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SAR Request!

GTR_King
GTR_King Posts: 1,918 Forumite
Tenth Anniversary 1,000 Posts Name Dropper
edited 5 June 2024 at 8:55PM in Budgeting & bank accounts
So let’s say for an example:

I did SAR request with my bank for statements!

Which they completed very quickly yay but where just list of transactions not what I wanted!

so I redid SAR request as per what I was told
To do! (Via their social media team) with putting all details in the right box’s that I wanted official colour or Black & white statements!

I was told they cancelled the Request thinking it was Duplicate one! 

Are the legally allowed to do that? 

Just wondering 

Comments

  • Hoenir
    Hoenir Posts: 5,189 Forumite
    1,000 Posts First Anniversary Name Dropper
    You've been provided with the information. There's no legal right to demand it in a customised fashion. 
  • elsien
    elsien Posts: 34,862 Forumite
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    edited 5 June 2024 at 9:46PM
    They don’t have to send you full bank statements. As long as they send the  information that they hold on you then it can just be a list of transactions.

    So yes, as they have already provided the information then they are legally able to do what they have.

    if you want official bank statements is there not the option of paying for them? 



    https://ico.org.uk/for-the-public/getting-copies-of-your-information-subject-access-request/getting-a-response-to-your-subject-access-request/#:~:text=You%20make%20a%20subject%20access,with%20a%20list%20of%20transactions.

     Is this the same bank/issue you were complaining about last July.
    I don’t see why you can’t track your spending via the transaction list If that’s what you are trying to do. 


    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • GTR_King
    GTR_King Posts: 1,918 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    edited 5 June 2024 at 9:49PM
    Different issue but thank you anyway! They did what I asked so all good! 

    Didn’t think they would send full bank statements as that would be too long winded for Them to sort 
  • Hoenir
    Hoenir Posts: 5,189 Forumite
    1,000 Posts First Anniversary Name Dropper
    GTR_King said:


    Didn’t think they would send full bank statements as that would be too long winded for Them to sort 
    Pay the fee they'll spend the time. Remember banks do have the option of terminating relationships. 
  • GTR_King
    GTR_King Posts: 1,918 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Yep I do know that! 

    No fee, but knew with SAR Request they might not send full statements 
  • gravel_2
    gravel_2 Posts: 566 Forumite
    Seventh Anniversary 500 Posts Name Dropper Combo Breaker
    The R stands for "request" btw.
  • GTR_King
    GTR_King Posts: 1,918 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    edited 5 June 2024 at 10:45PM
    Yep knew that! 

    Still happy that my bank fulfilled my SAR request very quickly which I think has most of the data I asked for on it! 
  • born_again
    born_again Posts: 17,883 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    GTR_King said:
    So let’s say for an example:

    I did SAR request with my bank for statements!

    Which they completed very quickly yay but where just list of transactions not what I wanted!

    so I redid SAR request as per what I was told
    To do! (Via their social media team) with putting all details in the right box’s that I wanted official colour or Black & white statements!

    I was told they cancelled the Request thinking it was Duplicate one! 

    Are the legally allowed to do that? 

    Just wondering 
    A statement is a list of transactions 🤷‍♀️

    If you wanted copies of your actual statements, then that is a chargeable service. 👍
    Life in the slow lane
  • GTR_King
    GTR_King Posts: 1,918 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Thank you my bank dose it for free! 

    I didn’t know that & thought if I asked I would get actual statements seems not tho 😀
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