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Skipton MPPI question
Hi All, I hope someone can help. I'll try to be as brief as possible. If any more info is required, I will provide as much as I can. I recently took the plunge into the world of reclaiming any PPI that may have been mis-sold to me. It's early days yet but the first reply I've had back is from the Skipton BS regarding a…
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MBNA - will they offset?
OH has received letter confirming that MBNA are upholding claim however letter states that it may be offset if outstanding balance and may be recalled if debt has been sold on. The debt was sold on to Lowell a long time ago and Lowell now have decree which we are paying monthly. So in this case are MBNA able to recall and…
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Companies who hide the ppi
Hi Does anyone know of the names of banks who have been found guilty of hidden PPI charges within their loan agreements? Thank you. :)
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Mortgage indemnity insurance reclaiming
Hi I have been searching this site to see if anyone has reclaimed the mortage indemnity insurance policies that were once compulsory when taking out a mortage? I have had various mortgages over the years and can remember paying it. It would usually cost around the £1000 mark and i later found out that it was actually…
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HSBC PPI - Advice appreciated!
I hope I am posting in the right place and someone can offer me some advice! I took out a HSBC loan in c.2002 (I can’t find the paperwork for this original loan) it was for £5000 & included additional PPI. In 2006, I increased the loan (in person in a bank) to £10,720 and the PPI, which amounted to £2420 was added…
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Next directory..Can I claim late 1980/1990's?
Hi there, Was wondering if anyone knew if I could claim back the PPI insurance I was charged.. This would be from the late 1980's to around 1995 ish? I have the Next account reference number but no paperwork, any ideas please?. Many thanks x
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do my cards have ppi?
Morning all, im trying to sort out my finances new year and that. i have a couple of credit cards and im not sure if I have any kind of ppi on them they were taken out a few years ago. Prob around the time when this who ppi buzz kicked off. but i have no paper work i cant find any of my agreements. so is there a way I can…
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ppi complaint been with ombudsman 2 years :(
I first sent my ppi complaint for lloyds tsb to the ombudsman in November 2011! It seems no update or investigation has been done, every time i contact them they say they will be in touch when they get an update, but surely over 2 years on, they should have some info for me? In April last year, I emailed a complaint and…
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Help and advice on PPI please
Hi..I need some advice. I have a loan I'm still paying off, most of which is now likely to equal PPI payments. However, I had to make a claim in October 2011 as I became very sick and couldn't work. I claimed and was successful. However, in early October 2013 I was sent a letter saying that I had received my limit of 24…
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Please help - looking for PPI advice for my sister.
Hello, Posting this on behalf of my sister, who wants to claim PPI, but isn't too great at record keeping; here's what she asked me to post... I'm wondering if that would be her best option, getting a company to deal with it for her? Are there any relatively simply alternatives, or simple process to follow where she could…
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New here and looking for some help?
Hi I am trying to reclaim PPI on my husbands Lloyds TSB credit card. He opened the account in June 2001 and I have every statement (except 2) up until Jan 2007 showing PPI payments of around £80 a month. I'm unsure of the date that the credit card was paid off as there was still a balance on the card on the last statement…
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Advice on multiple ppi
I've looked in to my finance history and identified: 7 Lloyd's TSB loans with ppi on 2 credit cards with ppi Mortgage protection insurance I'm looking to claim mis selling based on the products being inappropriate, in some cases unknown, in some cases instructed, but in the main my argument is: From 1998-2006 I got 9…
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Halifax have written to me re PPI
Hey all. As the title says, I've received a letter suggesting that the type of PPI I purchased on loans dating from 2002 was systematically mis-sold. I met 4 of the mis-sold criteria and have therefore completed the questionnaire on that basis and submitted it. I initially contacted my bank a couple of years ago as I…
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Mortgage in 2003
First time poster so please help. I have claimed for the PPI sold to me in 2003 along with a Kensington mortgage. The policy was a monthly policy but they did not ask at the time if I had any pre existing medical conditions which I do that would exclude me claiming (pre existing heart condition) The broker has wrote back…
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HSBC Driving insane
Wonder if anyone can offer some advice. I accepted an offer from them on 26th November. Finally on 23rd December after numerous phone calls they said they needed signature validation on the account. The loan holds my signature and my brothers. The loan was never a joint loan but supposed to be set up in my name with my…
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RBS defended claim
I had a credit card with Nat West from October 2000. I have recently been pursuing a PPI claim which has now been investigated and "defender" by RBS I want to just check that their reasons are valid and that there is no point me following up with the FOS (I appreciate nto everyone is entitled to a refund) On the statements…
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NatWest CCL phone call
Hi, Daughter got CCL from NatWest back in September about PPI on a chain of 3 loans she had in 2000, 2004 and 2007. All these were settled early. Yesterday got phone call asking all questions she had answered on form but also about any sick pay and redundancy packages she had had. She has changed her job and couldn't…
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PPI changed to life assurance...
Hi everybody... This is my first post...approx 12 months ago my wife went to her bank (LloydsTSB) to cancel her PPI on a loan which came to approx 20 quid a month for PPI...45 minutes later she came out with life assurance etc to cover loans etc instead of the PPI and she now is paying 50 quid a month for it...I have only…
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my father has past away, still claim ?
Hi new to the forum my wife and I have took over my fathers mortgage after he past away 19 years ago can we check if he was paying PPI ?? thanks
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PPI Aronold Clark
Hello, I believe i have been miss sold PPI from Arnold Clark in April 2009. I have approached them and have been sent a PPI consumer questionnaire. I was wondering did anyone else have any luck claiming the PPI back from Arnold Clark? Russell
