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Santander closed accounts
My sister sent some money from Iran through 3rd party in 2 transactions from two UK bank accounts. Sadly, this is the only way to transfer money because Iran and UK have no direct banking. Santander asked where the funds have come from. I provided evidence from my sister and a letter from the 3rd party person that sent me…
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Chase Bank Account - Cashback sites
I'm looking to open bank account with Chase and I was wondering if anyone knew if they paid the 1% cashback on purchases made through cashback sites such as JamDonughnut, where you buy gift cards from their app which is paid from your account. The exclusions mention account and prepaid card funding so i'm guessing no. Can…
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NatWest & RBS App can't connect
Their Android Apps worked fine last night, can't connect to either service this morning, anyone else have the same problem?
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Scam call - they knew all about me
Hi all. I just had a scam call 'from' Santander Bank. They knew my name, address, address and my debit card number. They said there were fraudulent transactions on my card from Ikea in the town I grew up in. Even though they seemed genuine, I had my guard up. They then said they would send me a new debit card out and asked…
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Easiest way to create a joint account for switch incentives
Hi everyone, we have pretty much exhausted most switch incentives and now looking at opening a shared/joint account to be able to go through the incentives once more. When I tried a few ago, they asked us to go in Branch which is quite a bit away. With all the bank closures, this is a hustle. Any suggestions of applying…
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TSB Switch Offer, Pending Transactions
I left it a bit late to do the TSB switch offer and by the time my card arrived with PIN etc I did the 5 transactions as soon as possible. As a couple of them were showing as pending for a few days they finally showed as completed transactions in the app on the 27th September. The ts and cs state the 5 transactions must be…
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Banks to be able to hold suspicious payments for 4 days
See this link for more information: https://www.bbc.com/news/articles/cn7yel28rx6o
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Lost banking details - what to do?
My wife wants to apply for a Natwest credit card (to take advantage of a no-fee balance transfer). She had a personal bank account with them several years ago that was closed down in 2022. When she tries to apply, she is told that she is an existing customer and to log on to online banking. However, while she has her…
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I need a UK bank account but live abroad.
I have UK income but live abroad and need a bank account that does not require UK residency. Ideally providing a debit-card that offers worldwide free ATM withdrawal at mid-market exchange rates. Starling Bank is ideal but does not support foreign addresses. Are there any similar debit-cards on offer from any banks that…
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OH has Santander 123 still, add me for a joint account?
Hi, Looking into setting up a joint account with the OH. She seems to still have a fully fledged Santander 123 account, still giving tiered cash back. Do Santander honour the full tiered cash back for existing customers? This account doesn't seem to be available any more. If we try to add me to the account to make it a…
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Transfer - Missing Money
Like most I have a selection of bank accounts for
different things, recently I completed a transfer of £100 from my Halifax account to my Shawbrook account which went through fine and no problems so the next day I sent through £4900.00, I received a text to say the money had gone into my account however the next day I…
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Recycled Bank Account Numbers
I have had Easy Access Savings accounts with Cynergy Bank now for a number of years. Previously every time I opened a new account, the new account number would just increase by 1 digit, i.e xxxxxxx1, xxxxxxx2, However, when I opened a new account this time, I was allocated an account number I had previously had that was…
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Don't forget to cancel Blue Rewards when...
Don't forget to cancel your Blue Rewards account if you cancel, say, a Rainy Day Saver account. I cancelled just the latter, thinking the Blue Rewards was linked and would also be cancelled... only to discover that I have been charged (twice!) for a Blue Rewards account that I thought had gone! :) (Barclays' response was…
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Bank account advice (Paragon)
Really need some advice. My Wife sold her house earlier this year, the plan is for us to buy something new together. For safety she spread her equity amoungst a couple of banks, to keep within the FCSC protection limit. We are now in the process of purchasing our together home and she has started contacting the banks to…
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List of banks with hard vs soft searches for current accounts
Hi all, With the many switching offers popping up and many in need for current accounts for switches, yougov, etc. I thought it would be good to compile a list of which banks do a hard search and those with soft searches only. The list below is a collection of user reviews and I do not take any responsibility for false or…
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Missing cheque
Taking me months to receive a refund from 02, paid cheque in at the post office now missing, so annoying but who takes responsibility? . Unlikely for o2 re-issue as they said they have sent cheque prior to this one that I actually got to pay in . It’s obviously a very common occurrence looking through the threads on here…
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Lloyds Bank delayed transactions
Recently the android app and online portal has shown a change for the worse. I use Lloyds as my major hub for movement of funds to/from other banks and savings providers. Lloyds used to show BACS transfers 15 mins after midnight, SO out actioned 30 mins after midnight, and DD actioned 1 hour after midnight.Now Lloyds don't…
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International transfers - Revolut is a joke
Hi All,I expected a transfer in USD to Revolut. Yesterday I have even upgraded from Free to Metal(more than Premium) plan 5am - information that the transfer is waiting and they need to verify some information and lift the restrictions. 10:30am - the face recognition + I selected what is this about + attached the…
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LBG Everyday Offers Not Available
Anyone else noticed this across the various LBG accounts? Sometimes there, sometimes not. Currently I only have it on my Lloyds account but wasn't there earlier. Last night was on the app but not on web. Not showing on MBNA or Halifax.
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NatWest Group Travel Account
So NatWest/RBS/Ulster have now updated their apps and now offer a Travel Account linked to your Current Account, just wondering if it's any good?, how it compares to other accounts/services elsewhere?
