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USA Tax - do I need to state I may be subject to USA tax even if I don't make the theoretical £100k
Heya Sorry, if this is the wrong forum, please do move this post and let me know. I recently posted here two weeks ago asking about whether I was correct or not to opt for the everyday current account or whether I should go for the basic one first. So, I went to the branch this Wednesday like
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Unethical Co-op Everyday Extra Packaged Travel Insurance. No longer fit for purpose...
From June 26th 2024 Co-op Everyday Extra is removing cover for "End-supplier failure" (insolvency) i.e.when any travel or accomodation or service provider become insolvent and fails to provide what you've booked and/or paid for, even if you've already booked your post-June 26th holiday prior to June 26th. Notwithstanding…
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Smile Bank suspended new phone app applications
I have been with Smile since 1999 and in the last few months I have noticed that they seem to be running down the services. First came with the smile more accounts no longer able to perform the benefits on line. Then I changed my phone and since then I have not been able to have the banking app on the new phone. Customer…
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First Direct - £15 e-gift card for 15 transactions. 16th Feb 24 to 7th Mar 24.
I did a switch to First Direct last month and received this e-mail yesterday. The T&C's (link) also mention a 2nd "incentive period" running from 8th Mar 24 to 28th Mar 24. Not sure if I only got this due to my recent switch. Debating if it's worth doing or not as I'd have to do more transactions than I normally do. I…
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Money moved between my own accounts before being stolen. Neither bank willing / able to help.
Hi there, I’m not sure if this is the right place to post but I’m looking / hoping for some advice on any available options to try and resolve the situation outlined below. In short though, I: * Have had ~£3,100 of my own money stolen. * Am responsible for a £12,000 loan that was taken out in my name and stolen. * Am stuck…
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Mother was a victim of Whatsapp scam fraud - will she get her money back?
May I first and foremost say I do hope that people will be kind and will not use this thread as a lecture to say how silly she was or that it is her own fault. With that said, my 75 year old Mother fell victim to the "Hi Mum" Whatsapp scam that has been doing the rounds and she transferred just under £1,000 to a complete…
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Total Lifetime Bank Switching Earnings?
Interested in what you think you've made in total earnings from taking advantage of bank switching offers? Do you think the offers are becoming less generous now and the opportunity is shrinking? Are there any similar type opportunities elsewhere? Thanks!
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Halifax and passcodes and (likely) Windows 11
For the past 3 months our joint and singular accounts / Credit cards have suddenly been subject to (unexpected) passcodes in order to Login. The usual 'do you wish to trust this device' has been absent and the passcodes have continued until I've complained informally to the online Help Desk. No explanation has been…
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Santander certificate of interest
Has anyone received their yearly Santander certificate of interest either by post or online I need mine for my accountant and can't beleive it's taking so long this year to be issued.... or is it just me and I'm missing it somewhere?
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RBS ending Malwarebytes Premium subscription
Just had a pop up stating my MBAM Premium subscription is ending!😲 Does anyone know how /where to continue basking in their protection for free? I think I saw an offer from one of my institutions offering "Rapport" but I had no end of problems with it in the past and wouldn't want to experience that again!
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T212 debit card cashback
Has anyone received cashback using the T212 debit card for Council tax payment Energy/Utility payment Chase dc gives cashback on both. T212 t&c say Utility, and taxes are excluded https://helpcentre.trading212.com/hc/en-us/articles/17862038991389-Excluded-merchants-for-cashback
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3 questions about trusts
1) can I have an open trust account with different banks for example half in skipton half in cater Allen. 2) How do I apply to cater Allen I have no referral where do I get one? 3) mortgages within a trust if I own one property outright in my trust can I get mortgages within my trust? Best people to get mortgages for…
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Nationwide 2nd account?
Hello is it possible to apply for a second account while still having one already? And can l then leave it empty for maybe switching it in a few months time. Thanks.
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Bank switching.
Hello. With loads of banks offering switch incentives recently what are the downsides to getting all these offers, if there are any? I've recently done the RBS one which was my first go but it was very straightforward. Some are very complex. Thanks
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Packaged bank account-who to complain to Ombudsman about?
I've an issue I can't get resolved re the travel insurance part of my Co-op Everyday Extra account. I complained to the Coop who said they'd send my details on to AXA to respond. AXA didn't respond so I phoned AXA and was told they were just the underwriters and I should take up the matter with Rock Insurance. Rock…
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Nationwide joint account
I have a nw joint account and loyalty saver so qualify for the £100. As it is a joint account, it should be £100 each but there is only a mention of £100 under my name. I think last year I got only £100. Thanks
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Santander withdrew my banking services [Merged]
I received a letter from Santander’s fraud operations department today informing me that they’re withdrawing their banking services from me due to recent activity on my account. However, the only recent activity on this account this year has been transferring money to premium bonds. It’s not my main account, so it hasn’t…
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Looking for advice
Looking at buying a new car and after p/ex will probably need to find another £10k. Presently I have some savings - £4k with Santander, £8k with Chase, £5k in Secure Trust (all earning a minimum of 5%) as well as just short of £4k in Premium Bonds. I’m retired and my state and works pension along with small annuities cover…
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How soon can you re-switch accounts?
Hi I’m hoping someone more knowledgable than me can help out with this question please!! Does anyone know how long you have to wait before you can re-switch ann account? I switched to TSB last September for the incentive but am now thinking about re-switching that account to Nationwide as I have a mortgage with then and…
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HSBC Advance £125 bonus + £80
Firstly, an update on the HSBC bank bribe. I opened the Advance account on 1st November, it took a couple of days, but my application was approved quite quickly, then it was just waiting for the account set up and card to arrive in the post (which it now has). These are the steps to qualify for the £125 bonus, in case…
