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Payment to builder via PayPal using 0% purchase credit card
Hello, I have looked at these older threads and they haven’t answered
the question I am looking for. https://forums.moneysavingexpert.com/discussion/5027446/payment-to-builder-via-paypal-classed-as-cash-advance-0-credit-card https://forums.moneysavingexpert.com/discussion/5980297/paying-builders-via-credit-card/ I already…
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Skiddle refund to ex-JL card
So John Lewis credit card was changed last year (?) from HSBC to Barclay (?). Skiddle refunded £160 to me a cancelled event to the old JL card. Needless to say, I have not received it. HSBC said they haven’t received as the account is closed and the payment would have been rejected. Skiddle said they hadn’t received the…
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Paying off multiple 0% credit cards and improving credit rating
Hello my 0% credit cards of x4 will be moving to charges soon. I need to do a 0% balance transfer to another card but need to increase my credit rating. What is the best option to do this. I can pay half the debt beforehand so is it better to pay a couple off in full or to pay 50% off on all of them instead to improve my…
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Credit Card
Best way to manage my debt. Just realised i owe £2000 on my credit card, my limit is £4000. Unfortunately I keep using my overdraft with Barclays, always overdrawn. I pay weekly with my credit card £50. Used to pay in full, unfortunately not at the moment. Roughly my salary is from £1650-£1800. Please can someone advise…
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what is the best card to do a balance transfer from BA amex to?
what is the best card to do a balance transfer from BA amex to?
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New Santander credit card
This looks like an interesting card: https://becleverwithyourcash.com/santander-edge-cashback-credit-card-review/ Any experiences of Santander and their app?
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Interest free period....
Our Halifax credit has a "56 day interest free" on the statement but how do i check the start date on that? the statement date is the 19th each month payment the 15th of the next month
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Will I keep 0% on purchases after balance teansfer
Hi. I currently have a credit card with an introductory 0% purchase rate which is set to continue for another 12 months+. However I’m getting close to my credit limit for this card and I’m seeing offers currently for 0% balance transfers for 20+ months. I’m wondering if I complete a balance transfer for my balance on this…
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Credit Card Balance Transfer Question
Hello guys. I am new here and looking for some help. I have 2 credit cards at the moment. Both have around 3k on them and looking at the best and cheapest way to pay them down. One of my cards has a balance transfer offer on it for 12 months with a 4% fee. My question is would it save me money to transfer some of the…
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Amex dispute claim frustration
I bought an iphone on Ebay with my Amex card. The iphone was not as described so I wanted to send it back but seller refused to accept return. I should have waited for Ebay to resolve the case, but because I am new to this, I also opened a dispute claim with Amex (same reason, not as described) and provided them with…
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Will section 75 cover a Groupon purchase?
Hi all, I bought a pair of AirPod pros back in Oct 2020 via Groupon, I've had intermittent issues with them over the last year or so but didn't think too much of it until I'd seen Apple had issued a notice that some of their 1st gen Airpod Pros have had manufacturing…
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Dealing with repeated card compromises
Hi folks. I have a Mastercard credit card. It has now been compromised three times in the space of 2, maybe 3 months. The card provider tell me that only Mastercard can provide the information as to the source of the compromise because they are the ones sending notifications. Every contact I have with Mastercard (including…
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Reduce credit limit?
Bit of advice please. I've just been approved for a credit card, but the credit limit is way more than I'm ever likely to use. I've seen contradictory advice, one side suggesting I reduce it, while the other side suggests I keep it at the current level. What do you recommend?
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Pulse Card Boosted Payments increasing
Hi - I have a Pulse Card credit card and, for the last few months have been paying the boosted payments as the company suggest. However, my payments seem to be going up and not down? If I was paying the minimum payment I'd understand, if I was using the credit card again, I'd get it. But I'm not using it at all - haven't…
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refit card
hi i’m new here, i have an m&s card and wanting to do a balance transfer from it but hsbc don’t allow this, which other card could i use please anyone know thanks
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Refund to 'old' John Lewis Partnership Card
A merchant has just made a refund to the original card I used to purchase some goods, unfortunately this was to my 'old' (HSBC) John Lewis Partnership Card that was automatically closed in November 2022. Someone encountered the same issue last year and created this thread, but nothing was posted regarding…
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Paying off part of card
Spent some money last month, let's say £10,000 on a credit card. A bill has been produced and a DD will take the amount from a specific bank account in about 7 days. If I "make a payment" to the card and pay off half, I guess the DD will only claim the remaining £5,000? It's an American Express credit card.
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In app credit card balance transfer offer query
Hello My credit card company has a Balance transfer on my mobile app account under 'Your offers' So, under Transfer offers, it shows me a 0% on balance for a fee. It says I can go up to 90% of my limit. Does this mean I will definitely get those terms? Because the app gives me this offer? Thanks
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Moving over to old legacy Barclaycard Cashback credit card ??
I've been with Barclaycard for years and have their 0.5% cashback on all spend credit card. About 5 years ago a family member took out a regular Barclaycard and was able to get moved over to this card even though it hadn't been available to new customers for many years. A friend of mine is looking for a cashback card and I…
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cash transfer from credit card to pay loan
barclay card is offering me 3.5% cash transfer until july 2025 .is it worth transferring say 5k (credit limit 6.5k) to pay a chunk off a loan i have which charges over 6%??
Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.
3.5K discussions
19.3K comments
Most recent: When to clear/shift balance by GoodDealSearcher
3 November at 12:21PM
