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Dormant Direct Debit notice?
I have a friend :) with a DD that the merchant never started using, despite receiving goods. He’s afraid that if he deletes it, the merchant would be notified by their bank. It’s more than 12months since it was set up, but simply was never used. Is my friend right to be concerned? Or would the bank simply delete and not…
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2 Factor authentication to access Santander online
Something that has changed for me recently is when I log on to my Santander online account (most of the time I do use the app but occasionally convenient to use pc/laptop) is asking me for a OTP, with no option I can see to make a trusted browser. Is this the same for others?
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Car Finance
I would like to return my car a few months early but the finance company have told me it will adversely affect my credit rating. Is this the case?
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Alternatives to FirstDirect - without banking app
I’m looking for a bank that offers online banking with text alerts and which doesn’t require you to use a banking app on a smartphone - can anyone suggest one? Some background, I have banked with FirstDirect for over 34 years and have generally been very happy with the service. I use the text alerts to monitor my accounts…
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Suspect bank statement is fake
Ive have been given a bank statement from someone but Im quite sure its fake. Its a Natwest Bank transaction statement but despite contacting Natwest they wont verify if its a fake or not. So im stumped as where to go with this. I have nothing to compare it with but certain things dont look right like OD beside a zero…
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Restrictions on Free Money for Switching Banks
When switching banks for the free money incentives, has anyone found any restrictions on which bank accounts can be switched. For example can Chase, Monzo or Starling accounts be used and are they eligible?
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Multiple accounts
Are there any other banks like Chase which allow you to easily set up multiple accounts?
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Round up RBS
Hello. Is there a limit on using the Round-Up feature once activated. I've set up for double roundup, too.
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Switching to First Direct via Quidco how?
Hello Trying to switch an old account to my newly created 1 Account with First Direct. I have a Quidco account and there is a £65 cashback offer on top of any switch benefits from the bank. However, using the Quidco link from the app to "get" this cashback I am transferred to the First Direct website. It is not possible to…
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Blocked bank account due to UK statutory tax laws
Hi, My bank account has been blocked for over a week now and my bank can not tell me the reason as they are complying with UK statutory tax laws... I do not know what this means, and they will not explain either.I have googled what this could mean and it appears to be for small to medium sized buisnesses - I am neither. I…
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Worried about email 'Order' I have not ordered. ? SCAM.
If I am posting in the wrong Forum would you please let me know? I am worried about an email I have just received in my 'main' email address in box. At the bottom there is an attachment with a number and I have not clicked on it. I have clicked to open and read the email but nothing more. I'll be really glad of any help.…
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Switching away from Barclays
I have just found out about Nationwide's latest switching offer, switching to an existing Nationwide account. So trawling through my accounts, I have selected Barclays as the doner account because their interest rates are not as good as in other accounts that I hold. However.... I switched to Barclays last November, from…
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How to budget / best budgeting tips?
I’ve always been terrible with money, and have been in debt for as long as I can remember. However, I’ve recently inherited some money, and for the first time since I was about 18, am no longer in any debt. I really, really want to keep it that way!! What are your best budgeting tips? Separate accounts? Cash? Spreadsheets?…
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Is there a way to find out if you've had a switching bonus before?
I'm thinking about the Santander Edge account for the £175 switching bonus. I did have a current account with them, probably 6-8 years ago and I still have a mortgage with them. But I can't remember whether there was a switching bonus back then. Will they tell you, during the process, whether you'll definitely get the…
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Bank account for property rental?
Hello good people i have a holiday property which i rent and i would like a separate account for this in order to keep things tidy and separate, and look a bit more professional (I’m never comfortable sending my personal bank details for some reason!!) i only want a basic account, i don’t mind who its with, however i would…
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Santander Edge Up account. 2 cashbacks but no choice where they come from.
Yesterday I upgraded from a Santander 123 account! I now only have two of the three cash backs that I had with the 123 account. (£3 down) I am left with 0.72p cash back for my water bill, £24 as one of them. This is my lowest cost utility bill! I spent some considerable time on the phone to a pleasant young lady who…
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Nationwide switch from Chase
Hi, newbie here :) Thinking about switching a Chase current account that has a couple of direct debits, to a FlexAccount I already have with Nationwide. Have already opened a 2nd Chase current account, but would I have to close the savings account I have with Chase too ? Would the Chase debit card become invalid & I'd have…
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Applying for new Santander current account
Hello. I have got an appointment at my local Santander branch to attempt to open an everyday current account. This just so happens to be the first bank account that I would be properly applying, although I have a unique Santander savings account - or had - when I was a kid. I have no credit history and the bank has advised…
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Cifas marker removal
I have recently found myself in financial difficulties and with the help of another thread I think I can get myself sorted. My query here is how to deal with a Cifas marker that has been logged against me by one of my creditors for "evasion of payment". Admittedly yes I did get a £5000 loan with them and have not paid any…
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Bank unable to trace recipient of a standing order
My late father’s account shows a monthly standing order of a few hundred pounds. We have asked the bank who the recipient is/where the money was going and they simply state that they cannot trace it. This amounts to some £12k+, can it really be the case that this has disappeared into the ether and we have to accept this…
