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Does Virgin Money tend to offer good existing customer balance transfer/money transfer offers?
alexanderalexander
Posts: 345 Forumite
in Credit cards
My existing balance transfer on my Virgin Money card will expire in a couple of months' time (I will repay it before then) and it'd be helpful to know whether Virgin is likely to offer me a good "existing customer" BT offer.
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They have done so with me; in fact whilst offers from other CC providers have dwindled, Virgin have continued to make them.1
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alexanderalexander said:My existing balance transfer on my Virgin Money card will expire in a couple of months' time (I will repay it before then) and it'd be helpful to know whether Virgin is likely to offer me a good "existing customer" BT offer.
Not that I have ever used it as I always fully pay off my credit cards every month, but Virgin Money seem to send me monthly e-mails offering 0% balance transfers.
The latest one was, I think, 18 months with a 3% fee and 24 months with a 3.5% fee.
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Do virgin ever offer you fee free Money Transfer offers?prettyandfluffy said:They have done so with me; in fact whilst offers from other CC providers have dwindled, Virgin have continued to make them.1 -
They do offer existing customer offers normally at lower charges than others but mine are normally 11/12 months so perhaps not suitable for all.1
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I wonder how much the takeover of VM by Nationwide will affect these sorts of offers.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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https://www.bbc.co.uk/news/business-68499145
So any planned offers might simply be put on back burner, while this is sorted out.Life in the slow lane1 -
Not according to the email I received from Virgin money, it's business as usual.born_again said:https://www.bbc.co.uk/news/business-68499145
So any planned offers might simply be put on back burner, while this is sorted out.0 -
No, the most recent offer was 4% fee with 0% interest. I get better offers from Barclaycard.DJSINGH said:
Do virgin ever offer you fee free Money Transfer offers?prettyandfluffy said:They have done so with me; in fact whilst offers from other CC providers have dwindled, Virgin have continued to make them.1 -
I suspect credit cards is one of the areas Nationwide intend to lean on their acquisition for. That wouldn't mean there wont be changes in branding etc, but I don't think they'll be seeking to trim the operation as it stands back.born_again said:https://www.bbc.co.uk/news/business-68499145
So any planned offers might simply be put on back burner, while this is sorted out.0 -
I've never had a 'fee free' existing customer offer from Virgin Money or any other provider (balance transfer or money transfer) for that. The fees offered usually carry a 1-2 point premium on the ones they're offering new customers.DJSINGH said:
Do virgin ever offer you fee free Money Transfer offers?prettyandfluffy said:They have done so with me; in fact whilst offers from other CC providers have dwindled, Virgin have continued to make them.0
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