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Quick, hopefully easy query, about PPI
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luke1081
Posts: 51 Forumite
RBS sent me a letter this week regarding PPI and how to claim it back if I considered it mis-sold. They listed a loan agreement I had taken out in 2007. Does this mean there was definitely PPI attached to that loan (because I had no idea I had even paid it)?
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Does this mean there was definitely PPI attached to that loan (because I had no idea I had even paid it)?
If you are sent a CCL then it means you had PPI. it doesnt mean you were mis-sold or you have a case. The only criteria that exists for you to be sent a CCL is for you to have paid a PPI premium.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
If it's any encouragement to you Luke, my husband received the same letter and had his claim dealt with very quickly, with a decent sum of money returned. He also had no idea he'd even had PPI in the first place.
Good luck
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