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HSBC Global Money Account - £80 offer
Have seen the new offer from HSBC for the Advance account (£125) and the Global Money account (£80). I already have an Advance account as my main current account of 5 years so can't do anything there but would I still be eligible for the Global Money Account offer? Thx in advance.
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Basic questions on changing banks
Not done this before so I would appreciate some guidance - apologies if it is really obvious stuff I am asking. I have two accounts with Bank A (a personal current account and a joint current account). If I want to change my accounts to Bank B my understanding is that all of my direct debits and active payee details will…
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Bank account for UK National living abroad
Hello. A friend’s daughter lives in Germany. She is a UK national. She has recently had a Barclays account closed down as they say she can no longer have an account due to living abroad. This lady has property in the UK so she needs a UK bank account for receipt of rental income. At the moment her mum is holding all the…
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Chase Bank
Hello all hope your well, Just opened a current account with them just wondering if anyone's had experience with them, was looking at using the switch service I've got a few direct debits and mostly standing orders (most every 28 Days) Is this quite painless? I've asked chase and they don't do weekly payments. I'm assuming…
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Club Lloyd’s Fee Waiver
It seems Lloyd’s are waiving the £3 per month fee for Club Lloyd’s and Platinum Club Lloyd’s accounts for June, July and August. It’s not much in the grand scheme of things but it’s better than nothing I suppose...
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CASS problems RBS
I'm having some difficulties having switched my current account from RBS to another bank using CASS. The switch completed on Monday and everything looked okay. But, on Tuesday I noticed an unexpected credit on my new account, and looking in the RBS app it shows my old account (which for now I can still see although it's…
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Barclays Blue Rewards
Barclays have removed mine and Ms Descrabled`s overdraft facilities and we each run our account balances at less than £1.Barclays charge the Blue Rewards fee of £5 thus making each of us overdrawn. Can Barclays charge us If we are unable, or forget, to transfer the offending amount to clear the overdraft? Will we have a…
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Card compromised - actually more serious that that...
Hi, Lloyds Fraud Prevention team rang me tonight... I'm actually still on the phone to them, someone attempted a payment form my bank of £1500 who wasn't me?! oh god what do I do? I have £xk payment going into my account on monday!
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One of my bank accounts to switch
Hi I have a Halifax bank account and 2 savings accounts with them. If I switch my day 2 day bank account to another bank, eg lloyds or santander, to get £switching offer, will halifax transfer/close all my accounts, or just one that i'm switching? Thanks for any advice. (My 2 savings, 1 is not used, the other has 4 months…
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Switching bank incentives for people with poor credit history?
Just tried to apply for the Nationwide £200 switching fee but I'm not eligible. They've offered me the FlexBasic but obviously doesn't offer an incentive so there's no point. It seems a bit unfair that for those of us who need the extra cash more can't access it? Following years of domestic abuse (financial) and a recent…
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Club Lloyds Switch Application Rejected
Tried to switch my current account to Lloyds to take advantage of the £175, got to the end of the online application and was told i could not switch. No real explanation as to why. I've not held a Lloyds or Halifax account for about 10 years and pay in around £3,000 a month. Any ideas? Is it worth trying again another day?
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Bank Account Switch Query
Hi all Apologies if this has been asked elsewhere but I couldn't find anything. I opened a FirstDirect account and attempted to switch a Monese account in order to get the switching bonus. I was told that they cannot switch my account as Monese is not part of the switching service and was told to call FirstDirect in order…
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Is there any benefit to banking with HSBC?
I hold a number of accounts across the clearing banks. It occurred to me HSBC is the only bank who doesn’t offer any account benefits. I have the advanced account but it doesn’t come with anything really. Have the HSBC group given up on the UK retail arm? I am thinking of switching away as my main account.
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Switching Bank Accounts
Hi all, After a bit of advice as I am fairly clueless regarding this sort of thing. I have been with my current bank Natwest since I was 18, I hold a current account, a couple of small savings accounts and a credit card with them. Purchased by first house in July with Nationwide and have seen via correspondence they now…
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Existing curve card but no app to use with it, it got deactivated on phone
Loaded up the curve app, got a message "has been deactivated on this phone". Now it thinks I am a new user, I noticed a recovery option, and when I do that it wants all my details again as if I am a new account, and then if I go through the motions, it wants me to pay £5 again, when I have the card sitting right in front…
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Financial security in your mid-thirties
Hi all, I am trying to ensure I am in the best financial situation I can be in at my age (mid-thirties) and beyond and am just looking for some advice. These are the accounts I currently have: * Lifetime ISA - I am making regular payments into this towards home ownership (which should be achievable within five years or…
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Monthly finances: striking the right balance?
Hi all, I'm 35 and I have just taken up a contract giving me around £2,820 pcm take home after years of unpredictable contract work. I want to take this opportunity to get my finances in order. This is how I currently split my money and I'd really like to know if the balance seems right and also what would be the best…
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Disputed transfer of monies from gran's account to my daughter
Hi, My elderly ex mother in law, a wonderful lady, set up telephone banking on my
daughter's phone some time ago as my daughter was her main source of support,
emotionally and practically. This was done by calling the bank and asking for
this happen so the bank spoke to my daughter and to my ex MIL to set this up
for them,…
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Nationwide switch offer - I need to setup a DD quickly!
Hi, Im looking to take advantage of Nationwide's £200 switch offer. To be eligible I need to have 2 active DDs setup on my old account (Santander). I setup 2 DDs on my Santander account purely to be eligible. I have one with Vanguard; and another with Hargreaves. However, only the Vanguard is showing as being a Direct…
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Nationwide FlexDirect Current Account
Hello, In need of some advice regarding the Nationwide FlexDirect Current Account. The account states that you can get 5% AER interest on balances up to £1500 as long as you pay in £1000 per month. Interest is paid monthly. If I open this account, assuming I pay in £1000 and have £1500 in it, does this mean I will receive…