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Banks MUST now refund some scam victims
I've read that banks must now pay customers back who have been scammed online etc. Where do we stand with money sending services like Western Union, Wise ....etc? Thanks
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Chase rejecting refunds
Has anybody else had Chase rejecting refunds to their account? I had to cancel train tickets booked on TicketySplit and rebook. I was given partial refunds on the cancelled tickets, but the first time that TS tried to credit them back to my card Chase rejected them. They appeared in my account a couple of days later. OH…
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HMRC Tax Refund Cheque Expired
I received a cheque from HMRC for a tax rebate many months ago which I'd totally forgotten about until now.I understand that banks won't process a cheque if it's past 6 months from the issue date which is the case here. Will HMRC re-issue it if I call them and explain?
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New Nat West Log in Page?
Can't be too careful so just checking on here. Have Nat West updated and changed their online log in pages? Just went to log in and everything looks very different.
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Best Switch Account with No Direct Debits to bring across
I've Looked and Looked until I'm confused - Does Anyone have any thoughts on the Best Bank account that pays interest to switch to if you aren't bringing across any Direct Debits - Just 2 Pension payments in and day to day money out? I Looked at the First Direct one that Martin talked about but if I'm reading right you…
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New to switching. Advice please
Hi everyone. After watching Martin's latest TV programme, I decided to utilize switching, as I've been with several banks for more years than I care to remember - for no real reason other than familiarity and laziness! I've decided to start with switching an old and not utilized Halifax current account. As it doesn't have…
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TSB card blocked.
Good morning, I recently opened a tsb account and deposited some cash. Yesterday, after buying some items individually, my contactless and PIN didn't work. I suspect it's been blocked because over the last few days, I've made batch payments of small amounts to hit the cashback targets of 20 transactions per month.
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Co-op Bank Everyday Extra - free for 3 months
Potentially of interest to those affected by Nationwide FlexPlus price hike, Co-operative Bank are offering a fee reimbursement for 3 months on their Everyday Extra account if the application is received before November 4th. Product link: https://www.co-operativebank.co.uk/products/bank-accounts/packaged-bank-account/…
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swapping 123 CURRENT ACCOUNT SWITCHER to Edge or Edge up
It looks like I can switch my 123 ( fee £4/month ) to Edge or Edge up.. I currently get £8 in DD rewards and £5 interest as rate is 2% I am attracted to 6% on 4K saver as only getting 3.9% at the moment with Santander will I get the £150 switch bonus ? Would I still get the 6% saver with Edge up..think I would get better…
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Kroo Bank Restricted me and my wife account for almost 3 months, what should I do?
Me and my wife's bank account were restricted for almost 3 months (started from 1st-Sept) for SAR submission to NCA, but so far there's no cort order or updated info. received, they only said, "As a financial services provider, we're required to regularly review accounts to ensure the safety of our customers and their…
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First direct Amazon voucher switching incentive - how to claim. From money saving expert?
My partner and I switched nearly 2 months ago, received our bonus from FD but not Amazon voucher. FD told me on the phone it should be taken up with money saving expert, but who exactly do we contact? thanks
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Contacting coop bank
I'm trying to call Coop on 0345 721 2212 which is their published customer service number but for the past 1/2 hour I just get an engaged tone. Is this normal for coop? I'm used to being held in a queue if busy with most organisations, not getting an engaged tone.
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How Quickly should Chaps payments reach your account?
I know that banks have to ensure that a CHAPs payment received to your account must be available that day. Are the rules different for a EMI's, Electronic Money Institutions. I recently sold a property, but it took the company I use one day to post the money to my account once they received it. They blamed money laundering…
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Any recommendations for best Chase Alternative that isn't a "big bank"?
Does anyone have any recommendations for the best Chase current account alternative for cashback that isn't a "big bank"? All the ones listed on the "best bank accounts" page on main MSE site are the big banks and I'd rather avoid them if possible...
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Bank account for freehold management company
Hi - I've recently bought a flat (one of 3 within a converted house) with a share of freehold, and am now a director of the management company. Myself and the other directors want to open a bank account to manage the shared expenses (e.g. repair work, shared hallway energy bill) - can anyone confirm if this has to be a…
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Co-op bank can't set up standing order
Hi, I am trying to set up standing order with Co-op bank. Only got switched to them and slowly regret it at every step. Now I do not seem to be able to find option to set up standing order. I am normally clued up on things like that. Have been with many banks and never ever had a problem to find something as simple like…
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Switching bank accounts multiple times
Hi all, I recently switched a burner account (I opened a second account with Nationwide) to Lloyds to get the £200 incentive which has now been paid. Is there any need to wait a certain amount of time before switching again from a legal/ bank perspective? I'd like to take advantage of the other offers available, most…
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Money disappeared from bank account
My daughter had quite a large sum of money paid into her bank account (Monzo) last Friday. She saw appear in her account and texted me to let me know it had arrived (as some of it is for a re-payment to me). When she looked on Saturday morning there was no sign of it and no record of it having been in her account. She…
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Accomdation circumstances
When applying for a basic bank account when you have been married for 15 years but the house deeds and morgage are solely in spouces name should you select the accomodation status "Owner with mortgate" or "Living with friends / relative not parent".
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Nationwide Flex Direct
I just switched to a NW Flex Direct current account. It states the following condition to receive the credit interest These interest rates will only be paid if you are paying in at least £1,000 per month, not counting transfers from other Nationwide accounts or Visa credits. However, when they say 'not counting transfers…
