Sainsbury's card being declined

Just a heads up in case anyone else is in the same situation.

I have a letter dated 1 March 2024 saying that Sainsbury's are sending out a new card but to continue using the old one in the meantime.

No new card has arrived but on from 12 March my old one is being declined. I have just spoken to customer support and apparently the cards issued on 1 March are delayed somewhere in the post. So there's nothing wrong with my account but the time elapsed since the missing cards were sent out means that the old card has been stopped.

I'm annoyed that Sainsbury's seem to have made no effect to inform customers of this - they are quick enough to text me with reminders to pay the bill or that my credit limit has been changed.

And now the danger is that the lost cards have been stolen and could be used fradulently.

Comments

  • Nasqueron
    Nasqueron Posts: 10,525 Forumite
    Tenth Anniversary 10,000 Posts Photogenic Name Dropper
    You should in future add the card to something like Google or Apple pay, they will normally process payments even with the new details still in the post.

    The CS agent may only have half the story and Sainsbury's actually haven't sent them or there was a printer fault etc

    The danger is no different from any other card that could be stolen - you would not be liable

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • WillPS
    WillPS Posts: 4,950 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    Submit a formal complaint. Detail all the ways it inconvenienced you, however slight, and any anxiety it caused.

    You should get some compensation.
  • Thieves would require knowledge of your pin to use the physical card and access to one of your contact numbers (e.g. mobile) to complete 2FA on a remote transaction.
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