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Time barred??
I put in a claim witrh GE money for a First national loan taken out in approx 2000. I have been informed that this is time barred. After being successful with other claims during this period, what does 'time barred' mean ( sorry for sounding so thick :( !! Do I have anymeans to go to the FOS?? thanks in advance.
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My First Post - Hello , Debt, DMP & PPI claim be taken seriously
Hello everyone. My first time so bare with me. Got into horrendous debt 9 years ago through a mixture of a break up after taking a loan out for a partner and then a pretty shocking gambling addiction. Hit the lowest of the low but have turned the corner. I rang Stepchange (CCCS back then) and made the first step towards…
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Lloyds TSB credit card PPI(PPC) claim question
Hi, I would like to start the process of reclaiming Payment Protection Cover for my credit card with Lloyds TSB. The card had been taken out in 2001 and it was my first credit card. I was refused credit card prior to that by Barclays (I was only allowed Visa Electron), due to being only an au-pair and not having any…
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PPI Claim Advice
Hi, I went bankrupt for (50k) and had a bankruptcy order for 5 years from (Oct 2008 - Oct 2013). I had many credit cards and a few bank overdrafts that were part of the bankruptcy. Some of the credit card companies and banks I had been with for years before my bankruptcy. Some of the cards had credit limits that were over…
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Reclaiming monthly charges
Hopefully this is the right place, please feel free to redirect me if I'm posting incorrectly. My sister phoned me last night in a bit of bother asking for my help. She and her husband went for their first mortgage meeting yesterday afternoon and during the conversation (I don't know what was said verbatum as I wasn't…
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Debenhams/Santander store card
Hi all, I have just had my reply back from Santander for 2 store cards that I had one was Debenhams and the other was new look. when I took out both cards I was unemployed I was a stay at home mum with a son who has special needs. Santander have said in their reply that the Debenhams card was taken out on the 14th august…
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Evans / Santander / Genworth offer - miscalculated?
I need someone who is good at calculations to give me an idea if this calculation is anywhere near correct (I think it isnt) and advise on my next step please. I have in my mind that they have miscalculated the redress offer, and are trying to get me to agree to a figure by now reducing the offer and saying I can still…
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Quick, hopefully easy query, about PPI
RBS sent me a letter this week regarding PPI and how to claim it back if I considered it mis-sold. They listed a loan agreement I had taken out in 2007. Does this mean there was definitely PPI attached to that loan (because I had no idea I had even paid it)?
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Claiming relatives ppi
My sister took out a loan with the local bank in January 1995 for £6000, unfortunately she died in October that same year and I paid off any debts she had, when I sold our deceased Mother's house. The full repayment to clear the loan was in the region of £8,500. I now understand that the bank could have exercised the…
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Reclaimed Barclaycard PPI, but they have charged me incom tax.
Reclaimed an amouint, plus 8% interest, but they have reduced it due to income tax. Cheeky !!!!!!!
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Hsbc loan - ppi claim
Today I called HSBC and asked for the details of all my old loans that have been closed with HSBC. They gave me sort codes and account numbers of all loans and confirmed that I paid PPI on all of them. They however could not confirm the loan amounts and dates they were opened as they were closed over 6 years ago. Is there…
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Paragon delaying brokers' PPI offer - any way of speeding them up?!
I made a complaint about PPI misselling for a Paragon loan against the brokers that arranged the loan as directed by paragon. I should have had a final decision in December, but the brokers wrote to me to say that this was being delayed because Paragon had not yet provided the figures needed for them to calculate the…
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Graduate loan protection
Hi, Can anyone tell me if graduate loan protection is the same as PPI? I took out a graduate loan in 2006 with HSBC and was strongly advised to take out graduate loan protection, which I did. I'm now wondering if I was mis-sold and if I can make a claim. I have the contract paperwork but can't find the terms and conditions…
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albany assistance
hello all first post but here goes any help please i had a no fault accident 29 oct 2012 other party payed up but i had to pay a £450 excess i was insured with admiral and the claims company was albany jokers i know .. but im not getting anywere with either of them as to getting my £450 back they not reurning calls or…
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PPI from old Beneficial Finance loan
Hi, new to this forum. I took out a loan for about 9k around 2002/3 with Beneficial Finance, I just phoned HSBC who are administering claims for that now defunct company. They told me their records only go back six years, and unless I can produce the account number or documentation (which I do not have) then they can't…
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Bothered and Bewildered
I have been self-employed since 1993 approx. in this time I have taken out numerous loans and credit card. I have recently been approached by the claims advisory group about claiming back loan and card ppi. But I thought before I filled in their forms I would check out what MSE had to say. It seems I should try to handle…
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mis sold endowment
3 years ago I proved I was mis sold my endowment & was offered a payment, but I was under the impression that it meant cashing it in. I have since found out this is not the case, the financial adviser would still compensate me, but he is regulated by sesame who now refuse to pay, the financial ombudsman just say 'sesame…
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Halifax Credit Card PPI Offer
Hello Myself and husband have sent off many claims for PPI in may last year and where rejected by all of them. This morning out of the blue my husband has received a letter from Halifax Credit card offering £1496.84, stating that their initial response was incorrect and in fact he had been mis-sold PPI as he has always…
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Welcome PPI complaint
I have an ongoing PPI dispute with Welcome and after their investigation, I have now been advised to contact broker Dial 4 A Loan. Does anyone know if Dial 4 A Loan still trading or where I can find information to check this ?
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Reclaiming Mortgage Life Insurance - Possible?
I have been SO disorganised with money/financial stuff over the years, and have given myself more than a few headaches in the past. I have been trying to savvy up a lot more recently & have sorted out a whole lot of things, including a reclaim for PPI on an old credit card, which landed me a nice cheque for around £1500. I…
