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Question - Should I be frustrated with HSBC?
Hello all, I'm hoping you can help me. I'm keen to know if I have a right to be annoyed or I am being unreasonable. I am completely open to it being the latter. To keep this short, my wife and I have a joint HSBC advance account. I am paid my salary into this account and it's also where 90% of all the direct debits, bills,…
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Switching to First Direct for £175 incentive
Hi, I understand the requirements for the switch but just wondering whether there's a set procedure to follow, i.e. do you have to wait for the account switch to take place before transferring the £1,000 to comply to get the £175?
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Nationwide Flex regular saver
As a member of Nationwide I have been offered a flex regular saver at a variable interest rate of 8%. Instant access to funds, the maximum deposit of £200 per month deposit but no minimum amount. Seems a no brainer until I read that by opening the account I give up my right to any financial reward from any takeover should…
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Do banks have to pay interest on Savings
I think they don't have to and that interest on Savings is just for interbank competiton. In my opinion no matter how hard savers bang on about low rates nothing actually happens or at most some token gesture.
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Choosing a new bank/account
In recent weeks I have been considering moving my main account from Starling to one of the High St banks. It's not that I am unhappy with Starling in any way but I am at a point where I'd like to simplify things and have most of my financial needs (current account/credit card/loan if needed) with one institution. Obviously…
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Account Blocked By Santander
On Sunday, myself and a friend were discussing sending some money as a surprise to a mutual friend. We both know this friend as we're involved in dog rescue, and both have rescue dogs, so know a lot of the same people. Anyway, we both decided it would be a nice idea to send her some money, what with Winter coming and her…
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Barclays app problematic
I'm receiving the 00002 error code when logging in, a call to Barclays suggests waiting for the bug to be fixed over the next couple of days or wait for the debit card card so that I can re install the app! My wife can log in to her app but I can't initiate a switch within the app! A message says that it's unavailable at…
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Bank lied to me - what would you do?
A telephone advisor at my bank lied to me, repeated the same lie a few times and then terminated the call, it was to do with an issue on my current account. I won't go into details but it wasn't lie that would put my account of funds at risk however I really don't expect my bank to tell lies. I immediately called the…
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why is salary calculator giving me a take home calculation much lower than my actual take home?
https://www.thesalarycalculator.co.uk/salary.php Does this website give accurate take home pay calculations? My actual monthly take home pay is £200 higher than what this calculator suggests it should be and I’m worried my employer is calculating it wrong and I would owe a lot of tax at the end of the year. Can starting a…
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Santander Edge Account application
I quite like the idea of the Edge Account Savings account with Santander so I thought i'd look in to it a bit more. I then thought i'd consider the application of the Edge Current Account as cannot have the savings account without it. During the application stage it seems to be asking the ins and outs of a ducks behind,…
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Free cash for opening account without switching
Hello, I'd like to open a new bank account, so I can keep some of my finances separate from the rest. I currently have a Club Lloyds account which I'm happy with. Are there any banks or banking apps that offer introductory cash just for opening an account, without the need for switching and closing my Lloyds account?…
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How long do DDs take to be lodged with your bank?
I set up 2 DDs a week ago with first payment to be taken on 27th but they still haven't appeared in my list of DDs is that normal?
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So, who do you bank with?
We keep seeing these switching offers, people making a lot of money, using burner accounts, DD's that don't pay out, etc, etc. But, we all need a bank account so who do you bank with, intend to stay with and why? I'll start. I'm with Santander. I'm staying with them for the 7% and 5.2% savings accounts and the cashback on…
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JNBank What ia going on?
JNBank seemed to be offering a good interest rate so I applied for an account. To fund it, to make sure it all worked, I just transferred £1 from my normal bank to my new account. That was over two days ago. It left my bank immediately but apparently has still to arrive at JNBank. I've just tried ringing them but gave up…
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Chase bank, universal credit and bank statements
I have to prove my savings amounts from the 7th November for my universal credit application. The job centre will want proper bank statements. I assuming I will have to wait until after the 2nd of December for my statement from chase , there's no other way of getting a statement before that date? Thanks in advance for any…
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Barclays app: "Video capture didn't work. Please try again.'
I've tried about a dozen times to submit the video re identity but every time I get that message. is there no way round it? I've restarted phone, reinstalled app etc but it's made no difference. I asked for help on their X page and got nowhere. You' d have thought you'd be given an alternative way to verify identity
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Recommended 'burner' bank account for switching bonuses needed
I need a recommendation for a retail bank I can open a current account for online that will never offer switching bonuses, so I can use this as a bank to switch away from to start getting switching bonuses. TIA
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Barclays Basic Account
Well I guess it had to happen eventually but Barclays have refused my application for a current account and offered me a Basic Account. Despite having ( or have held ) accounts at almost every bank there is ,and being a veteran of the switching process, I encountered multiple issues with opening the account necessitating a…
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Switch Current Accounts
Hi All, I have been with my current Bank Citibank for 24 years and need to find a new current account. To use the Switch Guaranteed service, I have been informed the full name on my previous bank and new bank need to match. When I setup Citibank in 1999, I used my short first name, which isnt my birthname. My new current…
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Next switch?
Hi All New to account switching but just got a Barclays switch underway. Question is, what to switch next, I have a Nationwide A/C for my regular banking and I used an old First Direct account to switch to Barclays so can't go there again. I have x2 DDs on the First Direct ac so once I get the £175 from Barclays I'd like…