Tesco CC, does a payment reduce the direct debit?

dazz25

Hi all,

I'm wondering if anybody knows if making a part payment towards the statement balance on a Tesco credit card reduces the direct debit amount of not?

For example, statement balance is £1000 and the full amount id due to be taken on the 1st, if I pay £500 now. Will the DD taken be £1000 or £500?

prettyandfluffy

I think it would be better to not make the additional payment and let the DD be collected in the usual way.  

Nasqueron

I would suggest reading the card terms and conditions - the first line staff aren't always sure. I have done this with a card before, different issuer, who messaged and said the DD would not be reduced but maybe it was because it was close to due date. If paid well in advance it should be fine or just change the DD that month to be minimum and pay the balance manually by the due date.

35har1old

dazz25 said:

Hi all,

I'm wondering if anybody knows if making a part payment towards the statement balance on a Tesco credit card reduces the direct debit amountl of not?

For example, statement balance is £1000 and the full amount id due to be taken on the 1st, if I pay £500 now. Will the DD taken be £1000 or £500?

I know if you make a payment to Barclaycard it will tell you that it will reduce the DD during the process and you then can proceed or cancel the request 
Just had a quick look at Tesco site the answer came back as long as the payment is made 3 working days before due date.
Just remember making DC payment isn't instantly cleared.
Visit Tesco site to see other methods of payment

dazz25

35har1old said:

dazz25 said:

Hi all,

I'm wondering if anybody knows if making a part payment towards the statement balance on a Tesco credit card reduces the direct debit amountl of not?

For example, statement balance is £1000 and the full amount id due to be taken on the 1st, if I pay £500 now. Will the DD taken be £1000 or £500?

I know if you make a payment to Barclaycard it will tell you that it will reduce the DD during the process and you then can proceed or cancel the request 
Just had a quick look at Tesco site the answer came back as long as the payment is made 3 working days before due date.
Just remember making DC payment isn't instantly cleared.
Visit Tesco site to see other methods of payment

Thank you, the DD isn't due to be collected until 1st April so there's plenty of time. My statement was generated yesterday and I paid part of it off today then instantly wondered if that was a good idea! So hopefully it'll be reduced by my payment amount.

dazz25

prettyandfluffy said:

I think it would be better to not make the additional payment and let the DD be collected in the usual way.  

It's too late for that unfortunately.

35har1old

prettyandfluffy said:

I think it would be better to not make the additional payment and let the DD be collected in the usual way.  

Sometimes when making a Large purchase you need to make sure that your have sufficient  credit available so making a early payment is the only way of doing this especially if its a cash back card and your other CC arn't