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First Direct switch questions.
Hello. I opened a FD account on the 9th and started a switch on the 15th with a completion date on 29th. Should l wait until the switch is completed before depositing £1000 or can l do it now before 29th? Also because lve started the switch if the offer is withdrawn would FD still honour the promotion? I've already put…
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What's in your wallet/purse?
Show us what you've got! Here's mine :p - American Express Green Charge Card - Citibank Platinum Visa Card - HSBC Student MasterCard Credit Card - HSBC Student Maestro Debit Card - Boots Advantage Card - Nectar Card - Student Bus Card - £5 and change (i never carry more than £10 at any one time) Cards not shown (for…
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Chase ends 1% interest on debit card balances
It was fun while it lasted but it turned out to be Bait & Switch. From 5 August they won't pay any interest. I'll keep the card for overseas use as a backup to Barclaycard Reward (which pays 0.25% on purchases and doesn't charge fees or interest on cash withdrawals) but apart from the odd purchase to stop it being closed I…
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HSBC phasing out theirText Banking Service
I use the HSBC Text Banking Service to receive text message alerts if my balance is below a preset value (at the end of the day). Their email reads: "We wanted to let you know you’ll no longer receive alerts for our Text Banking Service as you can get more detailed and up-to-date information, just by logging on to our App…
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Budgeting App that links to bank account
I have tried to search this but couldn't find much.. Is there an app that links to your bank account to help see where your payments are going and to help with budgeting/saving? Thanks
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Foreign currency account
Hi All I am looking for a USD account to be able to receive money in that currency. I was looking into Wise but was rejected with no explanation given. I do have a Revolut with USD account attached to it but not sure how is this going to play out e.g. if I receive $40k to it. Should I let them know in advance that a bigger…
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Joint Account thoughts
So my husband and I have had a Santander 123 joint account for around 8 years but looking at the app it suggests I've only made about £100 with the cashback in that time. Is it worth sticking with it? Or should I move to something like Barcleys or First Direct and just remove the cashback element altogether? I also have a…
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Barclays Blue Rewards - Joint (only one), so which retailers?
On Joint a/c's only one cardholder appears to earn cashback, so I'd like to know which retailers are in the scheme in order to decide which cardholder to opt into it? Obviously if it's ladies clothes shops etc then it will make more sense to nominate me; other retailers may attract hubby more. I dont seem to be able to see…
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Santander account unable to transfer money
I want to transfer money from my Santander current account to my Chase current account and it keeps saying that it didn’t work. Is it down today? I can’t see anything reported. I know that there is a global IT issue for some.
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Claiming against a BAC payment
I’m not sure where to go with this, however………… I paid a deposit to a company via a BAC that has now gone
bankrupt and need to get my money back via my bank – can I claim in the same
way as if I had paid by credit/debit card? Thanking you, for any help
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Arranged Overdraft: when is interest accrued?
(This is a question for bank accounts with overdraft facility in general, though I appreciate there may be no rule of thumb here and the answer is just different for every provider. In which case, please specify which bank/account in your response.) When arranged overdraft has been entered into, is there a "grace period"…
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Switching bonus
I applied to switch our joint account to First Direct but have had 2nd thoughts as I've just remembered Nationwide give a £100 each savings bonus payout once a year. Could I cancel the switch and switch our sole accounts instead to get the bonus or have I now forfeitted that right.
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New TSB Debit Card
Just received a new TSB Debit card in my name. I didn't know I had a TSB current account......don't have any details, can't log in, don't have a pin number etc. What's the best way to deal with it....should I just telephone TSB ?
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Family loans
I'm hoping sunrise can help. My mother is in an assisted living centre. She pays rent and pays for her care. We've sold her house to pay for this. She's 98. I calculate she gas enough money to last her at least 7 years, unless she needs 24 hour care or gas to go into a home. If she lends my son 20,000 to help him buy a…
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Monzo refer a friend link help
hi i have switch away from monzo i have not used a referaal link to open my account. if i open a new account with a refferal link do i get the bonus? thanks
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newbie to bank switching
Hi, I am sure that all this has been asked at nauseam... so apologies, but if I start looking at old posts I will lose momentum. I switch everything every year or so, but I have never done a bank account. The procedure is easy enough, but what must I do to make it work? Do I have to tell my employer? I have rental money as…
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I dont get it!
So, i don't get it!. i have a Barclays account, savings account and Barclaycard, i don't have any additional items with the bank, just my accounts ( not travel insurance etc.). i pay off my Barclaycard every month and don't have an overdraft. What am i missing? Should i change to a different bank if i don't use any of the…
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NFT Main Disbursement credits to bank account
My father (81) has recently had 3 separate credits to his bank account made by NFT Main Disbursement. He went to his bank but they had no idea where the credits were from. I searched the forum and found an old thread in 2020 saying this was something to do with PPI but can’t find anything recent. The amounts credited are…
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Is Paypal Family Friends a debit card transaction?
I have two different paypal accounts - if I just do a paypal family and friends transaction on a card to send money from one to another - does this qualify as a ‘debit card transaction’ in bank’s switch offers (such as TSB) ?
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Santander Business Banking: Tax Details Request??
I've been with Santander Business Banking for 15 years. They've sent me an email asking me to "Update Sole Trader Details". It is a real request from the bank, not a fake. They are asking me to provide them with my Unique Tax Reference, last 12 months turnover and next 12 months turnover. This gives me a headache, trying…
