-
Which account to switch?
I've recently successfully completed switches to Halifax rewards and Santander edge and I'm now thinking of going for a first direct switch. I'm keeping the Santander as my main bank which leaves the Halifax rewards or chase. Can't make my mind up which to leave as I like the travel and mobile ins plus the breakdown cover…
-
Which Bank
I am currently with Lloyds and have just opened an account with Barclays, i have monzo , revolut and Chase, I always use Lloyds but bored, money i have savings in there and Barclays has only been open for a week or so. I don't use revolut and chase although i am interested in their 5.1% savings. Do i switch to Lloyds to…
-
Management of finances
Is there such a thing as Appointee for folks who are not on benefits, would this be POA? There used to be a service that managed payment of bills when you sent the required amount. I'm guessing it would be a family member otherwise.
-
Should I switch Current Account?
Hello, I have had a BOS Current Account for many years. I recently received an invite from Nationwide to transfer to switch to one of their CAs for £200. I'm aware that switching has a relatively minimal impact on credit score, and that it is usually advisable not to do this when planning on getting a mortgage in the next…
-
Can a Bank close your account without notice?
Hi everyone. I just switched to Santander without ever having an account with them. Everything looked good, they sent log on details and even notified me that my card should on its way. However when I tried to log on online banking it didn't worked and I found out that my account had been closed during a phone call to…
-
Santander Switch Nightmare
On 30th May I applied for the current acc switch to take advantage of the £175 switch bonus offer. I am moving from halifax ultimate reward to santander edge up. The whole process has been a nightmare from the start and not yet finished. After i received my new debit card I went online to register for online banking only…
-
Insurance company forgot to take my direct debit over a year ago
My insurer forgot to take a direct debit for insurance that is now cancelled. They thought a credit company was taking it but their financial audit has found that many payments were not taken (including mine). The insurance was not renewed and six months later they are asking me for the money ? Is that my fault ? Do I need…
-
Business Bank Accounts having personal names
Has anyone else experienced their business bank changing their account name to their personal name instead of their grading as business name? I have 5 small businesses each with a separate account with Tide. They have recently changed them all to my name from the Trading As name, so I can't tell the difference between…
-
Must one inform the bank before receiving a large sum?
Would I be flagged for fraud if I were to receive a payment 50 times larger than a monthly salary?
-
Business bank account
After trying unsuccessfully to open a Santander business account as a sole trader - will take 2 phone appointments and probably 2 weeks despite being with them for 30 years and have my mortgage with them I have gone with Lloyds which will hopefully work and take 2 days!!! Does anyone know who will open a business account…
-
MSE News: Bank of Scotland, Halifax or Lloyds customer? It could be increasing your overdraft rate
If you're a Bank of Scotland, Halifax or Lloyds customer, the interest rate you're charged for using your overdraft could soon go up to 49.9% as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says most customers will be charged the same or less after the changes – but others will pay more,…
-
Unable to log in to HSBC!
I have been unable to log in to HSBC since it shows a new page with "exciting changes to logging in". I enter my ID press next and keep getting an error page re-directing me to the home page to go round in circles again. I have phoned them, explained the situation, they say they have fixed it but nothing improves. Their…
-
Closing old account when switching question.
Can someone help me with a question. When switching to Nationwide and closing the old account, is my old bank likely to close my credit card account with them? I've been long term sick since a couple years after taking out the card. I only use enough of the credit limit each month to help with my credit score, and pay it…
-
Need a bit of help regarding Natwest cheque cash-ins
Recently accessed my matured CTF from Natwest that I thought had been lost for good. Went to withdraw it last week, got told it would take up to 8 working days to do anything. Phoned them today on the 5th working day as they said they'd send a letter out to confirm the withdrawl, never heard anything from them. Turns out,…
-
Barclays Going paperless March 2023
Anyone got this email from Barclays? I am staying paper, what you lot doing?
-
UK business bank account for foreighn-owned UK company.
We have a small UK LTD company which manages a UK property for letting. The owner/directors are my children - both UK and Italian citizens, and resident in Italy I am a further director - UK citizen and resident in Italy My sister is a further director - UK citizen and resident in the UK. We have just been debanked by…
-
Santander - Say I can't use their app.
Hello, I told Santander I didn't want OTP sent to my phone when using online banking, as I wouldn't always have a phone with me, may not have signal or be abroad without roaming. I asked them to send the codes via email. The first person I spoke to said "phones a mandated by the FSA, email can't be used" (paraphrased). I…
-
Active direct debits for switching offer
Hi all, Quick question, when it comes to having direct debits set up for a switch, when is the earliest you can switch, is it as soon as you arrange a DD or only after the first payment has been taken? I use 50pdirectdebit and was wondering if I need to wait the 5 days or so until the money actually leaves the account…
-
Nationwide FlexAccount
It says here that the FlexDirect requires no monthly deposit but the bank's website says needs a monthly 1kdeposit each month. Is it the same with the FlexAccount?
-
Dormant Direct Debit notice?
I have a friend :) with a DD that the merchant never started using, despite receiving goods. He’s afraid that if he deletes it, the merchant would be notified by their bank. It’s more than 12months since it was set up, but simply was never used. Is my friend right to be concerned? Or would the bank simply delete and not…
