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All my Nationwide Acc's blocked
Help please, sorry it's a long read... I'm now desperate for any help. Last week on 18th Sept I received a credit of <£200 to one of my Nationwide Current Acc. I did not know the sender or expect the payment. I planned to investigate who it might be from the next day as I was busy at work. The next morning though, I had an…
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Best banks if you have Power of Attorney
This thread is to discuss theBest banks if you have Power of Attorney?article Also see: Power of Attorney: Plan ahead To take part, click reply.
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Isa transfers and the BACS system.
I recently made a complaint to the Financial Ombudsman regarding an ISA transfer. I wanted to make a transfer from bank a to bank b, bank a rejected the transfer stating no account ,abandoned account etc. I complained to the Financial Ombudsman. The findings were that I supplied the correct information to bank b , bank b…
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Joint Account with Pots
Hi I like the budgeting features of the new app based banks, Starling, Monzo etc but what I want is a normal joint account with my wife, just like we have with a high st bank. The app based ones don't just do a Joint account with the say features as the single ones. What I am after is ability to have savings pots,…
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old bank notes EUR, USD and GBP
hi all, just wanted to ask for some advice, my father has passed away and after doing the house clearance I've discovered old GBP, EUR and USD notes. now the GBP I should be able to change at my local bank, but not so sure on the old EUR and USD any thoughts greatly apprecaited thank you
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How to stop spending money? Good idea or bad?
I have two online current accounts which are easy assessable. I could keep my main one which my weekly benefits get paid into, the other account, delete it from my phone and cut the card up so when I transfer money weekly (£100 a week) I have no access to it. Can’t open a new online banking without a debit card, can’t go…
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Advice of perspective bank switching options
Hi folks Can anyone advise me if there any Bank switching offers for someone who already has the following historical accounts: TSB Spend and Save accountNationwide Flex account First Direct 1st accountLloyds Club current account I think I'm right that the First Direct offer I'll be totally excluded from. But the other…
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Current account - 6 years after bankruptcy
I am looking at getting a new current account in the new year as my bankruptcy is due to be removed from my credit file. Should this be straight forward or should I expect any issues? I would then like to also get a joint account with my partner once I have been accepted for the current account. If anyone has done this,…
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Removing myself from a joint account
My partner and I are separating, and I want to unlink our finances. The main link is a joint current account, which I am happy for him to keep (including the contents of it), but wish to remove my name from it. For this it appears I need his signature, which I'm unlikely to get as there has been a complete breakdown of…
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Reliance Bank pull current accounts
One of the smallest current account providers, Reliance Bank (owned by The Salvation Army) who were part of the current account switch scheme, has now withdrawn the provision of personal current accounts. The introduced a monthly fee for new customers a couple of years ago but have now pulled out completely. All existing…
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Natwest - Can't approve payment because I no longer have the app.
Hello folks, Need some help, recently my mobile phone broke and I needed to send it back for a refund. Since then I've been without a phone and I'm still looking for the right one. But I've run into an issue when I've wanted to make a payment online. Natwest asks me to approve the payment via the app which I used to do…
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Private banks and what they have to offer on the investment side
Most of the private banks charge a lot in my view. Question (apart from speedier service) is what do they actually have to offer on the investment side? Access to certain products? Actionable ideas at reasonable fees? What’s your experience and has the private banking experience paid off?
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HSBC Advance Bank Account any fees?
Does HSBC Advance Bank Account have any fees?
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Best "burner" account?
Hi, I have looked through the posts but can't see anyone that has asked a similar question. I'm looking to create a "burner" account so I can then do some switching between banks to get the incentives. I'm looking for an account that isn't with the banks that gives incentives (not Lloyd's, nationwide etc) I also looked on…
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Payment refused
Hi im not sure if this the right place to post this. I have an Amazon account, had it for years. I buy loads of things from them and never had a problem until now. I have just ordered 2 different items for small amounts and it keeps saying “payment declined” I checked my bank account, there’s been no unauthorised payments…
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Can I use a second Chase account for a bank switch?
On the Chase app you have the option of opening additional accounts, as they seem to be covered under the CASS can I use a "burner" from that to start a new account elsewhere? Sorry if this seems like a very basic question. I'm just worried it'll close my main Chase account or impact my Cash-back / Savings / Round-up with…
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Face ID on NatWest/RBS/Ulster Apps
Is anyone else having issues with Face ID not working on NatWest banking group apps at the moment? I have accounts with all 3. And with all 3 apps despite Face ID being switched on I’m being asked to enter my passcode every time I upgraded my phone yesterday. Not sure if it’s do with changing my phone or not
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What can I expect now? CIFAS marker....will all my accounts be shut down, even savings?
As I posted previously, a tenant referencing company named Homelet have put a CIFAS market on my name and address after I applied to move to a new flat. During the referencing process asked repeatedly to go into my bank account using Open Banking. I declined as I didn’t feel comfortable with it and they asked for three…
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Can Bank Transfers Be Reversed
I’m (hopefully) selling a car tomorrow for low five figures and I’m nervous a bank transfer will happen and then be reversed leaving him with my car for nothing. Is this even possible? I just need to know before I go ahead? As soon as I see the money in my bank account is that it then? Many thanks
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HSBC cost of living overdraft
Hi I applied for an HSBC cost of living overdraft,it's interest free for a year.Itvwas approved via email yesterday.However today I received an email saying I had gone into unarranged overdraft.I messaged them and they say I can only have an overdraft if have one already.I told them that I had already messaged them reg…