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CIFAS marker on my file
I've just found out that while applying to rent a flat a referencing company named Homelet claimed they were unable to "validate" my referencing documentation and have now put a fraud CIFAS marker on me. This has resulted in my bank account being closed down. I am disabled and very vulnerable with mental health problems…
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Phone scam from Ripley!
New card request from Santander,first one lost in post? two phone calls to our unlisted home B.T, number .Two transactions for International Transfers ,usual ,press one,press two. Coming from Ripley phone number which shows numerous complaints of scams, Anybody still getting them?
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Chase wants too many details to set up a payment.
I have been a very happy customer with Chase bank but when i tried to pay back some money to a friend yesterday, the payment was not authorised and the bank says i must give my friends full name, address and date of birth for it to be authorised. I am not prepared to do that so they have cancelled the payment. Chase say it…
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Student bank account for second year
My son did a foundation year last year and didn't get round to opening a student bank account. He's now in his first year of the regular degree but second year of student loan etc. Are there any student bank accounts available to him? Can't seem to find any.
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Elderly relative wanting to transfer money to us to pay her bills
We have an elderly relative (99 yrs old) who lives approx 150 miles from us who has recently had a stroke and been admitted to hospital She is registered blind (has about 15% visibility) so has never had an online banking or even a chip & pin card. She has always paid with cash and cheques for purchases and services She is…
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Santander SOs at weekends
For the first time ever, a standing order went out from my Santander 123 Lite account today, on a Sunday. I am not sure whether this is a change of policy or whether it was a mistake. The SO concerned has been in existence for several months, with a monthly frequency. One previous scheduled date for this SO fell on a…
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Apple Pay/Contactless
Can anyone tell me whether card machines know the difference between a debit card and a phone? I am sometimes asked to insert my card and input the pin. Could the machine ask you to do that when you've used your phone instead of a card?
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hard credit search
Applied for a TSB current account yesterday, I'm aware a hard credit search would be done but looking at my credit karma account I can see two hard searches showing, is that normal?
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Mass way to close down current accounts?
Hi, I have been looking on my credit file and I have noticed current accounts open with nearly every bank since the early 90s, all inactive but green ticks each month. I only use one of them. Is there any way to close them en-masse, many of them have different addresses and I do not know the account, sort code or roll…
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Telephone banking / Voice ID
Do people think that the “my voice is my password” way of accessing telephone banking is safe , what with new AI technology able to copy peoples voices?
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Switching bank accounts
Hi. I am interested in switching bank accounts to benefit from the bonus money. I currently have accounts with Halifax which I want to keep and a Nationwide account which I use for 2 direct debits and is suitable for switching. With all the offers currently, is there a best order to complete them in to maximise the bonuses…
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Zen Digital Banking Ltd
Does anyone have experience of this organisation and/or can recommend them?
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How strict are banks on the cut off date for switch bonuses?
Asking in relation specifically to the Nationwide £200 switch offer launched today (21st September), which has a stated cut off of 21st August 2021. I switched to them and got a £125 bonus in September 2021. Will they check this? And in general terms... how rigorous are banks at checking this? Do they meticulously check…
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Paying by Bank Giro Credit
I have been wondering how the unbanked get by. Back in the old days, I received bills by snail mail with a Bank Giro Credit form at the bottom. I could walk into a bank and use that form to pay by cash or cheque. I had to pay a fee unless I had an account at that bank or the bank was named on the form.Several years ago I…
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Packaged Bank Account
I have a packaged bank account which I'm happy with. The perks are significant enough for us that it's worth the monthly fee and we have already used a few of the perks (mobile phone insurance just recently). We have had it a few months now. Each month you get money back (for spending in certain places, having direct…
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News story: UK banks to shut thousands of British expats' accounts
News story now live: UK banks to shut thousands of British expats' accounts - what to do if yours is being closed
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Ulster Switch Offer
Does anyone know how on the ball Ulster are? Made the mistake of switching out before the switching in cash was paid. In theory it’s due before the new switch completes but does anyone know if the pending switch stop the cash being paid out?
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address mismatch problems
I've recently had a problem setting up new accounts with both Barclays and Santander (who I've banked with for a long time). The problem, unknown at first and involving long and circuitous calls to the bank to try to rectify, turned out to be - on these occasions anyway - a different way of expressing my address. I'm…
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Fault from switching bank accounts wrecked my credit rating. Advice gratefully received.
Hi all. I switched from Ulster Bank to Starling in April 2022. I used the starling switch service which worked brilliantly and all my DDs looked as though they transferred across. A couple of months later I received a call from Ulster Bank to advise payments to a loan I had with them were outstanding. I made a payment of…
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Quidco £40 cashback for anyone opening new First Direct Account + £175 Swich From FD
Hi, Apologise if this has already been mentioned, but I couldn't find anything on the forum. I just thought I'd bring to your attention that Quidco are offering £40 cashback for opening a new First Direct Account. This is on top of the £175 switching offer that First Direct are giving, so it's worth going through quidco…