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Quote: "People are just not worried about being scammed"
Interesting article on the Beeb news site: https://www.bbc.co.uk/news/articles/c988v355e8do
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Virgin M Plus Current Account reducing to 1% from August
Wow, 2% was great when they first started this account but it's a pretty poor rate in today's environment, and now they're going to reduce it to 1% in a couple of months. From 1 August 2024 we will be reducing our M Plus Current Account rates from 2.02% AER (2.00% gross per annum) to 1.00% (AER gross per annum) on balances…
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Chip Pending Interest
Anyone else noticed that the Chip App has not updated the pending interest this morning. Mine shows the same pending interest as yesterday (on iOS)
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How new can a Current Account be for the Current Account Switch Service?
I am trying to take advantage of First Direct's CASS offer, but I don't want to use First Direct as my main bank. Therefore, I have set up a Revolut account, and created 2 Direct Debits from that account, however I wanted to double-check that using the CASS on an account that's about a week old will still be accepted, and…
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Nationwide to pay £100 'Fairer Share' bonus to millions of customers again
If you bank with Nationwide, you could get a free £100 paid into your account over the coming weeks as part of the building society's returning 'Fairer Share' scheme. The bonus will be paid to millions of its current account customers who also have savings or a mortgage with it... Read the full story: Nationwide to pay…
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DF Capital?
Who on earth are DF Capital? Their website looks terrible. Anyone have any experience with them?
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Bank Avoiding Duty of Care on Lost Payments
Private landlord here. I've got a few BTL properties, get rents paid into my account monthly via bank transfer Got long term tenants who have always been good, always paid etc. I did an audit on rents received recently, shocked to see that no rent received from one of the flats for 2 years! Missed seeing this as the tenant…
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Zopa not listed on Easy Access Cash ISA? Why?
Zopa is paying 5.08% Easy Access via SMART ISA but its not on my MSE top page? Just wondering why this is before i commit.... One part of my brain says there's valid serious reason why, the other just says go for it! I don't normally post when there's stuff not listed, just this time because I need to get my ISA shifted,…
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Close Bank Account & Cash ISA?
If I close my bank account with one provider, do I also have to close or move my Cash ISA, or can I leave it where it is?
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Travelling abroad reccomendations
My 16year old daughter will be travelling in South America in a couple of months time and I'm looking for reccomendations for best account to open for her for card spending abroad. Obviously shes to young to open a chase account but are there any good alternatives?
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Bank account for Right to Manage company
Hi everyone, We recently set up a Right to Manage company and although our managing agent looks after service charge and reserve fund money, we still need to open a business bank account for taking membership fee, pay company house annual fee...etc. The company is not profit making, pretty much dormant, and is limited by…
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Caught my bank lying. How can I negotiate a higher compensation?
I raised a complaint with a bank after noticing something in their system not working correctly. I did not suffer direct financial loss but the situation did cost me £100 indirectly and 2 months of correspondence and waiting during the complaint. The issue has likely caused problems for other customers without them…
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Canada - Various Questions About Payments
Hi all Off to Canada in August (for 7 weeks!) and wondering if anyone can help on the following: 1. Cash withdrawals. I'll obviously need cash but want to try and pay for most things by credit card. I have a Santander zero current account so no horrible mark up fees applied by them. Are there any Canadian Bank ATMs that…
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UK citizen living in Canada - non-resident bank account
Hi, I'm a British citizen living in Canada. I currently have a bank account with Barclays which I opened some 30 years ago. Barclays have informed me they are closing my account as I'm no longer in the UK. However, i also have several rental properties in the UK from when i lived there. Mortgages on those properties are…
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Halifax Cashback Extras
Does anyone know when Halifax changed the terms of their current account cashback extras. It now appears transfers to another account do not qualify. So using your debit card to transfer money to another account and transferring money to another account by bank transfer no longer qualifies for the £5 reward.
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IBAN numbers / International payments
I'm trying - and failing - to make an international payment to the US from the UK. I'm being given conflicting info.My bank says that an IBAN should consist of 22 characters, but the IBAN number I have been given is only 8 characters long.Google says that the US doesn't use the IBAN system. If that's the case, then why…
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Worst Banking App in your opinion?
I have been around the block when it comes to bank accounts, and credit cards. Making sure to get the most out of the Switching Offers, I have found most banks to have a very similar generic banking app experience that has been somewhat fine to use. Chase being one of my favourite, but not having much to complain about..…
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NatWest Rewards
Does anyone know how long it takes rewards on Natwest to be payable? They seem to sit for a long time in pending, even the ones for Direct Debits.
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Cashback from Barclays blue?
Hi i had an email from Barclays saying as a Barclays blue customer I can now receive Cashback when spending. Quick bat round their website and came across this… please see photo attached. Barclays are really giving me 5% cash back on all UK spending?? This can’t be right? Anyone please help! Thanks
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Subject Access Request data format
Wondering if it’s possible, or do I have a right to request the data retrieved from a successful Subject Access Request ( SAR) in .csv or . SQL format? this of course will enable easy porting into a relational database for interrogation SAR could be to any institution
