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0% no fee balance transfer help please?

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Hi, I’m was looking for a 0% balance transfer credit card with no fee and found:

https:// .santander.co.uk/personal/credit-cards/everyday-credit-card

https:// .barclaycard.co.uk/personal/credit-cards/platinum-no-fee-bt

https:// .natwest.com/credit-cards/balance-transfer-credit-card.html

Does any one know of any others? As these took a while to find. 

Comments

  • Have you looked on this site - including the eligibility checker to see which you'd be most likely to get (https://www.moneysavingexpert.com/credit-cards/)
  • grumbler
    grumbler Posts: 58,629 Forumite
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    You found more than MSE list in their article - https://www.moneysavingexpert.com/credit-cards/balance-transfer-credit-cards
  • Nasqueron
    Nasqueron Posts: 10,742 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Have you looked on this site - including the eligibility checker to see which you'd be most likely to get (https://www.moneysavingexpert.com/credit-cards/)
    There are other sites too as MSE only tends to list the ones they get commission for referrals -

    MSE - show NatWest 13 month 0% fee and BarclayCard 12 months 0% fee plus Zopa 6 months 0% fee

    uSwitch for example do Santander 15 months 0% (plus the Tesco 15 month with 0.99% fee), RBS (same as the NatWest deal) 

    Your link is dead by the way

    https://www.moneysavingexpert.com/credit-cards/balance-transfer-credit-cards/ 

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • What other sites please?
  • grumbler
    grumbler Posts: 58,629 Forumite
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    edited 22 February 2024 at 9:53PM
    What other sites please?
    What sites have you checked?
    RBS and Ulster Bank have the same offers as Natwest and you possibly can have CCs with all three.

    What's wrong with the cards you found? In the past no-fee 0% BTs were very common, but times changed. Consider yourself lucky that you found three.
  • Nasqueron
    Nasqueron Posts: 10,742 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    What other sites please?
    Just provided uSwitch as an example in my post?

    Zopa and RBS as examples of other 0% or the Tesco with the 0.99% fee

    There isn't some vast hidden repository of deals that are available elsewhere though, there are very few of these deals because they don't make the banks money unless the end user is careless with repayments

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Can I have a card with Ulster or rbs if I have one with NatWest already? Are they not the same ‘group’ ?
  • Gandalf644
    Gandalf644 Posts: 123 Forumite
    Fourth Anniversary 100 Posts Photogenic Name Dropper
    edited 24 February 2024 at 1:07PM
    Can I have a card with Ulster or rbs if I have one with NatWest already? Are they not the same ‘group’ ?
    Yes, you can hold cards between Natwest/Ulster/RBS etc. I have both a Natwest Rewards CC and an RBS one. 
    However, you cannot Balance Transfer between them. You will need to look outside of the Natwest Group for a card to balance transfer to.
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