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When to stop switching??
Hello. I've just had another switch incentive so that makes 3 since March and me opening 6 current account since January. Should l leave alone now or push my luck and try for one more. Looking at the First Direct one. Thanks
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Home Budgetting
I need to control my budget better and start saving money. At present I have an excel spreadsheet which tracks my reuglaur payments but its not 100%. Does anyone have any suggestions of free programes or downloadable excel templates that work?
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Switching to Santander Edge questions
I have a Santander Lite account and would like to move to an Edge account.Do Santander really do all the organising and detail?I have a few ISAs and Bonds that pay monthly interest into my Lite current account.Will Santander contact the various banks to ensure they will pay the interests into the new Edge account?
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Moneybox and Plum DDs
Hi all, I needed some quick DDs so set up Moneybox and Plum accounts. Money has left my main bank account and hit my P and MB accounts yet my main bank account says I have no direct debits, the transactions are showing as Mobile/Online transactions (Natwest). Any ideas anyone?
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Ford money budget planner
Hello everyone Had this pop up on email might help someone, https://www.fordmoney.co.uk/moneyrituals
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Stolen phone
I recently had my phone stolen on holiday and I read this https://www.dailymail.co.uk/femail/article-13592691/Phone-stolen-holiday-mistake-thieves.html# I never had my ID. But did have easy passwords. Says the person got money back via fraud team would this always be the case? I changed my bank card passwords and…
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Banking Statement Query
Hi I got a receipt for petrol for £28.88, but on my Halifax bank statement the entry is £29.88, who should I go to first the bank or the petrol station ?
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First Direct Switching T&C's vs GDPR Rules
First Direct have long held the rule that you can only qualify for the switching bonuses if you've "not previously held a first direct
product" My question is, aren't banks legally compelled to delete all personal information after a set number of years retention period once you've closed all your accounts with them? In…
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Cheque deposit to bank via Post Office
Anyone used the Post Office facility to deposit a cheque to a Bank of Scotland account? The cheque is put in an envelope with the account details on the front. I did this on Saturday, but three working days later and there's still no reference to the cheque in the BoS account. How long can I expect this to take? Thanks.
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Metro Bank stopping 0% f/x
Metro Bank have today notified customers that they are introducing fees on all foreign currency transactions including those in Europe which were previously free.
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Nationwide switch offer timescale.
Hello. I had a few issues applying for the switch offer, mainly not recogning my email, but I spoke to a guy by phone, and he said it would be sorted. A few hours later, I had an email with a user ID on top from my second choice email just to check if the email was active. This was on the 5th, but since then, nothing. With…
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ONLINE SCAM
I clicked an article on Facebook and my laptop immediately froze. A message filled the screen saying that my laptop had been attacked by a virus and I should phone Microsoft immediately. In a state of mild panic I did just that and was told by the agent that my laptop had been attacked by a trojan horse and would take…
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I need assistance with creating an account
I need assistance with creating an account to use with business I need help
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Unusual employment status
Q1) If someone (>18) lived with parents and helped out around house/large garden, and received money from them, could that be classed as gifts? Or would HMRC fine them for not registering as a sole trader and completing a self assessment? (say up to 50 hours per month, up to £500 a month, but less than 4k a year total,…
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Nationwide £200 switch offer 23/5/24-4/7/24
Nationwide have now launched a £200 switching offer for existing members as of 31/3/24. To qualify you must switch a current account to Nationwide with at least 2 active Direct Debits. Those who have received a Nationwide switching offer since 18/8/21 are ineligible. For further details see:…
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What is the cheapest and best way of receiving a Large international payment in US dollars into a UK
Hi, I am expecting a payment of $65,000 US and have Santander, Halifax and LLoyds personal accounts. Does anyone know which one is the cheapest and most reliable.? many thanks sx
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Fees for Bank of Scotland unauthorised overdraft
Stupidly slipped into unauthorised overdraft of £2 for 3 days on BOS classic vantage account. I have no authorised overdraft on this account. Does anyone know what fees I may incur. Unable to find uptodate paperwork with this. Thanks
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Unknown Bank Account
This morning I used the MoneySavingExpert Credit Club and the TransUnion credit report says I opened a current account with Santander back in 2004. I have no recolection of this and I'm fairly sure I've never even been inside one of their branches. I've tried the Santander online chat and that just keeps telling me to use…
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USD Bank Account acceptable to US Social Security and managed from UK
I have read other related posts and they don't quite see my current issue: I need to set up a bank account that I can manage on behalf of my Mother in USD. It must be able to receive regular payments from US Social Security. I am resident in the UK and a British citizen. I am her power of attorney and also now registered…
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Martin Lewis Recommended Bank Account query
Hi, https://www.moneysavingexpert.com/news/2022/09/barclays-savings-blue-rewards/ It says in the above link: and pay a £5 monthly fee – though this is waived if you have at least two direct debits set up. You also need to be registered for online or mobile banking. If there's 2 direct debits and lets say your contract for…
