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Advice Needed: Considering Moving Banks Again
Hi everyone, Here’s my thread for context: Rejected Twice for Starling Easy Saver and New Line with O2. I left NatWest earlier this year to save money on my business banking, and after doing my research, I decided to switch to Starling for business and personal. Unfortunately, based on my experiences over the past few…
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HSBC Premier minimum monthly transfer
What is the minimum you need to transfer in every month to meet the 100k income requirement? I am guessing this is after tax so much less than £8333. Anyone who has been doing this for any length of time?
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Chase / Switching
Thinking of opening a chase account for switching as they don’t seem to do hard credit checks, I’m guessing they are part of the switching service, also I’ve read you can open a secondary account with them so you can continue using chase if you want to, how does this work and will it still work with the bonuses being paid…
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Child account is blocked
Hi, My child 14 years old has a TSB account, which has been blocked because of a credit of £5 to the account. What he told me he sold something through tiktok, and communication was through Snapchat. He is unable to contact that person through Snapchat now. TSB said to provide evidence where £5 came from and reasons. If he…
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Monument easy access savings account
I am hoping someone can give me a little reassurance. I am looking to open the above account and am hoping I can just draw the interest out each month but still have access to the funds at short notice as and when as we are looking to buy a house and just want to get our money to work for us. Have read through most of the…
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Change Direct Debits To A Different Santander Current Account
I have two Santander current accounts, so can I change my direct debits from one account to the other online?
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Nationwide FlexDirect - 1% debit card cashback for 12 months for new customers
Terms: https://www.nationwide.co.uk/-/assets/nationwidecouk/documents/current-accounts/resources/p4327-flexdirect-cashback-offer-terms.pdf?rev=6b68f2feaac241c3ba987a135b9631ff&hash=B8A67D960A511D0F7944077FD56EA7F3 Max £5 a month. Cash-like transactions are excluded. Customers who hold or have previously held a FlexDirect…
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Packaged Current Account
With Nationwide hiking flexplus from £13 a month to £18, are there better value packaged accounts around?
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Barclays app asking to register every time
I’ve got the Barclays banking app on my iPad (only for the mortgages, I don’t bank with Bar lays but do have a current account with them) I’ve used the app previously many times but recently when I go to it it only lets me ‘Register for the app’ or ‘I’m new to Barclays’, not log back on etc. any ideas please? The…
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Monzo - can you ….
In Monzo, can you have 2 current accounts in the app ?
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Revolut - International Fees for Transferring GBP from UK Revolut Account to UK Bank
Hi, I thought I should warn other users of Revolut charging international fees, despite money not leaving the UK or being transferred into another currency. It seems it all depends on where you set up your initial Revolut account. The full circumstances are: I initially opened a Revolut French euro account, as navigating…
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Honest mistake with card payment on iPhone in corner shop.
I'm worried they are thinking I tried to con them, its my local shop and I would hate for them to think that. On my phone I picked the wrong bank card with only £8 on it. My vodka and coke was £26 and when I clicked it and it pinged on their machine. All pleasantries in conversation then I left. I went back just now and he…
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Joint Accounts & Partners With Debt
Hi all, I'm just moving house with my partner and considering a fresh start with finances by handling shared expenses such as bills and groceries with a joint account where we each pay in an agreed amount then use the account to pay for household expenses. My concern though is that my partner has significant debt (albeit…
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Banks or Apps that allow you to add notes …. ?
Hi all, apart from Monzo, can anyone tell me which banks / apps allow you to add a note to a transaction ?
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Lloyds £200 switch offer 2/10/24-10/12/24
Good morning, Lloyds have launched a £200 switching offer. * Available to new and existing customers who open and switch into a new Club Lloyds account, Club Lloyds Platinum account, or Club Lloyds Silver account. Existing Lloyds accounts that are converted to a Club Lloyds account, Club Lloyds Platinum account are…
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Sending Money Overseas article discussion
This the discusson for Foreign Currency: Sending Money Abroad guide. To discuss/ask a question click post reply.
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Managing current account to avoid charges and interest
To be safe of not going into debt and incurring charges and interest, I tend to keep to a large enough balance to allow for unexpected bills. Unfortunately, this means the balance isn't earning interest. Presumably if the account went into debt and was credited to bring it into positive territory on the same day, before…
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Natwest data breach?
Afternoon, I had a notification on my app on Sunday after midnight that I need to approve a payment. I quickly logged on and it said £25 to some work site website. It didnt give me the option to approve or reject, I quickly froze my card and the payment didn't go through. In Jan 2022, in the morning I seen a notification…
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Lloyds switching offer ending soon.
Hi, it's reasonably clear that the offer says one must have 3+ active DD's at the time of the switch. I have 3 but one has yet to have made a payment due to the comms company concerned basically messing up last month. Does 'active' mean some payment has had to have been made or if it's showing on there as listed will that…
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HSBC App
But of a rant and asking for help I haven't received notifications of transactions for about 2 months, they stopped after an update. It's a PITA as they were very helpful. I have left reviews and the feedback form informing them. There have been 2 more updates since and it's still not fixed. Anyone having the same issue?…
