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SAR Request!
So let’s say for an example: I did SAR request with my bank for statements! Which they completed very quickly yay but where just list of transactions not what I wanted! so I redid SAR request as per what I was told To do! (Via their social media team) with putting all details in the right box’s that I wanted official…
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Business Bank Switching
Hi, Just wondering if any of you have had any experience of Business Bank Account Switching? I set up as a sole trader last year as a side job and in applying for a business account with many banks (incl Natwest) I faced a lot of rejections as my business primarily comes from abroad and is of higher value therefore high…
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Big increase in scam calls following opening new bank savings accounts
Since we are obliged to move money on a regular basis to get the best interest - thereby increasing the changes of fraud and mistakes, has anyone noticed a marked increase in scam calls following the opening of new accounts. I recently opened several savings accounts to spread risk and savings and almost immediately…
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Hsbc bank blocked my account overnight
I am receiving this message that you can't tranafer as you don't have funds or your information is not upto date. Called bank and waiting for their call in 3 days. I am part time self employed and earn £300/month. However there is combined property of me and my husband and rental income has been coming in my account for…
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Bank Switching question
I'm new to this bank switching business but feel I have done very well since switching to First Direct in January. Since then I've created several dummy accounts and managed the following by often switching balances of £0 then depositing whatever is necessary to qualify. £175 - First Direct £200 - NatWest £250 - Co-Op…
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Natwest bank switch starting to go wrong months later ?
I did the bank switch to natwest in March. Everything went smoothly then I had my car insurance claiming that my bank had cancelled the direct debit and therfore no payment had been taken. I contacted Natwest who said nothing of the sort had happened, the payment had been taken as normal and I have the payment reference. I…
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Depositing cheque via post
I have received a TV licence refund as a cheque. Is it safe, nowadays, to just put it in an envelope with a paying in slip and post it? (I'm disabled and can't easily get to the bank to deposit ti)
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change the PIN number with a new card.
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First Direct Account - Maintaining Payee Details
Having opened a new Principality BS account, I added the new details to the three existing PBS account payee details I have set up (same Name, Sort, Account and differing reference). This new payee has overwritten one of the existing PBS payee entries. Thinking I'd made a mistake or there was an app glitch, I've tried…
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Why so expensive to get ID in the UK? Why no free national identity cards?
My partner and 16,19 and 21 year old sons need ID for opening bank accounts. Proving their identity is very difficult so we've decided to apply for passports for them even though we have no intention of going abroad. All the costs of getting 4 passports is going going to cost about £450 and they will need renewing every 10…
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Help setting up a current account for my mum
Traditionally my dad pays the bills and has the direct debits etc set up in his account. His is unwell. My mum has only ever had a savings account which she has had with the Halifax for about 20-30 years. Her pension is paid into this account. I popped to the Halifax with her to see if she could have a current account set…
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I forgot to sign a cheque.
I haven’t had a cheque book for over thirty years. I’ve had to get one now, because I am an executor of a probate. I’m pretty sure I filled it in right, but, I am sure I didn’t sign it. They will recieve it tomorrow, Is there any possibility it will just go through? Or should I ring them and warn them I could kick myself.…
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Packaged bank accounts: Travel Insurance
I'm doing a couple of trips over the summer. Looking at travel insurance, and a year's policy is about £200. I can get a packaged current account for £10pm including travel insurance. I can't see anything stopping my upgrading one of my accounts and then downgrading it again after I've done my trips. Is there anything I'm…
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Would I be subject to US tax and should I tell the bank yes?
(Repost because I prematurely put out the other post by mistake and it won't let me edit or delete.) Heya Sorry, if this is the wrong forum, please do move this post and let me know. I recently posted here two weeks ago asking about whether I was correct or not to opt for the everyday current account or whether I should go…
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Future of Virgin Money's Essential Current Account
I have an "Essential Current Account" with Virgin Money (it's not my main account). This account is no longer available, and is I understand based on the old Northern Rock platform - whilst the current Virgin Money accounts (M Account, M Plus, Club M) are based on the Clydesdale platform. I've been expecting these old…
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Current account with joining bonus and no need for DDs to be transferred?
Hi Does anyone know of any current accounts that offer a joining bonus but don't need direct debits to be transferred over to qualify for the bonus? I'm going to be setting up a new joint account, i.e. it won't be replacing either of our individual current accounts so there won't be any direct debits/standing orders.…
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Will Barclays make the payment in time ?
I am travelling to London to collect a new car and obviously need to make the payment and for the dealer to receive the payment on the same morning. Barclays are increasingly holding larger payments made online/app until the next day and now state this may occur at any time in their terms and conditions. Should I therefore…
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Nationwide Monthly Interest
Anyone been having interest problems on their Flex Direct account?, most recently had a 1p interest added and a 1p correction of interest added, previously only had a 1p correction of interest added. Not sure why this happens but 1 of the most recent (probably after I transferred the 2p out) managed to trigger a you are…
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Joint First Direct "tasks" for £175
Just a quick question. We're opening up a joint First Direct account. Do both of us need to use our debit card 5 times, or is it 5 times between us in order to qualify for the joining bonus? Thanks in advance, I am confident someone here will already have done this. 😁
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Moving abroad - savings rates and tax
Ive had enough and Im planning on moving abroad this year. So, wanting to know if my funds will be better off in the higher rate standard savings account (4%) than my ISA (2.5%) that I currently have? Which will out-pay between the two? If its the latter would I be better off sticking it all in the higher rate account and…
