep track of my spending.…
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Business credit card with bad credit
I have a very poor credit history but am self employed. I am tackling the debt (ironically much quicker than I ever was employed as I earn much more now) but for now my credit history is still bad. I don't have any credit cards any more as part of my journey, however for work it would be very useful- I travel a lot as part…
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: Are BT 0% offers usually on new cards? by kimwp
5 August at 9:57AM
