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Simple Life
FunLovinCriminal
Posts: 468 Forumite
Morning all.
Been going to do this for a while and not sure how to do it.
My finances are in a bit of a mess, and decided to simplify them.
So. Main bank is Bank of Scotland. Got a TSB Classic Plus account, thats got no money in it, earns very little interest, and is linked to my paypal account. I do surveys etc, and get paid in paypal, goes in to here.
Also got a Barclays account. This used to be ING Direct and earned a decent interest rate. But they merged with Barclays and its pitiful. My parents have a standing order to this account for our kids. And they are very old so getting them to change the account would be hard. They dont do internet banking, and would be two buses to go to a "local" branch. This means every month I move the money out to the BOS account. Barclays again dont pay much interest.
In a nutshell I want a high street bank, that I can pay money into, and withdraw when I want, thats not linked to BoS. Too often I have tried to buy a surprise for my wife and it has to come out of put main account, surprise gone.
High street bank, so I can pay money in when I have it, as at the moment it again has to go in to the BoS account and transfer it out - too often its paid in, then is spent before I can transfer it.
Ideally a better rate for TSB, as there is one locally, and no Barclays anywhere. But open to suggestions.
Been going to do this for a while and not sure how to do it.
My finances are in a bit of a mess, and decided to simplify them.
So. Main bank is Bank of Scotland. Got a TSB Classic Plus account, thats got no money in it, earns very little interest, and is linked to my paypal account. I do surveys etc, and get paid in paypal, goes in to here.
Also got a Barclays account. This used to be ING Direct and earned a decent interest rate. But they merged with Barclays and its pitiful. My parents have a standing order to this account for our kids. And they are very old so getting them to change the account would be hard. They dont do internet banking, and would be two buses to go to a "local" branch. This means every month I move the money out to the BOS account. Barclays again dont pay much interest.
In a nutshell I want a high street bank, that I can pay money into, and withdraw when I want, thats not linked to BoS. Too often I have tried to buy a surprise for my wife and it has to come out of put main account, surprise gone.
High street bank, so I can pay money in when I have it, as at the moment it again has to go in to the BoS account and transfer it out - too often its paid in, then is spent before I can transfer it.
Ideally a better rate for TSB, as there is one locally, and no Barclays anywhere. But open to suggestions.
Mortgage: 01/02/14 - £108k
Mortgage: Current - £97k
Mission: MF by 50
Mortgage: Current - £97k
Mission: MF by 50
0
Comments
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You can use PO to make cash deposits to TSB.0
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None of the High Street current accounts pays interest, and the trend is that they close Branches. If you must have a Branch, Nationwide might be your best option0
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Except all the ones listed here (Santander, Lloyds, BoS, etc):friolento said:None of the High Street current accounts pays interest...
https://moneyfactscompare.co.uk/current-accounts/high-interest-current-accounts/3 -
If you want a bank you can walk into and pay in/ withdraw money , only you know what banks are local enough for you to do that.0
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