-
Wise Lost My Money since 6 months
I submitted a complaint with Wise because a transfer that I sent in November 2023 from Wise bank account didn't reach my Revolut Business account. I contacted Revolut via the in-app chat on the 10th of February 2024, as I noticed that a transfer sent from my Wise account to my Revolut account was not received. I explained…
-
Cheque rejected by Bank despite the cheque from another bank
I have a cheque from Lloyds being a share dividend which I tried to pay into my TSB account but was rejected because it was dated over 6 months ago. As far as I was aware a cheque written by a Bank could not be rejected by another Bank as funds are guaranteed between Banks despite the date on the cheque being greater than…
-
Danske bank switch offer
Hi all so I do often hop around banks taking advantage of the bank switching offers. I'm currently looking at danske bank who are offering £200 to switch to one of its accounts however it says you have to live in northern Ireland or be an account holder for one of its savings accounts. I live in the UK but my question is…
-
Anyone get the recent last month Santander switch bonus?
I am wondering did anyone get last month Santander switch bonus? 1. need transfer 2 active direct debit 2. Bank in £1,500, and can withdraw the next day.
-
Hyperjar Cashback offer in MSE email Dec 2023
Hi, I've signed up to Hyperjar using the link in Martin's email: The articles says: "Up to 2.5% cashback for the first three months (5,000 available)." I have followed the terms of the offer and ordered the free physical card. How do I tell if I am one of the lucky 5000? Don't want to switch spending to this card unless I…
-
Council Tax Maths
Council Tax bills are coming out this week. The councils are playing a game. They claim it's only going up 5% if you just read the headline figure and put it away you are likely being fobbed off. I have no idea how they get to this number because £2158.44 to £2,335.06 is 8.18%, not 5%. Check yours…
-
Mystery deposit
I've received a sum of money in my bank account from CB customer services but don't know why. Has anyone else had similar ? My fraud team couldn't help but as advised not to repay directly but through them. If it's a scam I can't see how.
-
Best Savings account for self employed, seasonal worker
Dear All I am a self employed tourist guide. Most of my income is made between April and end of October. I would like to maximise my tax kitty as it is sitting in my account for over a year before needing to be given to the HMRC. I am also happy to change my current account from Virgin Money. This is daunting for me as I…
-
Banking Hubs.
Hello. I've just seen in the local rag that a banking hub is earmarked near by, what are your opinions on them? Good idea or just a gimmick before cash disappears in the near future.
-
NATIONWIDE CANNOT FIND MY €2000
Having researched this at length, I now realise that Nationwide seem to have a historical problem with incoming SEPA receipts. They are telling me they cannot trace nearly €2000 that was transferred from Britline in France to my Nationwide account. They insist that without an 'MT103' they will not find it. The French bank…
-
NatWest/RBS/Ulster £200 Switching Offer 15/2/2024-2/4/2024
Good morning, NatWest have now launched a £200 switching offer today. See: https://www.natwest.com/current-accounts/switch-your-banking-to-natwest.html EDIT: RBS and Ulster have also launched the £200 switching offer. See: https://www.rbs.co.uk/current-accounts/switch-your-bank-account-to-rbs.html…
-
Nationwide Problems
Nationwide updated their app again yesterday and it seems to have taken down most of their systems this morning. There has been problems with the app most of the morning. I was unable to view any of my current or savings accounts or make any payments. I eventually gave up and tried logging into the internet banking on my…
-
HSBC Advance Account - £205 Eligibility
I have applied for the HSBC Advance account and been approved. I've never held a personal HSBC account, but since 2018, I have had a HSBC Business Current Account. It's a partnership account, not a limited company. Does anyone know if I will be entitled to the reward money? Or am I just wasting my time? It just says you…
-
Being Paid
Hi, I've been in my current job for 2 months, I didn't get paid on payday for my first pay as they had my bank details wrong, they corrected this and sorted it straight away. However I also haven't been paid today on my second payday either but they have the correct details now. I was just wondering if it will take a few…
-
Overdrafts: what issues should MSE be raising with the industry?
Hi all Here at MSE we sometimes have the opportunity to talk to industry bodies, and one of our colleagues will be talking to representatives of lenders very soon. We've already scoured the forum to spot recurring issues that would be worth highlighting, but if you've had a recent experience of dealing with a bank with…
-
Has Nationwide stopped producing statements for some accounts?
This probably should be in Savings & Investments rather than Budgeting & Bank Accounts but as it affects a number of Nationwide accounts I've posted it here. Has anyone else not had any statements generated for some of their accounts over the past two months? I have 4 Nationwide accounts, one current, three savings…
-
Another Emma price change... best free alternatives?
Starting from the 30th of April 2024, we'll be transitioning the following functionality to our premium plans: Just seen Emma have got rid of more features from the free plan for the 3rd time in a year... any suggestions of the best alternatives from the MSE team/community? 🙏
-
Budget App
Hello All, any recommendations for a free Budget App that I can use on my phone? I currently use a spreadsheet and aware of the MSE spreadsheet. I have seen several posts here about budget apps, but they are a few years old. An app that can be reconciled with my bank would be a bonus, but not essential. I have checked with…
-
Will we get a windfall……Coventry Building Society acquisition of Co-operative bank.
Apologies if this is in the incorrect category…. Would anyone happen to know whether as an existing Co-operative bank customer, I would be due any windfall upon the completion of the potential acquisition by Coventry Building Society?
-
Santander Switch Complaint
Hi, has anyone else had difficulty with the recent £185 Santander switch offer? I applied for the switch weeks before the cut off date. The switch didn’t go ahead as planned but Santander just opened up a new account instead. When I questioned this I was told my current bank put a stop to the switch and I had now missed…
