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Current account with joining bonus and no need for DDs to be transferred?
Hi Does anyone know of any current accounts that offer a joining bonus but don't need direct debits to be transferred over to qualify for the bonus? I'm going to be setting up a new joint account, i.e. it won't be replacing either of our individual current accounts so there won't be any direct debits/standing orders.…
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Will Barclays make the payment in time ?
I am travelling to London to collect a new car and obviously need to make the payment and for the dealer to receive the payment on the same morning. Barclays are increasingly holding larger payments made online/app until the next day and now state this may occur at any time in their terms and conditions. Should I therefore…
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Nationwide Monthly Interest
Anyone been having interest problems on their Flex Direct account?, most recently had a 1p interest added and a 1p correction of interest added, previously only had a 1p correction of interest added. Not sure why this happens but 1 of the most recent (probably after I transferred the 2p out) managed to trigger a you are…
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Joint First Direct "tasks" for £175
Just a quick question. We're opening up a joint First Direct account. Do both of us need to use our debit card 5 times, or is it 5 times between us in order to qualify for the joining bonus? Thanks in advance, I am confident someone here will already have done this. 😁
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Moving abroad - savings rates and tax
Ive had enough and Im planning on moving abroad this year. So, wanting to know if my funds will be better off in the higher rate standard savings account (4%) than my ISA (2.5%) that I currently have? Which will out-pay between the two? If its the latter would I be better off sticking it all in the higher rate account and…
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USA Tax - do I need to state I may be subject to USA tax even if I don't make the theoretical £100k
Heya Sorry, if this is the wrong forum, please do move this post and let me know. I recently posted here two weeks ago asking about whether I was correct or not to opt for the everyday current account or whether I should go for the basic one first. So, I went to the branch this Wednesday like
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Unethical Co-op Everyday Extra Packaged Travel Insurance. No longer fit for purpose...
From June 26th 2024 Co-op Everyday Extra is removing cover for "End-supplier failure" (insolvency) i.e.when any travel or accomodation or service provider become insolvent and fails to provide what you've booked and/or paid for, even if you've already booked your post-June 26th holiday prior to June 26th. Notwithstanding…
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Smile Bank suspended new phone app applications
I have been with Smile since 1999 and in the last few months I have noticed that they seem to be running down the services. First came with the smile more accounts no longer able to perform the benefits on line. Then I changed my phone and since then I have not been able to have the banking app on the new phone. Customer…
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First Direct - £15 e-gift card for 15 transactions. 16th Feb 24 to 7th Mar 24.
I did a switch to First Direct last month and received this e-mail yesterday. The T&C's (link) also mention a 2nd "incentive period" running from 8th Mar 24 to 28th Mar 24. Not sure if I only got this due to my recent switch. Debating if it's worth doing or not as I'd have to do more transactions than I normally do. I…
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Money moved between my own accounts before being stolen. Neither bank willing / able to help.
Hi there, I’m not sure if this is the right place to post but I’m looking / hoping for some advice on any available options to try and resolve the situation outlined below. In short though, I: * Have had ~£3,100 of my own money stolen. * Am responsible for a £12,000 loan that was taken out in my name and stolen. * Am stuck…
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Mother was a victim of Whatsapp scam fraud - will she get her money back?
May I first and foremost say I do hope that people will be kind and will not use this thread as a lecture to say how silly she was or that it is her own fault. With that said, my 75 year old Mother fell victim to the "Hi Mum" Whatsapp scam that has been doing the rounds and she transferred just under £1,000 to a complete…
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Total Lifetime Bank Switching Earnings?
Interested in what you think you've made in total earnings from taking advantage of bank switching offers? Do you think the offers are becoming less generous now and the opportunity is shrinking? Are there any similar type opportunities elsewhere? Thanks!
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Halifax and passcodes and (likely) Windows 11
For the past 3 months our joint and singular accounts / Credit cards have suddenly been subject to (unexpected) passcodes in order to Login. The usual 'do you wish to trust this device' has been absent and the passcodes have continued until I've complained informally to the online Help Desk. No explanation has been…
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Santander certificate of interest
Has anyone received their yearly Santander certificate of interest either by post or online I need mine for my accountant and can't beleive it's taking so long this year to be issued.... or is it just me and I'm missing it somewhere?
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RBS ending Malwarebytes Premium subscription
Just had a pop up stating my MBAM Premium subscription is ending!😲 Does anyone know how /where to continue basking in their protection for free? I think I saw an offer from one of my institutions offering "Rapport" but I had no end of problems with it in the past and wouldn't want to experience that again!
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T212 debit card cashback
Has anyone received cashback using the T212 debit card for Council tax payment Energy/Utility payment Chase dc gives cashback on both. T212 t&c say Utility, and taxes are excluded https://helpcentre.trading212.com/hc/en-us/articles/17862038991389-Excluded-merchants-for-cashback
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3 questions about trusts
1) can I have an open trust account with different banks for example half in skipton half in cater Allen. 2) How do I apply to cater Allen I have no referral where do I get one? 3) mortgages within a trust if I own one property outright in my trust can I get mortgages within my trust? Best people to get mortgages for…
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Nationwide 2nd account?
Hello is it possible to apply for a second account while still having one already? And can l then leave it empty for maybe switching it in a few months time. Thanks.
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Bank switching.
Hello. With loads of banks offering switch incentives recently what are the downsides to getting all these offers, if there are any? I've recently done the RBS one which was my first go but it was very straightforward. Some are very complex. Thanks
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Packaged bank account-who to complain to Ombudsman about?
I've an issue I can't get resolved re the travel insurance part of my Co-op Everyday Extra account. I complained to the Coop who said they'd send my details on to AXA to respond. AXA didn't respond so I phoned AXA and was told they were just the underwriters and I should take up the matter with Rock Insurance. Rock…
