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Mortgage with DMP
We are desperate to move but what are our chances of being excepted for a new mortgage when we are currently on a DMP - never defaulted on mortgage or other payments eg council tax or energy etc
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Hi and Help
Hi everyone I have been contacted by Halifax saying that I took out ppi on a loan with them. They have sent a claim form and only a policy number and no account number. Before I fill in the questionnaire /claim form, would it be best to get a copy of the original terms and conditions of the loan ? (I cant really remember…
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Lloyds made an error?!
I put in a complaint over a year ago for PPI and Lloyds said no, I had just had a baby at the time so didn't have time to complain to ombudsman. I thought I was owed around £200 and the loan had been paid off so I forgot about it. Then yesterday I received a letter from Lloyds saying they had made an error investigating my…
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Would be interested to know .....
Very complicated - please bear with me. Has anyone financed a purchase through a finance company, only years later find out they were paying PPI (which they were not told about or actually qualified for) due to the conditions you must meet when taking out the finance. Then as you start enquiring about the PPI refund, the…
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Reclaiming PPI if I reconsolidated loan 3 times and on the fourth became bancrupt
Dear MSE forum users, I was sent twice, out of the blue, letters from NatWest regarding 4 loans I had PPI on in the early 2000's. I went bankrupt in 2005 and the final loan was the one in my bankruptcy list. Can I still claim on the first 3 mis-sellings. I think if I did qualify on the "hard sell" section but perhaps I…
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payment break plan
Has anyone had payment break plan on there credit card?
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ocean finace ppi
how long does it take to get the payment after you have accepted there offer
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Refused by ombudsmen - what next?
I have been turned down by FO on my PPI claim for Yorkshire Building Society. I have appealed and this is their final decision. Is the only available action left to me court action or do I have another course of action? Thank you in advance.
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PPI refund taking over 17 months??!
I first applied for my PPI refund in early 2012 from Capital one. It would seem I should be expecting a large sum of up to 14k with interest. After a brief refusal letter from Capital one claiming that my signature was incorrect I have pursued the matter with the Financial Ombudsman. I received my first letter from this…
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Anglian Windows says I have NO PPI claim!
Hi, I was mis-sold PPI insurance through Anglian Windows on my double glazing, I was self-employed at the time but was advised to take out this insurance, the cost was £1118.36 a one off fee; back on 2nd March 2004. I wrote to Anglian Windows explaining my case and their reply was as follows:- I would advise you that the…
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Anyone ever used Owl claims to reclaim PPI?
Has anyone ever used Owl Claims to reclaim missold PPI? They rang me the other day and have sent me some forms to fill in. They take 33% of a successful claim.
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MSE News: Boost your coffers for 2014: Reclaim PPI, council tax and more
"MoneySavingExpert.com is urging you to check now if you're owed cash due to mis-selling, poor service or something else..." Read the full story: Boost your coffers for 2014: Reclaim PPI, council tax and more Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works,…
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Stuck very stuck
I have a claim against Norton Finance for a secured loan. I contacted the FCSC who told me as the date of the claim is one year before they can action anything claim? I took the loan out in April 2004 and the date they told me they can only work to is Jan 2005. Norton Finance have since stop trading under that name. Is…
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PPI Missold?
Hi there, In July 2010 i bought my first house through the government's HomeBuy scheme. As part of this i was put in contact with an independent company who help to set up first time buyers in new build houses. The general details of this are generally irrelevant and i have since actually remortgaged. My question is…
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PPI Help
Hi I took out a mortgage with the Abby National in September of 1998, since then I have changed to another mortgage provider. I have no documentation about the original mortgage, nor the date I changed to my current provider. Also the Abby National is now Santander who are, however, in the same building. How do I, or can…
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PPI on Mortgage
Hi All, Is it possible I have been paying PPI on my mortgage with the Cheltenham & Gloucester as they are brokers for Lloyds/Tsb I have no idea if this is the case?? Can anyone enlighten me please?:)
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Barclay card ppi form
Hi, I received a letter just before xmas from Barclaycard saying i may have been missold ppi on my credit card. I filled out the online questionnaire and today i received a letter from them telling me they are investigating. It had a from in it to fill out how i would like to be re paid (Bank account or cheque) but there…
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Newbie needing help please
Good morning everyone, I'm new to this board but after calculating our total debt last night I've decided a new year equals a new start and I'm tackling this head on. So PPI, I have no idea what, if any, I can claim back. I have not been great at keeping paperwork over the years but I have done a free credit report check…
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Template for finding out if I had PPI?
Hi all, I've been trying to find a template letter but haven't been successful. Basically I have no idea if I had PPI on a variety of different mortgages/ loans / credit cards etc. and I haven't been great at keeping paperwork until recently. I have done a free Experian report and now have a list of previous accounts, and…
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Advice on whether to accept an offer
I've had a settlement offer from BBBS. I calculate that, including interest, the final total could have been as high as £12,000, but they've offered me just under £3,000 (with interest already deducted to be paid direct by them to the inland revenue on my behalf), arguing that the other protection I had in place (eg a…
