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Help protect parents' money from bullying family member with addictions
Would be grateful if anyone has any advice please. My close family member has suffered from addictions from her teens (substances, gambling etc) - she is now in her mid 40s. My poor parents have been trying to support her but she has lied, cheated and bullied her way through hundreds of thousands of pounds of their money,…
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Switching to First Direct
Apologies if this sounds dim, but my logic fails me (mainly because companies tend to call you out on anything you've not thought about). I used to be with HSBC up to around a year or two ago and left due to poor customer service. They say you can switch for their cash reward if you've not opened an HSBC account since 1st…
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Daily transfer the amount above £50 from one bank account to another automatically possible?
Hi everyone, I wonder if it is possible to transfer excess money over £50 daily from one personal bank account to another automatically? My partner have an Etsy shop, a so far she used her personal bank account (With Barclays). Now we want to setup another personal bank account for the business, to have a better overview…
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House sale funds but need to pay CGT - where to hold the funds?
Bare with me... My property has sold and the funds were placed in a 'no interest' current account. It is over £85000. I would like to move the funds into two different 'with interest' accounts but I need easy access to pay the CGT (Within 60 days - currently with accountant) Is there an account/s where I can earn interest…
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Fraudster tried to empty building society account refund refused
I’m out of mind, firstly I was waiting for a parcel from Royal Mail, I missed the delivery. I had a email to say I needed to pay for re delivery so I did. The parcel came next day, BUT the postman said I should not of had to pay for re delivery this left me confused. a couple of days later I had a phone call stating they…
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Question for people who know about phishing etc software
I preferred the old way of banking but eventually went onto online banking a couple of years ago. I on the odd occasion, need to call them. I called today and was told that on 15/01/24, everyone has to record their voice as that'll be the way to access your accounts by telephone. I'm sure I watched a programme a few years…
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Barclays switch bonus problem
Hello, I recently completed the Barclays £175 switch bonus offer but haven't received my money. I spoke with a representative on live chat who informed me that HSBC rejected my switch on 28th November and that there was a document uploaded on my account to inform me. They also say they sent a paper letter informing me of…
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BoS - RBoS - HSBC
Hi I'm looking to open a free basic bank account for my wages to be paid into, to pay general expenses, and easily transfer money to my kids. Barclays have declined my application (no idea why!) but I am now torn between Bank of Scotland, Royal Bank of Scotland, and HSBC. I travel throughout the United Kingdom for work,…
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Starling connected card for pay at pump
Do Starling connected cards work at Tesco etc pay at pump or are they like pre paid cards?
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Open new account
My husband and I have had a joint account for many years. For personal reasons I would now prefer to have my salary paid into a separate account and to transfer my share of the bills into the joint account. I’d like to be able to set up DDs for my personal expenses from my sole account. Can anyone advise and recommend…
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If a bank closes an account for a breach of terms, does it put a 'marker' on your name?
The title sums up all I need to know - but I'll give more info below for those who like all the details 😊. If I am found to be in breach of the T&Cs of my account and it is closed (which is what is threatened), will it cause me any trouble getting other accounts in the future? Is there a Banking Naughty List that I will be…
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Switch bonuses over?
It looks like only 1 bank is offering a £175 switch bonus at the moment. Are the switch bonuses over or will other banks roll them out again? Do they normally pause and restart or are the winding down for good?
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Starling Bank account receiving USD to GBP account.
Hi I have contacted starling but can't seem to get an exact answer so can anyone help. I want to have money sent from a share dealing account in the USA via swift to my GBP starling account. ( not a business account ) . What I can not seem to understand from starling customer services is what the charges are for the…
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Foreign currency cheques...
To-date I've been paid by a company I work for in the US by cheque which arrives in the post. This is how they operate. They pay all their contractors this way and won't budge. I have to take the cheque to an actual branch of Barclays, which are few and far between these days so it's quite a long drive for me. The last…
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When does Barclays cashback change from pending to payable?
I thought it was on the 5th of each month. They keep sending me emails about my cashback, just wish they would actually pay it. They are very slow though, what other banks do in the early morning Barclays seem to wait until the afternoon, or not do it. Reading their many pages of very detailed information/t&c has left me…
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Not sure if this is the right category but I need help on managing my spending if poss please?
On paper after paying essential monthly bills such as energy, council tax, utilities etc I should be left with approx £750 per month to pay for food, petrol, savings etc yet at the end of every month I’m withdrawing the savings £100 to get me through to pay day. I live on my own, I don’t have rent or mortgage to pay, I’m…
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Is there a bank which doesn't hold outgoing payments 'for review'?
I am moving some savings from Atom to Chip. To do that I had to transfer to my Starling account (the linked account), and then transfer it to Chip. It's only a couple of thousand pounds. The money arrived instantly in my Starling account, but when I attempted to transfer it to Chip I was asked some questions by Starling to…
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Debt company has taken money out of my bank account
Hi can anyone help, I recently had £250 taken out of my bank account. When I contacted the bank, they advised I should contact the company directly. They advised it was a debt company. They provided details as I haven’t received any notification of this. I contacted the company who advised they couldn’t find me via name…
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Revolut euro withdrawal charges
Hi folks is there a way to transfer large amount of euros from revolut without getting charged thanks
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Standing order or regular transfer from Barclays or NatWest savings ?
Using the apps or online banking for Nat West or Barclays, is there a way to setup regular transfers or standing orders from a savings account to a current account ? I can do this easily between current accounts and between current accounts at different banks but I can’t see a way to do this starting from a savings…