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Chances of success with Santander MPPI claim? - Updated
Just wanted to pop back and say that it apears that it was a chance worth taking after all - complaint was upheld and received an offer of £2000. Was not a difficult process - one phonecall, one form to fill out, what appeared to be a check up phone call (saying they hadn't received my paperwork so could I go over my claim…
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Dunstonh, Moneyinepitude et al
I think I may have mentioned on another thread that FOS are now actually looking into pre January 2005 compliant's under the basis of the MCCB (only body to which I subscribed) on the basis of optionality and cost. I rejected a complaint with a copy of the mortgage illustration that states optional and also a copy of the…
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PPI and Divorce- Name no longer on account
Hi, Need a bit of advice about claiming for PPI. If I had a bank account solely in my name which I had a loan through then got married and turned this into a joint account and then upon divorce it was my name that was removed. Would I still be able to claim for PPI on loans taken out when the account was solely in my name.…
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cpp charges on credit card taken out in 2005
I took out a card with tsb back in 2005. I tried to reclaim the charges back through ppi with tsb and I was told it was wasnt ppi and therefore I cant claim. The charges per month on my credit card were £50 and I was told this was cpp which I am now told I can reclaim but I havent received a letter but the misses has. Does…
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Tesco Card PPI
Hi All . Recently Tesoc wrote to me to say that they may have missold my PPI and asked me to fill in a form which I duly did and sent off . I received a letter back yesterday to say that my complaint was upheld and I was due a refund which is great . However they are now saying that before they can pay out they need to see…
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Is it worth re-applying Lloyds PPI?
I had a PPI claim reject towards the end of 2012. As it was essentially my word against theirs (Lloyds) I was advised it was not worth going to the ombudsman so I left it. Recently someone has said it may be worth re-applying due to the report that Lloyds were simply rejecting claims with no basis. I had 2 loans neither of…
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PPI letter from NatWest - very old loan
Just received a letter from NatWest about two loans I had many years ago (one starting in 2000 and one in 2005) and information on how to claim if I think I was mis-sold PPI. I honestly don't remember if I had PPI on these loans or not. Have they written to me as someone who had PPI and they think has a possible claim or…
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Calculating my claim
Hi I have been told I have been successfull with my ppi, the bank admitted liability We paid 27 payments of 63.11 stated dec2005 till February 2008 We cleared the finance and have over a long time been perusing this ppi Can anyone roughly work out what I'm due as I would like to compare it to their figure Many thanks
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Ppi claim defended
Hi I have recently tried to reclaim ppi that was sold to me on 2 loans in exactly the same way(I was told the loan application would likely be rejected without taking out ppi). The outcome has been that one loan was proven to be missold and have received compensation for this but the other has been defended and have…
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Ppi scam
My wife contacted ppi claimline last year to see if she was owed anything. They won a total of £897 for her which was good and we were happy to pay 25%. After we received all checks of four policy's they sent a letter wanting 50% which we disputed but were told it was in small print claims under £600 we were to pay 50%. I…
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MBNA PPI what a fiasco
after trying to claim my ppi off them and being rejected,i notified the ombudsman and they upheld my claim,MBNA continues to drag its feet over repaying the premiums.this has gone on since April last year. the amount of the ppi works out to a few hundred pounds but they continue to come up with excuse after excuse as to…
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Mortgage payment protection
I have today found out from the company I pay an insurance to protect me and my mortgage when I am off sick/redundant etc. from work for 30 days or more, that because I took this out originally through my bank who I did my mortgage with has cost me (at present) £10 more a month than it would do if I go direct to the…
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Tired of waiting
I paid PPI for many years on my mortgage. Initially my complaint was turned down. I subsequently found more information and case was reopened in May 2013. I have been waiting for a decision since then. I phone from time to time and am told they (Barclays) are waiting to hear from Aviva (policy was with London and…
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PPi Lloyd's... Internet loans does it make a difference
Received letter from Lloyd's in November staying PPi may have been missold Filled in relevant paperwork , had 2 phonecalls asking me to go over things I couldn't remember In total there were 7 loans totalling 17000 8 week ' guideline/deadline ' is today and still no conclusion ... Does it make a difference that the loans…
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Can I still claim back?
Hi. A few years ago I attempted to claim my PPI back on a capital 1 credit card. I received a letter back saying no and just left it. As it was years ago it was before everyone was told to challenge the banks response of no. I know I was pursuaded into taking this insurance out without being told what it really was and…
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PPI and Bankruptcy
Hi, i declared myself bankrupt back in 2005, everything was sorted through the Official Receiver and i was discharged from the bankruptcy after 3 years. Credit has been restored and i now legally don't have to declare the bankruptcy. Natwest/RBS wrote to me back end of last year claiming i was owed some money for PPI. I…
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CPP Claim When Policy Holder Died
Hi, My wifes mum received the voting information relating to the CPP PPI miss-selling. But the letter was addressed to her late husband (wifes dad) who passed away in Dec-12. She didnt contact them or vote. Does anyone know if it is possible to claim for mis-sold PPI when the policy holder has since died? Thanks.
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Can I claim?
Hello! I have Made 2 claims for PPI in the past using your guides, Capital One said yes, Argos store credit said no. I have a 3rd claim I would like to make, via Lloyds TSB for a credit card. I did take out PPI willingly at the time as the card was for a large amount and I was worried about redundancy. As it turns out, I…
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PPI on a mortgage?
I had a mortgage between 2001 and 2006 which I no longer have any paperwork for. How can I find out if there was PPI on it etc.?
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PPI on pension contributions
Hi there I believe I was missold payment protection insurance on my pension contributions, with the salesperson emphasising the consequences for my pension if I were ever made redundant. I can't find anything about reclaiming payment protection insurance on pension contributions. Is it likely that I can pursue a claim for…
