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Bankruptcy & living with it

To help people who are bankrupt rehabilitate their finances, without judgment.

bankruptcy - renting - business
Hi All Just joined and am reading everything I can. I'm self-employed and run youth theatres and a dance school! 1 - Situation is: Cared for Mum-In-Law for 2years - Last 6 months she lived and died at our house. I loved her - my best friend! she died March 06 2 - Business suffered whilst caring. 3 - Debt mounted up…
debt collectors
Hiya I've just sent off my questionaire to the OR and know it will take several weeks for them to inform my creditors of my bankruptcy. I am getting loads of letters from debt agencies telling me that they will send someone round etc. Should I ring these people myself and tell them my situation do you think ? I don't want…
I have filled out the BR form online. Advice
I have completed the form to the best of my ability, and now feel "Oh well here goes, just do it" But all the doubts & fears are coming in now, so some questions. I have a letter from my Dr confirming I am Bi-polar and that this has contributed to my situation. Is this a good thing? I noted some people say they have to…
Discharged from bankruptcy today!
Just got in from work and had the confirmation from the Official Receiver.... I haven't been contact about assets at all - am I likely to be now?
Did you go public with your bankruptcy?
When we were declared bankrupt last year, we found our friends and aquaintances very supportive of us. If any thing it has strengthened our friendships.We also discovered just how many of them are struggling financially too. I think this was because we were up front and open with them. Have any others on here had similar…
Buying a house when bankrupt?
Hi, In the summer of 2005 I went bankrupt, my wife did not. We have always rented. Shortly after this, I managed to get a freelance job on top of my normal job. The timing of this was very bad because I would never have gone bankrupt if I had known that this job was just around the corner. Now I am debt free. The thing I…
Bankruptcy and the Police
Can someone who works as a civillian for the police go bankrupt? If the answer is yes, is it wise? I am on probation atm as I only started 3 weeks ago. I am loving it and don't want to lose my job. I don't want to curtail my chances of advancement. Any thoughts would be gratefully received. (Even more than usually) Brassic.
figures for bankruptcy forms ie outgoings
can anyone help with figures for 2 adults and a 19 month old for the bankruptcy forms?
Buying a house?
Hi, In the summer of 2005 I went bankrupt, my wife did not. We have always rented. Shortly after this, I managed to get a freelance job on top of my normal job. The timing of this was very bad because I would never have gone bankrupt if I had known that this job was just around the corner. Now I am debt free and am earning…
what to do?
hi moneysavers, i have a few questions re bankruptcy: my wife has managed to run up debt of almost 30000 quid:eek: in bank loans, store cards, buy it now pay forevers, and credit cards, this is rather amazing because we "survive" on benefits, (we're carers for our disabled daughter). we do not own a car, a house or have…
online bankruptcy forms help
when we print them off do we have to sign them before or at the court and where?
Employers and Bankruptcy
Hi there, My job propspects are about to improve in the next few months but I am currently considering bankruptcy (£36,000 debt will be paid off in 21 years on current repayment plan!). Does anyone have experience of employers actually running checks on whether their potential employee is a bankrupt? Or what experience…
Saving up for Bankruptcy
Hi Guys & Gals, Shell has decided that she will go bankrupt as this is the best route of action for her. What my question is, How long did it take you to save up for your bankruptcy? What were they creditors like? Any help and advice would be fantastic. Shell has been on a dmp and the creditors keep hassiling her. Cheers…
Help Needed Urgently
Hi all, i'll try to make this as short as possible! Ex-girlfriend left me with loads of Debts when she left what in March will be three years ago. This was made all the more difficult by the fact that I was studying to me a mental health nurse at the time so as you can imagine money was not in large supply. I have managed…
question about bankrupcty
hi my oh went bankrupct last year and has been discharged i know need to go bankrupct to my question is as i dont work i only get tax credits and child benefits what pays my dmp at the monent will they take my husbands wages into acount when it comes to iv payments or will it just be worked out my benefits money like my…
resubmitting bankruptcy forms online
i foolishly submitted my husbands form online about 3 weeks ago.both myself and my husband are going bankrupt tomorrow.i have messed up his form and made lots of mistakes ie missed things off.been told that i can write on the form but i have just been on the insolvency website and it is letting me do a new form for…
The Bankruptcy Club & Supporters Club
I would like to start this thread to give support to the people who have/are/want/need/wish.... to be Bankrupt. I have a long history with debt, My fall down was being nieve in business dealings and I fell foul. Bankrupt people can be in peoples view thought of as second class, failures, wannabe's and poor people. We are…
well got my bankruptcy discharge through....
edited edited
Welcome To The Bankruptcy Board
What's it all about? Whether you've been through it and want to share your experiences or are contemplating it, the aim of this board is a mutual support and guidance for those thinking about bankruptcy. Bankruptcy raises many issues - is it too easy or too tough - does it allow people to escape their obligations? All…
bankruptcy & house buying
Hi all a friend of mine is in around 30k of debt and cccs have recomended bankruptcy. She is seriously considering this but is hoping to get onto the property ladder in the next couple of years. is it possible to buy a house after being made bankrupt?

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