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Faster Payments bank transfer useless for car purchase
Hi I'm buying a used car from a private seller and thought the payment process via bank transfer using the Faster Payment scheme would be quick and easy. Not so! After several hours waiting for a small deposit to arrive in the seller's account (me First Direct, seller NatWest) and despite the account details apparenlty…
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USD account
I may, in the future, receive very occasional USD income. In the past I've had the funds paid into a First Direct GPB account at a very poor exchange rate as I did not have enough notice to arrange anything else. FD no longer offer a USD account. FD suggested opening an USD account with HSBC but I'd need to open a current…
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Euro Savings Account - Options?
Close to exchanging contracts on the sale of an Italian property. On their equivalent of exchange I get paid €50k with completion set for 30th November. So I'd like to put the money on deposit, but don't want to exchange to Sterling just in case something goes wrong. Can anyone suggest where I can park this money safely…
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WHEN IS PHONE INSURANCE NOT PHONE INSURANCE?
I have a Silver (Packaged) Account with RBOS and one of the benefits is phone insurance. I recently bought a new phone, a Samsung Galaxy Z Fold 5 and went to register it online on the insurance but I was unable to no matter what I did. Eventually I rang the Third Party Company that provide the insurance to be told "We…
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tsb bank change account from spend and save to save plus
Logged in to TSB online banking then clicked on the spend and save account. This brings up the screen where it says 'Make a Payment', 'Make a transfer', 'Change Account'. I click on 'Change account'. Then a screen comes up with this: I contacted TSB support using the App yesterday. They said using a different browser may…
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Monzo launches new security features
It’s been discussed a lot on here: the issue of phone theft and people being held and forced to transfer money to criminals. Monzo are launching tools to help stop this, they look pretty good 👍🏻 https://www.standard.co.uk/business/business-news/monzo-launches-tools-to-tackle-phone-thieves-raiding-savings-b1167784.html
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Barclays Blue Rewards Changing
* From 4 September, we're removing the £5 monthly cash Loyalty Reward for having two or more Direct Debits, as well as all other product cash rewards at the same time: £3 residential mortgage reward, £1.50 life insurance and £5 life plus critical illness reward, and £1 Barclayloan reward – you'll receive your last payment…
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advantage of getting travel money from home.
I used Sainsbury Supermarket using my Nectar card. I have one of the best credit cards for euros. I also used that when abroad and it is supposed to be cheaper than getting the money from home. The downside is that some machines charge you a fee of around 2 euros, you have to pay interest on the money you withdraw up to…
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Ryanair refund to a closed account
My nephew had a voucher during Covid for a flight that he wasn't able to take - Ryanair agreed to refund it instead, however his account (with nationwide) where the payment was originally made from had been closed. He was advised by phone by Ryanair that as he had an account with the same bank it would automatically be…
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Intermediary referral needed
I want a Trust account with Cater Allen, but have been told by them I need a referral from an intermediary approved/linked to them. My solicitor who drew up the Trust documents cannot help as they are not a Cater Allen Intermediary. Please can anyone suggest who might be able to help me? Cater Allen do not publish lists of…
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Santander Edge upgrade issues
I am having great difficulty upgrading my Santander Everyday joint current account to an Edge account. The account was previously a 1-2-3 but then went dormant for a couple of years so I downgraded it to an every day. When trying to upgrade it online it says I need an eligible account to upgrade. I have called CS and they…
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Debit card in Europe.
I need a debit card for general use in Europe (primarily France) I would like the best regarding rates and charges, obviously, and would like to be able to make online purchases from, for instance, Amazon, Ebay Ikea, etc. I also wish to use ATMs. Would anyone care to make recommendations please. Thank you and have a nice…
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Virgin money payment sent 2 days ago but no money received yet?
My wife send me £20 pounds and it’s been 2 days no money yet. Seemingly they had some issues but it shouldn’t take 2 days. What if it had been for paying for something important?
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Nationwide Flex-Plus... changing travel insurance provider.
Lots of changes to proposed cover provided by Aviva. Notably.. no over 70's restriction- FlexPlus Travel Insurance provider change | nationwide
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Cashback from Bingo?
I have a Santander edge account that gives me cashback for supermarket and petrol spend but not for other stuff like going to bingo or even B&Q and The Range and my local baker. Is there a bank that gives cashback for everything like bingo, B&Q and The range and my local baker?
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Switches bank account - payments
Good morning, On Friday my switch completed from Barclays to TSB. This morning I received a text message from my credit card provider stating payment would be taken from my old bank account card (not DD). I updated payment card but worried that they will attempt from old card and not new card. Unfortunately credit card…
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Unknown, repeated, credit to HSBC account
Hi folks, I'm in need of some information and I'm hoping the hive mind here might be able to help. I've recently taken over the management of my mother's bank accounts, having registered an LPA. Her HSBC current account is receiving periodic credits that I don't recognise. Either £57.27 or £200.12. The lower amount is,…
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Card for monthly spends
I’m bad with money and spending I have a Santander 123 and x1 credit card for £4500 owed with no interest I want a card to transfer the money I has to spend to each month that I can use so I can budget and it isn’t mixed into my 123 what do you reccomend ?
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NatWest Tfr limits
NW are limiting me to £750 transfer per day, I'm new to them, is there a way to increase it?
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Workplace online collections services (like viing)
Not sure if this is the correct board, budgetting and bank accounts seemed like the closest but please move if there is a better one. Is anyone aware of any other services that are suitable for a workplace online collection for colleagues who are leaving/retiring etc. Cash collections don't work anymore as folk often don't…
