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Worried about email 'Order' I have not ordered. ? SCAM.
If I am posting in the wrong Forum would you please let me know? I am worried about an email I have just received in my 'main' email address in box. At the bottom there is an attachment with a number and I have not clicked on it. I have clicked to open and read the email but nothing more. I'll be really glad of any help.…
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Switching away from Barclays
I have just found out about Nationwide's latest switching offer, switching to an existing Nationwide account. So trawling through my accounts, I have selected Barclays as the doner account because their interest rates are not as good as in other accounts that I hold. However.... I switched to Barclays last November, from…
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How to budget / best budgeting tips?
I’ve always been terrible with money, and have been in debt for as long as I can remember. However, I’ve recently inherited some money, and for the first time since I was about 18, am no longer in any debt. I really, really want to keep it that way!! What are your best budgeting tips? Separate accounts? Cash? Spreadsheets?…
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Is there a way to find out if you've had a switching bonus before?
I'm thinking about the Santander Edge account for the £175 switching bonus. I did have a current account with them, probably 6-8 years ago and I still have a mortgage with them. But I can't remember whether there was a switching bonus back then. Will they tell you, during the process, whether you'll definitely get the…
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Bank account for property rental?
Hello good people i have a holiday property which i rent and i would like a separate account for this in order to keep things tidy and separate, and look a bit more professional (I’m never comfortable sending my personal bank details for some reason!!) i only want a basic account, i don’t mind who its with, however i would…
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Santander Edge Up account. 2 cashbacks but no choice where they come from.
Yesterday I upgraded from a Santander 123 account! I now only have two of the three cash backs that I had with the 123 account. (£3 down) I am left with 0.72p cash back for my water bill, £24 as one of them. This is my lowest cost utility bill! I spent some considerable time on the phone to a pleasant young lady who…
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Nationwide switch from Chase
Hi, newbie here :) Thinking about switching a Chase current account that has a couple of direct debits, to a FlexAccount I already have with Nationwide. Have already opened a 2nd Chase current account, but would I have to close the savings account I have with Chase too ? Would the Chase debit card become invalid & I'd have…
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Applying for new Santander current account
Hello. I have got an appointment at my local Santander branch to attempt to open an everyday current account. This just so happens to be the first bank account that I would be properly applying, although I have a unique Santander savings account - or had - when I was a kid. I have no credit history and the bank has advised…
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Cifas marker removal
I have recently found myself in financial difficulties and with the help of another thread I think I can get myself sorted. My query here is how to deal with a Cifas marker that has been logged against me by one of my creditors for "evasion of payment". Admittedly yes I did get a £5000 loan with them and have not paid any…
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Bank unable to trace recipient of a standing order
My late father’s account shows a monthly standing order of a few hundred pounds. We have asked the bank who the recipient is/where the money was going and they simply state that they cannot trace it. This amounts to some £12k+, can it really be the case that this has disappeared into the ether and we have to accept this…
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SAR Request!
So let’s say for an example: I did SAR request with my bank for statements! Which they completed very quickly yay but where just list of transactions not what I wanted! so I redid SAR request as per what I was told To do! (Via their social media team) with putting all details in the right box’s that I wanted official…
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Business Bank Switching
Hi, Just wondering if any of you have had any experience of Business Bank Account Switching? I set up as a sole trader last year as a side job and in applying for a business account with many banks (incl Natwest) I faced a lot of rejections as my business primarily comes from abroad and is of higher value therefore high…
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Big increase in scam calls following opening new bank savings accounts
Since we are obliged to move money on a regular basis to get the best interest - thereby increasing the changes of fraud and mistakes, has anyone noticed a marked increase in scam calls following the opening of new accounts. I recently opened several savings accounts to spread risk and savings and almost immediately…
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Hsbc bank blocked my account overnight
I am receiving this message that you can't tranafer as you don't have funds or your information is not upto date. Called bank and waiting for their call in 3 days. I am part time self employed and earn £300/month. However there is combined property of me and my husband and rental income has been coming in my account for…
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Bank Switching question
I'm new to this bank switching business but feel I have done very well since switching to First Direct in January. Since then I've created several dummy accounts and managed the following by often switching balances of £0 then depositing whatever is necessary to qualify. £175 - First Direct £200 - NatWest £250 - Co-Op…
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Natwest bank switch starting to go wrong months later ?
I did the bank switch to natwest in March. Everything went smoothly then I had my car insurance claiming that my bank had cancelled the direct debit and therfore no payment had been taken. I contacted Natwest who said nothing of the sort had happened, the payment had been taken as normal and I have the payment reference. I…
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Depositing cheque via post
I have received a TV licence refund as a cheque. Is it safe, nowadays, to just put it in an envelope with a paying in slip and post it? (I'm disabled and can't easily get to the bank to deposit ti)
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change the PIN number with a new card.
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First Direct Account - Maintaining Payee Details
Having opened a new Principality BS account, I added the new details to the three existing PBS account payee details I have set up (same Name, Sort, Account and differing reference). This new payee has overwritten one of the existing PBS payee entries. Thinking I'd made a mistake or there was an app glitch, I've tried…
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Why so expensive to get ID in the UK? Why no free national identity cards?
My partner and 16,19 and 21 year old sons need ID for opening bank accounts. Proving their identity is very difficult so we've decided to apply for passports for them even though we have no intention of going abroad. All the costs of getting 4 passports is going going to cost about £450 and they will need renewing every 10…
