0% no fee balance transfer help please?

disneyplus

Hi, I’m was looking for a 0% balance transfer credit card with no fee and found:

https:// .santander.co.uk/personal/credit-cards/everyday-credit-card

https:// .barclaycard.co.uk/personal/credit-cards/platinum-no-fee-bt

https:// .natwest.com/credit-cards/balance-transfer-credit-card.html

Does any one know of any others? As these took a while to find. 

amanda1024

Have you looked on this site - including the eligibility checker to see which you'd be most likely to get (https://www.moneysavingexpert.com/credit-cards/)

grumbler

You found more than MSE list in their article - https://www.moneysavingexpert.com/credit-cards/balance-transfer-credit-cards

Nasqueron

amanda1024 said:

Have you looked on this site - including the eligibility checker to see which you'd be most likely to get (https://www.moneysavingexpert.com/credit-cards/)

There are other sites too as MSE only tends to list the ones they get commission for referrals -

MSE - show NatWest 13 month 0% fee and BarclayCard 12 months 0% fee plus Zopa 6 months 0% fee

uSwitch for example do Santander 15 months 0% (plus the Tesco 15 month with 0.99% fee), RBS (same as the NatWest deal) 

Your link is dead by the way

https://www.moneysavingexpert.com/credit-cards/balance-transfer-credit-cards/ 

disneyplus

What other sites please?

grumbler

disneyplus said:

What other sites please?

What sites have you checked?

https://moneyfactscompare.co.uk/credit-cards/balance-transfer-credit-cards/

RBS and Ulster Bank have the same offers as Natwest and you possibly can have CCs with all three.

What's wrong with the cards you found? In the past no-fee 0% BTs were very common, but times changed. Consider yourself lucky that you found three.

Nasqueron

disneyplus said:

What other sites please?

Just provided uSwitch as an example in my post?

Zopa and RBS as examples of other 0% or the Tesco with the 0.99% fee

There isn't some vast hidden repository of deals that are available elsewhere though, there are very few of these deals because they don't make the banks money unless the end user is careless with repayments

disneyplus

Can I have a card with Ulster or rbs if I have one with NatWest already? Are they not the same ‘group’ ?

Gandalf644

disneyplus said:

Can I have a card with Ulster or rbs if I have one with NatWest already? Are they not the same ‘group’ ?

Yes, you can hold cards between Natwest/Ulster/RBS etc. I have both a Natwest Rewards CC and an RBS one. 

However, you cannot Balance Transfer between them. You will need to look outside of the Natwest Group for a card to balance transfer to.