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MSE News: Bank of Scotland, Halifax or Lloyds customer? It could be increasing your overdraft rate
If you're a Bank of Scotland, Halifax or Lloyds customer, the interest rate you're charged for using your overdraft could soon go up to 49.9% as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says most customers will be charged the same or less after the changes – but others will pay more,…
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Unable to log in to HSBC!
I have been unable to log in to HSBC since it shows a new page with "exciting changes to logging in". I enter my ID press next and keep getting an error page re-directing me to the home page to go round in circles again. I have phoned them, explained the situation, they say they have fixed it but nothing improves. Their…
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Closing old account when switching question.
Can someone help me with a question. When switching to Nationwide and closing the old account, is my old bank likely to close my credit card account with them? I've been long term sick since a couple years after taking out the card. I only use enough of the credit limit each month to help with my credit score, and pay it…
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Need a bit of help regarding Natwest cheque cash-ins
Recently accessed my matured CTF from Natwest that I thought had been lost for good. Went to withdraw it last week, got told it would take up to 8 working days to do anything. Phoned them today on the 5th working day as they said they'd send a letter out to confirm the withdrawl, never heard anything from them. Turns out,…
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Barclays Going paperless March 2023
Anyone got this email from Barclays? I am staying paper, what you lot doing?
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UK business bank account for foreighn-owned UK company.
We have a small UK LTD company which manages a UK property for letting. The owner/directors are my children - both UK and Italian citizens, and resident in Italy I am a further director - UK citizen and resident in Italy My sister is a further director - UK citizen and resident in the UK. We have just been debanked by…
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Santander - Say I can't use their app.
Hello, I told Santander I didn't want OTP sent to my phone when using online banking, as I wouldn't always have a phone with me, may not have signal or be abroad without roaming. I asked them to send the codes via email. The first person I spoke to said "phones a mandated by the FSA, email can't be used" (paraphrased). I…
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Active direct debits for switching offer
Hi all, Quick question, when it comes to having direct debits set up for a switch, when is the earliest you can switch, is it as soon as you arrange a DD or only after the first payment has been taken? I use 50pdirectdebit and was wondering if I need to wait the 5 days or so until the money actually leaves the account…
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Nationwide FlexAccount
It says here that the FlexDirect requires no monthly deposit but the bank's website says needs a monthly 1kdeposit each month. Is it the same with the FlexAccount?
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Dormant Direct Debit notice?
I have a friend :) with a DD that the merchant never started using, despite receiving goods. He’s afraid that if he deletes it, the merchant would be notified by their bank. It’s more than 12months since it was set up, but simply was never used. Is my friend right to be concerned? Or would the bank simply delete and not…
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2 Factor authentication to access Santander online
Something that has changed for me recently is when I log on to my Santander online account (most of the time I do use the app but occasionally convenient to use pc/laptop) is asking me for a OTP, with no option I can see to make a trusted browser. Is this the same for others?
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Car Finance
I would like to return my car a few months early but the finance company have told me it will adversely affect my credit rating. Is this the case?
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Alternatives to FirstDirect - without banking app
I’m looking for a bank that offers online banking with text alerts and which doesn’t require you to use a banking app on a smartphone - can anyone suggest one? Some background, I have banked with FirstDirect for over 34 years and have generally been very happy with the service. I use the text alerts to monitor my accounts…
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Suspect bank statement is fake
Ive have been given a bank statement from someone but Im quite sure its fake. Its a Natwest Bank transaction statement but despite contacting Natwest they wont verify if its a fake or not. So im stumped as where to go with this. I have nothing to compare it with but certain things dont look right like OD beside a zero…
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Restrictions on Free Money for Switching Banks
When switching banks for the free money incentives, has anyone found any restrictions on which bank accounts can be switched. For example can Chase, Monzo or Starling accounts be used and are they eligible?
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Multiple accounts
Are there any other banks like Chase which allow you to easily set up multiple accounts?
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Round up RBS
Hello. Is there a limit on using the Round-Up feature once activated. I've set up for double roundup, too.
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Switching to First Direct via Quidco how?
Hello Trying to switch an old account to my newly created 1 Account with First Direct. I have a Quidco account and there is a £65 cashback offer on top of any switch benefits from the bank. However, using the Quidco link from the app to "get" this cashback I am transferred to the First Direct website. It is not possible to…
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Blocked bank account due to UK statutory tax laws
Hi, My bank account has been blocked for over a week now and my bank can not tell me the reason as they are complying with UK statutory tax laws... I do not know what this means, and they will not explain either.I have googled what this could mean and it appears to be for small to medium sized buisnesses - I am neither. I…
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Worried about email 'Order' I have not ordered. ? SCAM.
If I am posting in the wrong Forum would you please let me know? I am worried about an email I have just received in my 'main' email address in box. At the bottom there is an attachment with a number and I have not clicked on it. I have clicked to open and read the email but nothing more. I'll be really glad of any help.…
