Budgeting & bank accounts

Another thought entered my mind, and so yet another question. I recently converted my Everyday current accounts to an Edge account with Santander, which l initially opened for the switch offer, which I've now received. When the account was a Everyday one, there were two DDs because of the switch terms. I've now cancelled…

Hi My wife has switched an account to NatWest and we are going to convert the account to a MyRewards account. Her two DD are due to go out beginning of June. Is she best to convert the account now Or should we wait until next month? Also when is the £2 fee taken? Will it be one month after the account is opened?

What's this referring to? I cant understand what the "discount" is referring to other than the £5. So Club Lloyds will be a fee paying account? Of course being an idiot I've probably missed the obvious!

Hello, I have just tried to make a payment and I was asked to verify this on the Chase app. The problem is once I log in I just get a blank screen, I wait and wait without anything happening. I have since made the payment from another bank but what is my best next course of action? Should I uninstall the app or contact…

Closed my Lloyds bank account a couple of months ago, opening a new account elsewhere. Got a payment from a travel related claim being paid into the Lloyds account at present. What happens here considering I've no account with them? Payment sent back? Transferred to the new account in the same way as everything previously?

My brother-in-law and I are about to start a new business and have just registered a limited company. We now need advice on opening a business bank account and what factors to consider. To give you some context, we need to deposit some initial funds, and once we start operating, we expect to receive cash payments from…

Is there any reason why the Santander edge debit card would not be included in Martins list of travel credit and debit cards? Am I correct in saying there are no fees for using this card for foreign spending and cash withdrawals? And the £3 monthly fee can be avoided by not setting any DD on the account?

My Auntie banks with Virgin Money, she doesn’t have online banking. Does anyone know if there are any particular ATM’s which would provide a mini statement, she doesn’t have a VM branch locally. I’ve tried one or two ATM’s but have only managed to get a balance. 

We are about to launch our new social enterprise & are looking for recommendations for bank accounts. Previous experience with some of the high street banks haven't been good so would like on-line banks. An account only needs to be for membership fees, likely sales, donations, etc. Is there such an acount?

I opened this account on Wednesday evening with Monument Bank. I knew from opening an earlier one that you got the account number within a couple of minutes, and that faster payments received right up to midnight were credited the same day. So, I made the FP in bed at about 11:10 (from Santander). In the morning, I woke up…

I bought a train ticket recently from Uber Travel with my Chase debit card, expecting to get 1% cashback, but it registered as non-eligible. I queried the bank and it replied that the transaction was submitted under the code of taxicabs and limousine. I then contacted Uber customer support, both the main one and the one…

Morning all. Been going to do this for a while and not sure how to do it. My finances are in a bit of a mess, and decided to simplify them. So. Main bank is Bank of Scotland. Got a TSB Classic Plus account, thats got no money in it, earns very little interest, and is linked to my paypal account. I do surveys etc, and get…

Evening, I'm looking for any recommendations, please, for UK banks that offer a joint account which tick the following boxes of at all possible. (1) Ideally can have multiple pots - so a direct debit and bills pot, and then a spending pot with card access (for example Chase allow multiple current accounts for this type of…

Can I use the Bank Switching Service to switch a (Santander) Business Current Account to a Personal Current account with another bank; hopefully getting a reward for switching in the process?!

I have had my current account with Lloyds for 47 years since age 18. I have absolutely no problem with Lloyds and am not looking to change as I am enjoying the benefits I get with them. However the more I hear about scammers and hackers and some bank accounts being frozen I am hearing more an more that having 2 current…

I switched my current account from NatWest to Santander last month, I didn't do my homework on what kind of facilities Santander's app had to offer. I could send cash to a cash point using the NatWest app, I thought this would be a facility that all high street banks offered via their app but I was wrong. I want to switch…

The wife and myself have had a joint Flex account with the Nationwide for over 20 years and now want to open individual accounts with debit cards for personal spending - in addition to the flex account.... with a lump sum of around £5000 each to start with - would this be a "current account" ?a smallish (say £100 per…

I read a recent article about bank complaints which suggested that the smaller banks had a disproportionately large number of Ombudsman complaints:https://www.thisismoney.co.uk/money/saving/article-14683379/Complaints-banks-soared-76-past-year-one-reported.htmlI had a look at the official statistics for Santander banking…

Just saw Quidco offering a boosted cashback offer of £45 for opening a new First Direct account via their website. However, FD are only accepting current account applications on their app. I don't know if this has always been the case. Has anyone received cashback from Quidco for opening this account via the app? I've…

Hi all, I really need some advice on how you would deal with this situation or i am not entitled to feel the way i am? I need to know your views/opinions/experiences! So basically in a nutshell to condense it, I complained about my bank to the ombudsman, I recieved a email telling me an investigator has been assigned, and…