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Moving to first direct. When to stop the DD?
I can't find an answer anywhere. I have two 50p DD in place and in due course everything will be transferred, but when can I safely stop them?
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Nationwide FlexPlus for 1 month
Hi, we are currently in the final stages of planning our holiday to the USA with my mum who's 64 years old. She doesn't have a travel insurance yet and they are quite expenses now for her. I thought she may be able to sign up with Nationwide FlexPlus for a month and then downgrade, after we come back from the USA. That way…
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Switching to Lloyds via Chase - Last 5 digits of card details for Switch?
Hi all, Quick one on the switch to Lloyds from a spare chase current account - It is asking for the last 5 digits of the current debit card number & expiry date (Once the switch is complete any regular payments from this card will stop) - If I enter this into the switch info via the Lloyds app, will it terminate this card…
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Switch to new account to organise existing
I’m wondering can I have some advice- I’ve multiple bank accounts with Direct debits, standing orders coming out and wages and benefits going in. I’ve ADHD and find it very hard to know what I’ve got and what I don’t and the thought of trying to contact each company etc as well as benefits office overwhelms me. I currently…
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Santander £175 switch offer 14th May 2024
There is a new Santander switcher offer but you can’t have ever had a switching offer from them before. More details here https://www.moneysavingexpert.com/banking/compare-best-bank-accounts/#santanderswitch
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Monzo 10% cashback at Sainsbury’s, Netflix and Just Eat
I saw an advert on Instagram for this from Monzo but I’m unable to find out the terms and conditions. Is it just for one transaction?
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3 user current bank account
I would like to open a bank account online with 3 users, for rental income to be received. I tried to do this online a while ago with TSB and it wouldn't let me have 3 people on the application. Can you recommend which bank I should try please?
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Santander web site gives false information about pending transaction
On the web site I created a large payment to "company X" with reference "person Y", scheduled for a few days from now. When I display pending transactions it tells me I'm making a payment to "person Y" with reference "company X". (The bank account number and sort code are correct/identical on both pages.) I have screen…
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Current accounts for UK citizens who live outside UK
Does any UK bank or building society offer a current account to UK citizens who are resident outside the UK? I realise the likes of HSBC, Lloyds, etc do, but only if you can guarantee to invest a minimum of at least £50k, which is impractical for me.
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The current Co-op switch offer July 24
If you are switching from a package account that already gives you worldwide travel insurance that the benefits match what you have at present
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How hard is it to open a new barclays bank account rant!
Opened a barclays bank account because i wanted to put use the 5% rainy day account Opening it fine online got a email saying they had to check my ID in branch to complete my application. Went into my local branch. Sorry sir you'll have to gointo the city centre to pass the security check we don't do it here. Said I'm not…
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Identity documents to open a bank account
I have an appointment in branch to open a Barclays Bank Account. Since I don’t have a passport or drivers license, they can accept a HMRC letter from the last 12 months, but I have only got a national insurance letter - on it, it says not to be used to prove your identity. Should this be fine to bring along regardless.
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Can’t complete in app
Hi so I applied in app at Barclays to switch everything they needed entered credit search done then they tell me you need to go to branch WHY?
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Exact Cash Withdrawal at Post Office
Probably obvious to many but had never occurred to me before. But at a post office you can withdraw an exact amount from the counter. Whereas at any cash point in said post office, depending on set up you can only with draw in denominations of £5 or £10. Handy for change for things like paying the window cleaner and saves…
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airtime rewards logon problem
I have been with the airtime rewards app for a few years and it has been great. However they recently updated their app and I cannot get logged on. I have emailed them many many times with no response. Each time I try and log on it asks for my mobile number then my name, DOB, postcode and email then it tells me that a user…
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Nationwide Flex Account charging for foreign money transactions or not?
I've had a Nationwide Flex account(bog standard with no fees) for years and remember one of it's benefits was there were no fees for international money transactions. In other words if I used my debit card to buy something in dollars, will I be charged a fee? Is this still the case because a friend claims that it is now…
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TSB branch won't accept postal orders
We have a club (business) account with TSB but when we tried to deposit a crossed PO which is made out in our club name at the local branch they said they don't accept them. Can they legally refuse to accept them? Should we try again using a TSB bank envelope and pay it in at the post office?
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Direct Debit Guarantee: Cancelling DD but Merchant requires one month notice
It's mid July, I've cancelled a direct debit, so I'm not expecting the merchant to charge me in August. However, in the merchant's terms and conditions they require one month notice, and therefore charging me in August. Does the Direct Debit Guarantee say anything about this situation?
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Top apps for recording and managing money
Previously I used Microsoft Money to record and manage my finances. Are there any current applications that cover the bases in this regard?
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Bank or Building Society?
Hi everyone, I'm new here so please excuse my question if it has already been answered. Basically, I suffer with severe anxiety and my bank point blank refuses to allow me to pay any money in via a real-life cashier and tells me that I have to use their deposit machine. I have tried on a couple of occasions and to be…