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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Right to change legal name denied or to switch accounts with switch guarantee being denied
The Background - I have accounts with 2 banks, 2 building societies. I changed my name to my maiden name and did this by Deed Poll to make the paper trail easier and smoother. Two building societies and one bank had no issue with this. One bank has refused to change my name unless I pay for certified verification in…
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Santander app issue
On my home page when logging in, all my accounts have the balance blurred out. I must have done something to the settings? How do I get back to having all the balances immediately in vision?
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Santander debit card cashback ending
Couldn't see a thread on this, yet another reward down the drain.
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Club Lloyds & or New Premier launch
I dont know about that one yet, but i find Club lloyds still to be a great account, have a look online, most of us know our incomings & outgoings, right? Not everyone does & its best to find out first or you could end up paying a fee for no smiley face. For me though i would personally prefer an actual Gourmet card & not a…
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TSB £310 switching offer May 2025
https://www.tsb.co.uk/current-accounts/switching-bank-account.html#accordion-65037e0234-item-5030ba72e9 £100 welcome bonus * Open a Spend & Save account and complete a full switch * Log into the TSB Mobile Banking App * Make at least 5 payments using the debit card on your new account * If you do this before 19 July 2025,…
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New Lloyds Premier current account
Looks like Lloyds is going to launch a new Premier current account at the end of this month which will replace Lloyds 360 which never made much sense anyway https://www.lloydsbank.com/lloydsbank360.html
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Cash out using phone
Ive got nfc working with my virgin card but it wont allow me to get cash out. Do some banks allow it?
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Danske £175 Switching Offer 7/4/25
I can't seem to see this mentioned anywhere but Danske Bank appear to have launched a £175 switching offer on 7th April. It's only available to those who are a new Danske Bank Personal Current Account customer. You will not qualify for the Offers if you are an existing customer that closes any Danske Bank Personal Current…
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HSBC Premier changes
So I've had an email this morning about changes to the eligibility rules for HSBC Premier accounts. I know these changed for new customers last September, to the £100k income or savings thresholds but I'm sure they said that this would not affect existing customers. This morning's email directly contradicts this and states…
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How do I pay this Austrian Doctors Invoice? I don't speak any German. Any German Speakers?
Hi all I didn't know where to put this so this was my best bet. A few weeks ago whilst I was in Innsbruk I had to visit a Doctor. The service was excellent and they gave me an Invoice whilst I was there. I attempted to pay the bill at the time but they couldn't take Euros. I asked could I pay with Credit/Debit Card but the…
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HSBC UK New app
It looks like HSBC UK have updated their banking app. It looks similar to the Santander one now. There wasn’t really much of a mention anywhere about this. What are your views on it?
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Banco Santander Spain - Non-Resident Account (EUR)
Thought it might be useful for some to know that Banco Santander (Spain) offers a totally free Euros account for non-residents. It has a Spanish IBAN and BIC. Comes with a virtual debit card. You must be over 18, have a passport and live in the UK (or a few other countries). Took 1 hour from application to having the app…
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OTPs
Can I do a straw poll please? How many people think that an OTP ie One Time Passcode for an Applecard purchase on line is a “One Transaction Passcode” ie to make that particular purchase only? I’m asking because it apparently isn’t! It apparently gives the vendor permission to use your Applepay whenever they want! Did you…
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What’s up with the new Santander app?! May 16 2025 Answer the new Apple 17.7.7 FAIL update 🤮
I’m running the latest Apple iOS and used the Santander app for years with few problems. Tonight I tried to log in and it has lots of proud boasts about its new app and then asked me to Accept or Decline its conditions dated 2018?! I did this and had to enter my ID, five digit pin and receive a text and enter the number…
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Make sure you get possible Nationwide Fairer Share bonus 2025
There has been no confirmation that Nationwide will pay out a Fairer Share bonus in 2025.However there is a good chance it will happen.Make sure you are not one of the many Nationwide customers complaining that you did not qualify!You can search the full 2024 T&C`s and the 2025 T&C`s may or may not be similar.Action is…
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Nationwide Regular Saver and round ups query
Hi,Only just noticed that Nationwide have a 'round-ups' function (Impulse Saver) and wondered if this works on their Regular Saver too, to increase the maximum £200 mth allowed? I know I am able to do it with Nat West Regular Saver account but not seen anything on here to suggest that it can also be done with Nationwide.…
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Is switching bank/s for the cash bonus/es worth the effort?
I see there are still a few inducements to switch banks (up to £175, with a few other perks). Could you sign up for it, jump through the hoops for however long (a month or two?) then move onto the next one. Then go back to your original bank when you've used up all the offers, if you wanted to. I wonder what the 'hourly…
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Chase UK discussion
Thought we would have heard something by now
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Spending abroad which bank to use?
Hi all, I am looking at opening a new bank account to use for spending on holiday as my current bank charges, I’ve seen revolut and chase advertised, however chase doesn’t allow joint accounts which is what I would prefer but I have seen some negatives about revolut can someone suggest which one is best or a different one?…
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Child and packaged bank account
We have the Virgin packaged bank account that covers children under 18 on the travel insurance. We are going on holiday later in the year and our oldest turns 18 during the holiday. Do we need to get separate travel insurance to cover him for the last few days?
