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My Virgin Money accounts can’t be verified!
This has happened with other accounts, but as it’s a bigger bank i wanted to make sure. I’ve got new Current, Savings and ISA accounts with Virgin Money, and trying to pay into any of them directly from my Starling account, it can’t verify my name on my account. I know this happens with some banks, just wanted to see if…
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Anyone else been caught out by HSBC overdraft support?
Just wondering if anyone else has been caught out by this/managed to resolve it. I got the temporary overdraft support for 12 months which was 0% interest on overdrafts up to £500. I am currently at this level on both accounts. On 19th Feb and again on 25th March I was notified that this support would come to an end on 8th…
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HSBC Global Account £80 bonus
I'm starting this thread for people to please share when they receive the bonus. This is from the 2 part deal (£125 + £80) that started at the end of last year. The 2nd part of the offer (£80) is due to be paid 'early May' in to the Global account.
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Which account - Edge or Edge Up?
We're looking at switching our bank account to one of the following Santander accounts: The Edge account doesn't pay any interest on account balance but you can have a linked savings account at 7% on balances up to £4000. As there's two of us, this could be £8000. The Edge Up account pays 3.5% interest on any account…
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Ford Money Community & Book Club
Got this today, still no further idea about their previous email regarding vip event invites, referral rewards, exclusive offers but:
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Switch incentives - how to know if i've already claimed?
Hello, Been doing the bank switch rodeo in past years. Before the banks got clever, they would let you switch all the time (good times). Now most banks say you cant have had reward since xxx or at any time... How can i find out which banks i have switched to and for what period? I've been doing this so serially and not…
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Quote: "People are just not worried about being scammed"
Interesting article on the Beeb news site: https://www.bbc.co.uk/news/articles/c988v355e8do
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Virgin M Plus Current Account reducing to 1% from August
Wow, 2% was great when they first started this account but it's a pretty poor rate in today's environment, and now they're going to reduce it to 1% in a couple of months. From 1 August 2024 we will be reducing our M Plus Current Account rates from 2.02% AER (2.00% gross per annum) to 1.00% (AER gross per annum) on balances…
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Chip Pending Interest
Anyone else noticed that the Chip App has not updated the pending interest this morning. Mine shows the same pending interest as yesterday (on iOS)
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How new can a Current Account be for the Current Account Switch Service?
I am trying to take advantage of First Direct's CASS offer, but I don't want to use First Direct as my main bank. Therefore, I have set up a Revolut account, and created 2 Direct Debits from that account, however I wanted to double-check that using the CASS on an account that's about a week old will still be accepted, and…
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Nationwide to pay £100 'Fairer Share' bonus to millions of customers again
If you bank with Nationwide, you could get a free £100 paid into your account over the coming weeks as part of the building society's returning 'Fairer Share' scheme. The bonus will be paid to millions of its current account customers who also have savings or a mortgage with it... Read the full story: Nationwide to pay…
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DF Capital?
Who on earth are DF Capital? Their website looks terrible. Anyone have any experience with them?
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Bank Avoiding Duty of Care on Lost Payments
Private landlord here. I've got a few BTL properties, get rents paid into my account monthly via bank transfer Got long term tenants who have always been good, always paid etc. I did an audit on rents received recently, shocked to see that no rent received from one of the flats for 2 years! Missed seeing this as the tenant…
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Zopa not listed on Easy Access Cash ISA? Why?
Zopa is paying 5.08% Easy Access via SMART ISA but its not on my MSE top page? Just wondering why this is before i commit.... One part of my brain says there's valid serious reason why, the other just says go for it! I don't normally post when there's stuff not listed, just this time because I need to get my ISA shifted,…
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Close Bank Account & Cash ISA?
If I close my bank account with one provider, do I also have to close or move my Cash ISA, or can I leave it where it is?
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Travelling abroad reccomendations
My 16year old daughter will be travelling in South America in a couple of months time and I'm looking for reccomendations for best account to open for her for card spending abroad. Obviously shes to young to open a chase account but are there any good alternatives?
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Bank account for Right to Manage company
Hi everyone, We recently set up a Right to Manage company and although our managing agent looks after service charge and reserve fund money, we still need to open a business bank account for taking membership fee, pay company house annual fee...etc. The company is not profit making, pretty much dormant, and is limited by…
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Caught my bank lying. How can I negotiate a higher compensation?
I raised a complaint with a bank after noticing something in their system not working correctly. I did not suffer direct financial loss but the situation did cost me £100 indirectly and 2 months of correspondence and waiting during the complaint. The issue has likely caused problems for other customers without them…
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Canada - Various Questions About Payments
Hi all Off to Canada in August (for 7 weeks!) and wondering if anyone can help on the following: 1. Cash withdrawals. I'll obviously need cash but want to try and pay for most things by credit card. I have a Santander zero current account so no horrible mark up fees applied by them. Are there any Canadian Bank ATMs that…
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UK citizen living in Canada - non-resident bank account
Hi, I'm a British citizen living in Canada. I currently have a bank account with Barclays which I opened some 30 years ago. Barclays have informed me they are closing my account as I'm no longer in the UK. However, i also have several rental properties in the UK from when i lived there. Mortgages on those properties are…
