We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Budgeting & bank accounts

Discuss bank accounts, banking apps, budgeting hacks and how to organise your money.

Revolut transfer
I would like to transfer some money to my grandson’s Revolut account for his birthday – hopefully without charge from my credit card or bank account. A bit clueless as to how to go about this so would appreciate any help please.?
How do I re-open a Kroo account?
Do Kroo allow you to re-join? If so how is it done as the app has no options available? Thanks.
Will Payment go through?
Will payment made by DWP by BACS I think go through into a account if the sort code and account number are correct but the name is Martin Lee but says M Lee?
Chase standing order
Just wondered if anyone has had any issues with standing orders and Chase bank. In November 2023 I set up a standing order for £200, on my Chase account, to be paid into a regular savings account I had created for one of my grand children. This was a monthly payment until cancelled. In February 2024 I noticed that the £200…
Chase UK Statement Problem
I have a current and savings accounts with Chase UK and each month I view and download the pdf statements for my records. Today the April statements are issued but if I try to view them I get this message:- Please Try Again. We're having trouble getting your statement right now.I thought at first it was just that the…
HSBC global money account bonus
I signed up to get the HSBC global money account in October, the one that advertised the free £125 followed by the free £80 which was due to be paid 'early May'. MSE mentioned it here: https://www.moneysavingexpert.com/tips/2023/10/24/#hiya Had anyone done the same and been paid their £80 yet? Just wondering when in May it…
Santander online banking offline repeatedly
Is anyone else finding that Santanders online 'service' has become increasingly 'out of order' ? In January mine was offline for 4 consecutive days.On ringing their helpline I was told they saw no issues flagged on their system. Yet going to a certain website logging problems showed that customers had logged them in…
Nationwide and strange things with a refund processed by Apple Pay and Paypal
Hi community! I was wondering what may be going on regarding the following please, I almost never purchase/pay to use Apps on the App Store so I don't have a clue what's happening- So I purchased, say a £9.58 monthly subscription, offered by an app I got via my iPhone' App Store and to make the purchase I used my Paypal's…
For those of you who track every spend
I know some of you use spreadsheets, others use specific money managing software but this is a question to those of you who input all your spends. This is the first year I've really put in an effort to log every spend. I have categorised as much as I can think possible - as I want to see exactly where money is going. For…
Santander online banking
Anybody having any probs logging in at the moment ? I am abroad so it may just be me ....
Name on standing order
Could anyone shed any light on how names on payments from joint accounts sometimes differ please? For instance, I made an initial faster payment to a savings account set up in my name and the payment appeared with my name as the payee. I then set up a standing order to the same savings account to pay a regular payment each…
Best way to approach investment
After a lifetime of no money I am about to inherit around £60K. I've no experience of dealing with this amount of money - to many it's small to me it's immense. Any advice about the safest way to look after it - I'm at Barclays now but am uncomfortable with its military investment portfolio. What bak should I consider,…
Business bank account for Ltd by guarantee
Hi there, I’m hoping someone can point me in the right direction! I’ve recently acquired (along with other flat owners) the freehold of our property which are 4 flats. We’ve opened a limited by guarantee company for the purpose of holding this freehold on behalf of the flat owners, and each of us have subsequently become…
Bank account access/ contactless
I had my non-contactless card changed over a year ago to contactless because of this and health problems I have not accessed my accounts for over a year. I was told at the time that the only card available was contactless, then I read in the mail that they could actually switch off this ability, rendering it…
Wise Lost My Money since 6 months
I submitted a complaint with Wise because a transfer that I sent in November 2023 from Wise bank account didn't reach my Revolut Business account. I contacted Revolut via the in-app chat on the 10th of February 2024, as I noticed that a transfer sent from my Wise account to my Revolut account was not received. I explained…
Cheque rejected by Bank despite the cheque from another bank
I have a cheque from Lloyds being a share dividend which I tried to pay into my TSB account but was rejected because it was dated over 6 months ago. As far as I was aware a cheque written by a Bank could not be rejected by another Bank as funds are guaranteed between Banks despite the date on the cheque being greater than…
Danske bank switch offer
Hi all so I do often hop around banks taking advantage of the bank switching offers. I'm currently looking at danske bank who are offering £200 to switch to one of its accounts however it says you have to live in northern Ireland or be an account holder for one of its savings accounts. I live in the UK but my question is…
Anyone get the recent last month Santander switch bonus?
I am wondering did anyone get last month Santander switch bonus? 1. need transfer 2 active direct debit 2. Bank in £1,500, and can withdraw the next day.
Hyperjar Cashback offer in MSE email Dec 2023
Hi, I've signed up to Hyperjar using the link in Martin's email: The articles says: "Up to 2.5% cashback for the first three months (5,000 available)." I have followed the terms of the offer and ordered the free physical card. How do I tell if I am one of the lucky 5000? Don't want to switch spending to this card unless I…
Council Tax Maths
Council Tax bills are coming out this week. The councils are playing a game. They claim it's only going up 5% if you just read the headline figure and put it away you are likely being fobbed off. I have no idea how they get to this number because £2158.44 to £2,335.06 is 8.18%, not 5%. Check yours…

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payments this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

View All

Budgeting & bank accounts

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Categories

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

Budgeting & bank accounts

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Categories

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free