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Barclays - replacing debit card text?
A relative of mine has recently received a text stating to the effect: We've found an issue with your debit card. Sent out new card but can continue to use existing card for 28 days ... Not sure what's triggered this, but surely if they think the card's been compromised, they'll have: 1. Been in touch regarding suspect…
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British expat living in Chile needs UK current account to transfer my Child Trust Fund
As stated in the discussion title I need a UK current account. If I transfer my CTF to a Chilean bank account I will lose about 60% of it due to commission and bank charges. Does anyone know if there are any UK banks that would allow me to open one there. HSBC who hold my CTF do not allow people due to cross border…
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Halifax Rewards Tax
Hi, I get £5 per month for the £500 spend on this account. I think I read previously that tax was already deducted from this? If so, as someone who doesn't need to currently pay tax is it easy to reclaim and how please? Thank you
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New Company
Hi, just setting up a CIC (Community Interest Company) and need to know which is the best Bank to open a Trustees account. We will need to deposit cash, set up Direct Debits, do money transfers etc
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Co op blocked payment
OH got an email and text about a blocked payment made Sunday evening. Mentions a limited window to phone them but she is out of the country until Friday. I guess she could phone from overseas but would rather not. Anyone know how long they give you to validate it before they cancel it? Thanks.
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Switching account multiple times in a row
As the title says I’m looking at both the current Lloyds switch and NatWest/RBS accounts, I’ve looked through T&Cs and can’t see anything about a minimum stay period would this mean once I’ve met the conditions to receive the money and have received the money I’d be able to switch again almost immediately?
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Avoiding current account minimum pay-in
Say a current account has a £5 fee per month unless at least £2500 is paid in per month. Can you avoid this fee if your salary is under £2500 per month by just temporarily transferring into another account then moving it back by BACS thereby technically making the total paid in over £2500? Thanks :)
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Bank Fraud
Has
anyone heard of this happening? On
Monday, my wife noticed large payments going through our joint account. She
immediately called the bank fraud line and was told that they had already
called to check he amounts but that she had told them it was ok. Apparently,
the fraudsters had replaced her voice message password…
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Cash switch bonus
I wanted to switch to Natwest and get the £200 switch bonus but it says you can't have had the switch bonus from them since January 2020. My previous account was with Natwest and i believe I did get the switch bonus, however I don't know if this was before or after Jan 2020. How would you check this?
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Virgin M Plus Current account can not be upgraded?
Just been advised by Virgin's customer service on their online chat that in order for me to have their Club M account I need to open an additional account on top of one I already have and there i no option to upgrate. Is that true?
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Best Bank Account to switch to with a top Budgeting tool/tool app included
I am currently with Think money and have been for 15 years and have nothing against, them they budget all my money for me so I have a virtual bills account that I cannot access which takes into account all of my direct debits and standing orders each month and then what is left transfers over to my card for me to do what I…
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First time switcher
I have just received £175 for switching! I wanted to keep my main joint account so just opened an account with chase...so easy. Opened a second account and put a couple DD in. Lloyds switch came up applied and within 6 days money in and the chase account still has a day to move across. I am now in process of doing same…
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USD TO GBP Bank Account
Looking for some advise, my partner works for a US company and gets paid in USD, he then has an high street bank. the EX rate isn't great, and with him getting paid every two weeks, he seems to be losing quite a bit of money. I was wondering if there was a bank account that would be better for him, especially with the EX…
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Chase 1% cashback ending
I have had the Chase debit card for well over 12 months now and have been enjoying paying £500 into the account for a continued 1% cashback on all purchases. This apparently is only a 12 month deal, and will end in the coming months (I think around March). Are there any alternative debit cards offering the same 1% on…
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New design of the NatWest Debit Mastercard in case anyone's interested
Just got the new card today and what do u guys think of this design?
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carve or tide banking
is curve or tide banking any good
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Beware Tide Banking
We have a very large payment missing... It was paid by BACS by our client 8 days ago. As yet this payment is still not showing in our bank. We have been sent a screen grab of the payment showing complete. We have reached out to TIDE raising our concerns and have been given automated answers. We have been in contact with…
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Money not refunded by bank after I was mugged
I was a victim of a savage beating where I had my watch and phone stolen. I was forced to give my passcode to open the phone at the risk of being stabbed. I was finally able to get away and drive home, where ambulance & police were notified. I was taken to A&E. After leaving hospital the next day, I was made aware that the…
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Direct debit success
After looking through our direct debits we realised we had been paying for a home serve boiler and pipe cover for an old address we haven’t lived at for 7 years @ £18 a month. We have now cancelled this and was wondering if we could claim the money paid out back? Thanks
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HSBC Switch - no bonus - wrong account opened
Hi, has anyone had problem getting HSBC switching bonus because wrong account was opened? At first they told me I'd applied for a current account by mistake but when I found the original emails that said I had applied for an advance account (the one you need to get the bonus) they changed their story and said they had…
