PPI Help

IckleCarolyn

Hi


I took out a mortgage with the Abby National in September of 1998, since then I have changed to another mortgage provider.


I have no documentation about the original mortgage, nor the date I changed to my current provider. Also the Abby National is now Santander who are, however, in the same building.


How do I, or can I, go about finding out whether I had PPI on the original mortgage, although I am pretty sure that I would have as I was a newly divorced woman buying my first house and having a long term and very painful back problem which meant I could easily see myself not being able to pay the mortgage due to not being able to continue to work.

dunstonh

How do I, or can I, go about finding out whether I had PPI on the original mortgage

By looking at your bank statements to see if there was a direct debit for it. One of the reasons why most MPPI complaints are rejected is that it is not usually built into the debt but standalone.

although I am pretty sure that I would have as I was a newly divorced woman buying my first house and having a long term and very painful back problem which meant I could easily see myself not being able to pay the mortgage due to not being able to continue to work.

So, if you did have it, you would appear to have a financial need for it that the sale would be justified. In which case, what would be your reason for complaint?