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PPI from lloyds graduate loan in 1998
I queried my ppi on a loan I took out with Lloyds after I graduated in 1998 and 2000. However they deny all knowledge of the account number I have given them. Wonder whether people think its worth pursuing on a loan of this age?
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finally going to try to reclaim ppi - but confused!!
Hi, I really don't know where to begin so would appreciate some help. We bought our first house in 1996 and arranged the mortgage through a broker at the estate agents.It was an endowment with 'the derbyshire building society' and endowment through 'General accident' In 2001 we moved and swapped the mortgage to 'Santander'…
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PPI claim leading to DPA breach ???
Hi, if anyone has any advice it would be appreciated. I have an ongoing PPI claim with Lloyds, all being handled ok. However today I received a call on my mobile from a number (all Lloyds calls are shown as withheld) and when I answered it, the whole recording of my conversation with Lloyds from last Thursday was played…
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Confused! .CPP say Sainsbury not in?
Card protection from Feb 2003. It was a 3 yr scheme. So it then ran for another 3 years until Feb 2009 when we learnt we were protected anyway via bank and cancelled it (and told them why!). So contacted them today. I have had dates and policy number confirmed. They however tell me that Sainsburys opted out of the redress…
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Where on earth do I start?
Hi all! £1000 2yr loan from Natwest in late 1990's went full term £6000 home improvement loan in 2001 (with ??) paid off early after approx 2 yrs £5500 car finance in 2001 (prob. GE Capital finance) paid off early after approx 2 yrs £thousands of catalogue shopping finance (GE Capital again?) in late 90s early/mid 00s…
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PPI payout Taxed
Recently I have received conformation from my bank that they will reimburse me my PPI back.The PPI was for a 3 year loan, which is great, But I am being Taxed on it, can anyone tell me why I should be taxed on it:(
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is the non payment of mortgage protection policies mis selling
Hi I really hope someone would be able to advise what i can do in the situation where i have held 2 mortgage protection policies with Aviva for many many years and when the time has come to make a claim on these as i have been made redundant they have tried every avenue to not pay out. I have complained about their reasons…
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Driving licence?
Hello, My husband is Trying to get a ppi Refund from tesco clubcard and has been asked to send them a validated copy of his driving licence, I have done this twice and never been asked for this. Is it now normal practice? Thanks
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Claiming after being paid out
Hi there. My first post. I have just been sent a PPI claim form from the RBS. A few years ago I became ill with cancer and started to claim on the policy. As long as I sent a doctor's note every 6 months they made the payments. Eventually my doctor wrote to them to say that I would not be fit to work before the loan period…
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Ppi after settlement figure
Hi I am looking to start a Ppi claim against a credit card company , I owed 15000 on a card , they gave me a settlement figure of 10000 which I paid in full, If I were to start a claim against them could they then come back to me for the outstanding 5000. -any help greatly appreciated as I've had differing opinions , thanks
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Santander/Mothercare
I have had a refusal on a ppi complaint from santander. I was sent a copy of the app form/cca and it does not look like my ticks at all. Think that the sales assistant has ticked it as it looks like the ticks for ID approval etc. My question is now if I was to appeal do I go to FOS (account opened in 1998) or should I go…
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ppi claim against the abbey national building society
i had both a mortgage and loan with the abbey in the 1990s,as i have no paperwork and or timescale or specific dates i am wondering if i would be able to claim against the aforementioned company? would i be able to claim on the grounds that both policies were at the same address? i would appreciate any help on the matter,i…
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Who is/was my PPI provider?
Hi, Hope someone can help me here and i dont sound like a dodo :o In July 2007 i was in Asda when approached asking if i wanted to sign up for an Asda credit card, usually just smile and say no thanks but she said you also get 2p a litre off petrol from the Asda petrol station on their site so i ended up agreeing and…
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PPI Offer
I received an offer of refund from a PPI complaint I made with the RBS, my question is, if I refuse the first offer will they remove the offer completely or will they offer me more?
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MSE News: Mis-sold CPP card protection insurance? You can now get your money back
"If you were mis-sold CPP card insurance, you're in line for a payout after the High Court approved a redress deal ..." Read the full story: Mis-sold CPP card protection insurance? You can now get your money back Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all…
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Should I go straight to the Ombudsman?
I completed a PPI claim form against Nat West/RBS back in November for a Mortgage Repayment Protector policy that they duped me into taking with my first mortgage back in 1995. I had no idea I was paying this until I came to move house in 2006, at which point I cancelled the policy. I couldn't find any paperwork for the…
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Didn't know we had PPI, is this usual?
My partner had a letter from Tesco credit card saying he paid PPI and may have a claim. We had no idea that he had paid PPI as I don't recall seeing anything on his statements and I would have remembered if it had been discussed. How does it show on credit card statements? I am with a different cc company, should I be…
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How Long Does it Usually take?
Hi We have a loan with First Plus. My claim for PPI being mis - sold is with the FOS!! It has been with them for over a year and a half. We have had letters saying they are still working on it, even had reference to this in December from them when I mailed,so not forgotten. How long does it usually take with a case like…
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Legal and General
First post!! Having claimed with L&G one year ago, I still have not heard from the ombudsman. Has anyone had any experience of claiming with them and if so how log should I wait before chasing? Thanks:rotfl::rotfl::rotfl:
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Barclay loan
Hi there I had a Barclay loan back in 98/99 with ppi what is the chance of getting it back was told 4 years ago by the bank I had no chance.