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Abbey - Mortgage + Top-Up
I got a mortgage and top-up loan with Abbey, I can't remember when. I know I had PPI, and that I had to have it to borrow the money. The only document I've found so far is a letter with my new mortgage rate for 2009, which includes my "mortgage number", and on which I have made a note of the settlement figure for when I…
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Trying to fill in questionnaire to reclaim ppi
Hi I'm trying to fill in the ombudsman questionnaire as a first step to reclaiming credit card PPI for my husband. I'm coming a little unstuck on some sections and the PPI section of this website says a guide to completing it has been put together in word format, but I can't figure out where the link to it is, can someone…
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Halifax One Credit Card PPI
Hi Guys. I'm a bit unsure whether to apply for a PPI refund or not. I applied online for a Halifax One Credit Card back in November 2005, at the age of 20. I have kept all documents and statements since then. I have gone through them all, and it seems that I had ticked the box saying I wish to purchase Credit Card…
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Charterhouse Claims - Issues / Harrasment ??
Hi there I'm helping a friend who decided to go through CHC to reclaim his PPI in Aug 2012 for loans and credit cards he had. The initial cold call got him signed up with the promise of monies to be reclaimed from PPI For nearly a year he hadn't heard anything from these people but then in Oct 2013 he was told that he was…
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Inadequate sickness/redundancy payment policy
Having scoffed at the whole PPI refunds scene for years, having curiously had a look at a recent mortgage repayment policy to cover the two of us for sickness & redundancy, the payouts would nowhere near cover the costs of the mortgage should such an event occur. We were both of the understanding it'd have paid the…
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Loans/Cards over 6 years old?
Hello, I wondered if anyone can advise me how to find out loan/card details on those over 6 years old so I can start to investigate whether I may have a claim? I know I had cards with Mint, Egg and an M&S loan but I need to find details to contact them. I paid the £2 for the credit report mentioned on here, but I need…
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PPI but DMP
Hello, I've asked this question of one of the famous DMP companies who were little use. EMTAS contacted me regarding PPI and after a bit of work a bank has agreed that I had PPI on loans issued in 2000, 2003 and 2004. They can't proceed with this due to me being on a DMP and then having to pay them 20% finders fee. Now…
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RBS PPI evidence - statements?
A couple of weeks ago I lodged a PPI mis-selling complaint with RBS regarding a Mastercard that I had with them. They've written back to me to advise that despite an 'extensive' search they cannot find any records of me ever having a PPI policy, and have asked me to send them evidence. I'd previously done a SAR to RBS…
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Do you think I should try to reclaim PPI from 11-13 years ago?
Hi i took a loan out over two yrs with LLoyds for 4K I think between 2001-2003 and I am pretty sure I paid PPI. But i cannot find any paperwork for this. :( Will I be able to reclaim PPI? has anyone done this? Thanks. Abi
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Success after 6years
Well the title says it all, my case was so long and drawn out, the bank told me I had NOT got a ppi? After six years of plodding on with the help of the ombudsman the bank are admitting liability So it goes to show, take NO notice of the banks, I really did nearly give up though, but thought what have I got to lose Well I…
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Hidden Mortgage PPI
Hi I've just had a marketing call from a company trying to convince me that my mortgage may have had PPI hidden within the monthly repayments-obviously this is something I was unaware of. I was advised that this won't show on any of my mortgage statements and won't have been written in any of the documents issued with the…
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Can I claim back for Income Protection Cover ?
I have found out I've been paying £13 a month for 'Income Protection Cover' for the last 13 years, which I recall being told I had to take out in order to be able to buy a new build home, and to get the mortgage, however I have never ever had any paperwork relating to this insurance cover and don't even know what it…
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Assist Financial Management
Furious with other half as he has went via this company to claim PPI :mad: Don't know how many times I have told him not to go through a company! Has anyone ever dealt with them before? The woman at the bank dealing with PPI told my oh he doesn't have to pay the company as it wasn't a credit agreement that he signed :eek:…
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help Reclaim Halifax monthly account charges
Hi all im trying to reclaim the monthly charges from Halifax for my ultimate reward current account (£15 pm) but just got this letter back and don't know if I can do anything else. Please Help me these are the links to the letters Chris http://tinypic.com/r/2gt6n2h/5 http://tinypic.com/r/2i8998j/5
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How can I solve this one?
I had a call from a PPI company offering their services, as their records show that I am entitled to a refund. I told them that I had already heard from my banks, and was not entitled to anything. He insisted that I was from somewhere, but didn't know where from. I rang off, but now I wonder if I am from somewhere on maybe…
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PPI Curiosity Question
My wife and I paid off our mortgage long ago but when we started the mortgage in May 1986 we automatically paid our buildings and contents insurance via Birmingham Midshires as we didn't realise we could go elsewhere for a better deal. I eventually cancelled their insurance in March 1994. I know it's far too late to claim…
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If company ignores claim for 8 weeks
I'm in the situation where I've sent initial PPI claim forms and the 8 weeks has lapsed. Another set of correspondence has been sent. How long do I have to wait legally before further action can be taken from this second correspondence? Do I have to wait another 8 weeks?:(
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Laptop Insurance
Hi Looking for some advice regarding a cover plan agreement with Currys. It is on a laptop that I bought in 2007 and has been running since then.I have not had the laptop for approx 3 years but Currys are saying it was my responsibility to inform them that I no longer have it. The problem I have is that the reason I do not…
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Claim back buildings cover from Direct Line?
I have just seen my elderly mother's ( 80 yrs old) policy documents for home insurance. She has been with Direct Line for many years and was unaware that she has been paying for £1000000 worth of building cover. Her home is worth only £100K. She has accepted this as a standard insurance amount without questioning the level…
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Income Protection Reclaim
Hi I'm new to these forums, but hoping somebody could offer me some help/advice. When me and my fiance took our mortgage out, the motgage advisor told us we had to take out income Protection before the bank would allow us a mortgage. After being quoted for a policy from the bank, we managed to find a cheaper policy online,…
