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Switching to Ulster Bank and Natwest
I applied to switch to Ulster Bank on Friday and a switch of another account to Natwest on Saturday. As far as I could see, both applications did complete ok. I don't recall Ulster Bank confirming the application online or giving me any information at all and I have not had an email yet. Natwest confused me because on the…
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Switching from Lloyds to Ulster, letter from Lloyds
I opened another Lloyds account to use to take advantage of the Ulster switch bonus. The Ulster account is now set up but the switch hasn't come through yet. I got a letter from Lloyds saying: ”We have received a request from your new bank to switch your account away from us. Unfortunately we are unable to proceed. If you…
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Validating payments to people who don't use online banking
My wife recently agreed to take over ticketing for a local event for the organiser. When it came to paying all the money online I suggested that she paid £1 into the individual's bank account and ask him to confirm receipt. She has paid the £1 and the account holder's name showed a match but he says that he won't know…
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Are simultaneous account switches possible?
I note some switch deals are expiring around the same time, and some people (me) leave things to the last minute. If I have multiple current accounts, is it possible to start a second account switch while a previous one has not as yet been completed, i.e. have two simultaneous switches switching two different accounts to…
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£100 Ulster Bank NI switch offer - ends 19 November 2020
This has been mentioned in passing in the £100 RBS switch offer thread but I reckon the offer does deserve its own thread. Summary: By 19/11/2020: switch a current account to a new Ulster Select, or to an existing Ulster current account By 31/12/2020: deposit a minimum of £1,500, and log in through the Ulster NI app By…
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Basic expat information and orientation
Immigrating to the UK with my family has been stressful enough, without the additional challenges most consider to be "self-evident". More stressful is the absence of advice, with "advisors" either intent on selling one a policy or product, whilst most others refusing to give any sort of useful advice in fear of legal…
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Lloyds switch - Application through app - No correspondence
Dear forum, I applied for a Lloyds Club account a week ago through their app. I went through everything - Passport scan - Credit Check - Acceptance - Switch Agreement - Setup of online login details, then final screen that I should now look out for an email. I have not heard anything since. Not in my spam, not anywhere.…
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Southern Water Data Breach - Changing Bank Account
I am unfortunately one of the ones who's personal data has been lost by Southern Water in the January 2024 data breach. The data (stolen by the Black Basta ransomware group) includes: name, address, telephone, email address, customer reference, bank account number and bank sort code amongst other things. Southern Water has…
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Cashplus Bank - genuine email?
Hi everyone, I had an item for sale on Facebook Marketplace (DJ decks) which yesterday a lady asked if she could buy as long as I posted it to an address in the UK as it was a surprise gift for her cousin. She was offering the full asking price plus extra for postage. The lady asked me for confirmation of the price, bank…
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Tax Rebate/Refund
Hi all, I owe hmrc money which I’m paying back monthly from a previous years personal tax accounts. this year I’ve overpaid and I’m likely to be owed a refund. My question is where does this money go? Direct to hmrc or paid to me directly as it normally would?
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Bank Cashback/Reward Schemes
NatWest/RBS Virgin Money Barclays TSB Possibly others Am I right in thinking they use the same system?🤔
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RBS Digital Banking down
RBS digital banking is currently down for me. According to Downdetector, RBS and NatWest both went down at 7:00 am but NatWest came back at about 10:00 am. RBS still appears to be down. This was acknowledged on NatWest X but not on RBS X.
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Cheapest DD for bank switch?
Hi im struggling to find the thread for the cheapest DD for the bank switch? I need to set up 2. Thanks
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Nationwide FlexPlus Travel Insurance Change to Aviva
Do you know what the definition of a dependent child is under the new travel insurance from Aviva which commences 1 May 2024? It states under 23 and no need to be in full time education, so does that mean any of your unmarried children, under 23 that live at your home? I don't think of my son as dependent as he has has a…
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Missing Balance Transfer
I'm in need of help and advice. On the 23rd Feb I started a balance transfer from my new M&S CC to my Natwest CC via the M&S app. I checked my Natwest balance on the 28th but it still haven't been recieved. I called them just to be sure and they knew nothing about it. I gave M&S a call that same day, the balance had been…
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How 'new' can a direct debit be for switching?
Apologies because I feel like this question has come up before but I cannot find a solid answer using the search function. I am looking to start switching accounts for the incentives. I have set up a second chase current account to be the one switched. I have moved my direct debits to pay my 2 mobile phone bills (sim only…
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Bog Banking
"Furious MPs attacked bank bosses over the strategy which means customers are left having to use the pop-up sites in unusual locations including a garden centre and even a public lavatory."https://www.thisismoney.co.uk/money/markets/article-13220625/Shameless-shameful-Bank-bosses-fire-branch-closures.htmlPerhaps I should…
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card readers
How compatible are card readers from different banks? My RBS card reader is complaining about a low battery. I tried changing batteries but either the new ones are faulty or I did something wrong as it didn't work after I had changed. I've just got (as part of their switching offer) a card reader from NatWest which I think…
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Bank complaint voided
Hi all I have recently been dealing with BoS/Halifax, regarding an issue I’ve had with an account. I won’t go into specific details, however I wanted to ask if anyone has ever had a complaint ‘voided’ by a bank or insurer? I had raised a complaint over the phone about 4 weeks ago but had not received any update so called…
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Switch Questions
1) Has anyone on MSE thought about creating a Switch Board? 🤔😉😏🙄, noticed a lot of switch threads recently. 2) Am I dreaming or was there talk about extending switching to savings accounts as well?
