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Club Lloyds & changing your lifestyle benefit?
I've never had to do this myself but my sister is asking me now about changing her cinema vouchers to a Disney+ membership. When going on the club lloyds website https://www.clublloyds.com/ there's the option to log in with username & password - username being your sort code & account number. I've looked around & see…
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Euro savings account
I worked in Ireland for a year and set up a Revolut account, which is where my salary was paid into in Euros. Now back in the UK, my plan was to keep my Euro savings in Revolut for my 'holiday fund' so I didn't need to pay to convert it. Interest in Revolut is not great but I've also just seen in Which Magazine that they…
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Opening kids account with Bank of Scotland
Hi, I have an ultimate reward account with BoS and I am wanting to open an "under 19" account for my daughter who is 12 to allow her to have a debit card for buying lunch etc when she is at school. She already has a childs saver account with them I have been told I need to go into a branch to open a current account due to…
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new HSBC current account after switching out
Hello, I switched out of HSBC in June and closed my current account. I'd been with them for about 30 years so not my smartest decision. Now - I'd like to open a new HSBC current account as intend to open the 7% regular saver as soon as I can and also a Stocks & Shares ISA in April. Are there any hard rules about how…
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Receiving by BACS
Wife has sold her car and is been picked up on Sunday .The buyer is paying by BACS is this a safe way and what do we need to know ?
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Transferring Money between UK and Oman
We have recently arrived in Oman for work reasons and will need to transfer money between our new Omani account and our existing uk account. Is there way to do this without incurring large transfer fees? I have looked at Wise and Revolut which I believe work in similar ways but neither will transfer from Pounds to Omani…
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Is "Overpayments" for Barclays Mortgage ?
Is "Overpayments" for Barclays Mortgage can reduce the interests going to pay? My Barclays mortgage rate is 4.51% Or is it better to keep the money in saving account for 3.5% interest rate?
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LBG - restrictions on cash deposits
I have heard that with the upcoming banking hubs (currently in the first stages of rollout) that LBG will be limiting cash deposits to £2995 p/m or £20000 per year, There may have been rumours about this sort of thing in the past but it looks like it is going to happen in earnest. Watch this space...
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Trading 212 App Transfers
Does anybody else have problems with their bank holding back transactions paying money into T212? After recently opening the above cash ISA account, trying to feed it via their App has been really problematic. My current account is with First Direct and although smaller deposits go through without problems, several amounts…
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HSBC reducing savings rates again.
Got an email this afternoon, HSBC regrettably is having to reduce interest rates on saving accounts. This seems rather mean.
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HSBC - any way of finding my customer number online or in the app?
I have to phone them to have an account unblocked but can't get through the initial request for either my customer number or the 16 digit number from my debit card. Unfortunately I can't seem to find my debit card and think I may have destroyed it as it was not needed for the transactions I had planned for this account.…
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Alterntives to curve card because of fees
Hi is there any altertives to curve card that store all yours card into one with a physical card for taking cash out thanks
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Santander reducing my overdraft limit
I received an online letter in my online documents inbox today that Santander are going to reduce my overdraft from £2000 to £100 from 1st November. I rang Santander today and told them that my autism makes me vulnerable and sometimes I overspend, and while I don’t regularly use the overdraft and not usually in it by more…
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Temporary bank account
I've just discovered that I now need to give ebay my bank account details to sell on their site- I do rarely sell anything on there and I suspect this is just something I have 'missed' ...I really don't want to give them my main bank account details - which is tied in with my and my children's saving accounts. (I don't use…
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Chargeback question
Hi, I did a chargeback for a service that was cancelled and was getting no joy for a refund, the service then went ahead after all now the bank have paid me while they do their checks. Shall I ring them and tell them to take the money back or will they just do it automatically?
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Foolish son and bank accounts being closed
My foolish teenage (17) son got involved (unbeknownst to me) in some scam (trying to refund a package of clothes that he ordered from some retailer) and had his Halifax account closed. He opened another account with Monzo but they questioned a deposit into his account (£275 a friend was repaying him) and now Monzo have…
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50p direct debits / STRIPE payment suspension
Hi all. I set up 2 x 50p direct debits as part of meeting the Co-Op switch criteria. I noticed no payments were taken in August and then I saw this on the 50p site. 11/08/2024 - Unfortunately, due to a technical issue with our payment provider Stripe, we are unable to setup new direct debits. Also, all existing…
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Use of Savings Hub and trust structures
Hi I'm new here. Hope it's OK to post this, I don't think Martin's site offers an equivalent service so I don't think I'm promoting a direct competitor. I am thinking of signing up to the Savings Champion website's Saving Hub, where essentially they broker the individual's relationship with a number of banks. It's supposed…
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HSBC reducing overdraft
Had a letter from HSBC that they are reducing my overdraft. I guess all the banks are going to start doing this now? I am waiting to see if my credit card limit is also reduced!
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Barclays to close accounts of all British expats
From the telegraph: Full article: https://www.telegraph.co.uk/money/banking/barclays-to-debank-all-british-expats/
