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As a newbie on this forum...
I would really like to say thanks and buy you all a cyber drink. I am overwhelmed by the selfless, kind support that posters have shown me over this weekend, now known as my "weekend of realisation"!! I am certain I would not be here now without this website...I know this sounds dramatic but its true. You saved my life.…
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Statutory Demand question
Hi, I've received a Statutory Demand from a creditors solicitor - and I've got some questions. First, some details... They're claiming in the region of £70,000!!! I obviously can't afford to pay it as I have no assets, and I'm on a low income. There isn't anything to sell, and there are plenty of banks ahead of this…
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When my sisters.....
.....were about 12/13, their favourite hobby was to go on the internet and find Christian websites. They would then join and start posting 'I love the devil' and 'Jesus sucked ****', they would then sit back and await the uproar that they had created. They were kids, but for some reason I am strongly reminded of their…
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Renting after reposession (I knew I would be back!)
Hello all Well after roller coaster that was Friday, I went and did a boot fair in the rain at 5.45am yesterday and earned a whopping £31! Woo. Was so exhausted and had a furious row with dh and was "" this close to doing something very silly whilst dh was out with the kids. Anyway - we put our £500 deposit down and gave…
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Help having serious collywobbles!
After waiting since Feb (due to long delays at Brighton) for my appointment in June, suddenly my BR date is only 3 weeks away! Having huge mixture of emotions including abject terror as to what lies ahead, is it the right thing to do even when all the agencies that i have spoken to have said it is the best way forward and…
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Paperwork!!!!!
Have just sorted ALL of our peperwork - this has taken all day, but here are my files :- Car File - Includes log book, repairs receipts, sorns, paid parking fines Personal Data File - Birth, Death, Marriage, Divorce, Passports, Driving License School File - Reports, Letters, awards, paid lesson fees, after school activity…
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High Court.. Will I be there all day???
Hi Everyone, Here i go with yet another question..... Will I be at the court all day? I plan to get there by 9.30am. How i wish this experience was over!! Thanks Sweedart1:eek:
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Credit Problems !!!!
Hi, I have many questions and was not sure which forum to post on but hopefully this one is right :-) In 2003 I got into quite a bit of debt- I ended up going to a private company called Harrington Brooks who advised they could negotiate with all my debtors for a fee and sort out my debts- what followed was a year…
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Keep Up The Good Work
Can I just be a little bit soppy here and thank all the people on here who have been helping me through my BR. I know I wouldn't have been able to get it sorted out as quickly as I have without the valuable help and support from all on this board. I know I am not finished yet as I am waiting for the OR to contact me for…
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Are the CO-OP about to say no ?
Hi All, I made an application last week for the basic CO-OP Cashminder account as most recommended on these threads. I was advised to call back in 5-7 days time for a progress report, which i have just done. The operator told asked the security questions etc and then said that the application had been cancelled and if i…
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High Court.......Strand!! Any Advice
Hi Everyone, Ive got to go to the High Court in the strand (London) to hand in BR forms. Just wondered if anyone else has been there? and what are they like?. Are they difficult to deal with? I cant wait to be debt free, but dread going through the process (doesnt everyone):confused: . Thanks for all the advice so far.…
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Advice on Co-op Cashminder please
Hello everyone, I applied for a cashminder account from the co-op and was refused. I rang up and was told that it was not because I am bankrupt. The lady avised me to write a letter appealing it and to ask the resason why as she could not tell me. Just wondered has anyone else been refused one of these accounts and do they…
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Went Bump (BR) and went pretty smooth.
Well went BR this week and it went pretty smooth well just about.Due to no appointment system I turned up and waited for my turn only to be told sorry short staffed so no go today :mad: I then ranted and explained I had taken a day off work and had telephoned the previous afternoon.In the end they relented and did the deed…
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Just for this weekend...
I am going to try to forget that I am in the mess that I am. I am going to try to just enjoy myself (no, not spending too much:rolleyes: ) and make the most of my last bank holiday before I go bk. Anyone else??
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Well Here Goes
I am going to the Strand tomorrow with my forms and money, do I sign the forms before I go or do I sign them there. Was told by the insolvency helpdesk to take 3 copies even if I did it on line, don't know whether to feel relieved or panicked. Not looking forward to going into town with all that cash on me, really silly…
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Advice needed: Loans after BR
Hi everyone - I need a bit of advice. I went bankrupt in 2004. I had struggled with a lot of debt that I had been left with when splitting up from my partner in 2001 (and he had a breakdown, so I took on the debt). I can't blame anyone else though as its was my fault that it later got out of control. I was discharged in…
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URGENT question about car repossession
Can a car be repossessed and removed from private land?
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Last Straw for Parents - advice pls
Basically my parents have reached the end of the line with regard to blagging their debts. Horrific situation now is that their total debts are £80,000 (2 years left on mortgage, credit cards and loans) They need £800 more a month to live on - impossible to achieve and have now used all their savings and overdraft limit…
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OR interview
hi everyone :hello: just wondering how long you all waited after your bankruptcy date before you had the or telephone interview? still cant relax till i have got this out the way thanks
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Can i move to america
Hi all you lovely people, There is a possibility i may be able to move to the States in the next 3 yrs. But, if i go bankrupt how will that affect me. Sorry if it has been asked before but cant find anything. Would being a bankrupt or even discharged make things difficult to going out there. Thank you everyone. My debt…