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Long time ago....
April 2012 in fact, Wife and I put in a claim for PPI to the FOS for a claim against GE Money that had retained £1,700 of a refund of PPI when we settled the loan early. Despite a couple of calls to FOS for a progress report (laugh) I have yet to hear anything positive, they have all the paperwork, but I have been advised…
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PPI hidden in mortgage
Just had another call about reclaiming ppi Up until now I've put of looking into it as I was always careful with the small print as I have a well paid / secure job and never needed to take it out. What pricked my ears up this time was that the caller said that lenders would build it into the loan without my knowledge. I…
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Personal Accident Plan
Hello All Hope that I'm posting in the right place! I'm finally in the process of getting my (scary) finances under control. For years now, I've had £9 per month coming out of bank as a card payment. The entry on my bank statement says "Personal Accident Cash Plan" and I have had no idea what this is for. I just never…
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ppi advice needed
Anybody help me with these questions please. 1986 HFC loan , can I claim mis-sold insurance on this loan, I do not know if HFC still exist I have no paperwork or account number ?. Barclayloan taken out 2001 no paperwork and no account number mis-sold insurance ? . Lloydtsb credit card 2002 no paprework no account number…
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Household bank - requesting documentation
Hi folks, I've successfully reclaimed against two vintage (Well, 1999 or so) HFC (Household bank, now owned by HSBC) accounts. I've still got two more accounts outstanding, for which my claim is on hold pending some further documentation they have requested from me. The information they have requested is; MPI - all…
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Income protection plans
Hi, i had a loan a few years ago now from my local bank and was sold an Income protection plan (from another provider) instead of the usual PPI. Ive had loans before with this bank and have never bothered with any insurances as we have 2 wages coming in and could quite honestly manage with that. The premiums are £10 pm…
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Buildings insurance mis sold to me
Hello, Back in 2008, when i was young and niave, I was sold a mortgage, mortgage protection insurance and buildings/contents insurance all by the mortgage advisor as the estate agents, I cancelled the mortgage protection in 2010, however it would appear that I have been paying buildings insurance with these people as well…
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ppi Halifax around 1990
Official MSE Insert: If you've arrived from Google, our fully researched PPI Reclaim guide may be helpful. Back to the original post... I wonder if anyone has any information on the following ppi enquiry . i'll keep it brief . I went into a Halifax bank in 1990 to set up a standard life pension which I took up and…
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looking for contact address for First national
Does anyone know who First National now trade under. I am looking to claim back PPI. Thanks
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Welcome Finance help claiming back PPI
I'll try and keep this as uncomplicated as possible. I took out a loan with Welcome Finance around 2003 and the added two loans on top of this over the few years that followed. Last year I started proceedings through a PPI reclaim company to get the ppi back however was told the company were no longer trading and they…
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Has tax been taken?
I have had an offer from RBS :j PPI refund and associated interest paid to date £13732.55 Gross interest and statutory rate added for each over payment from the date of payment date £9029.60 Less income tax (20%) £1805.92 Net interest £7223.68 Net offer £20956.23 So is that what I get have they actually deducted all the…
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PPI Claim - 16 months later
Hi guys just thought i would drop a message, I put a claim into Greenhill finance/GE Money for a loan i had and yes it had PPI on it, this was a 5 year loan taken 2005/6 ish, The loan has since been settled, but upon receiving my claim, GE have said its down to Greenhill as they did the selling and GE have said, Sorry its…
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Alliance & Leicster /Santander PPI claim?
I took out a car loan in 1997 with A&L. I've moved house 3 times since and have no paper work concerned with the loan. When I contacted Santander they quickly said that they had no record of it due to the length of time since the loan closed. Are they just being chancers? Whats the best way to get them to investigate this…
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Turner4142
I really need help how do you reclaim mortgage protection when a financial adviser, advised us to have it, which it turns out we never needed it . Surprise suprise we can't find him now:(
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I need help
Can I claim back ppi from a barclys credit card from 1998 ? They sold my credit card debt to a DCA and am wondering wether I could claim to pay off debt. Tired &confused
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PPI Claim
Hi Just recently been contacted....again by a company claiming that there is a strong likelyhood that we have been paying PPI/Insurance hidden within the interest charges of our credit cards/loans even though we can see no evidence of this in our paperwork - Can anyone advise is this is possible Dom67
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RBS - Are they Lying????
I recently sent a Subject Access Request to RBS with whom i've had a credit card for over 10 years, they sent me every statement from the past 6 years (which i had anyway as i'm self employed) and a photocopy of the original application form. They state in the opening letter i did not have PPi so they could not send me the…
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would i have had ppi added?
looking for advice as think ive never had ppi but........ i had a fixed 5 year mortgage with halifax from 08-13. as i work in the civil service, and have a dodgy ticker, i dont bother with ppi. and in my loans/cc etc ive always said no. could ppi have been added despite me saying no? would it show up on my mortgage…
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PPI Question re Lloyds
Hi there, We have received a letter this week stating that we may of been mis-sold PPI by Lloyds TSB on a loan. Having read the details in the letter, it would certainly seem so! We have dug out some statements, from when we used to receive paper copies and at the top it states: Loan Amount: £25,000 Loan Protection…
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RBS offer letter
Hi I have submitted a complaint to RBS and they have accepted my claim for PPI compensation. They have so far said they have sent out 2 offer letters and its been over 3 weeks now and non of the letters are arriving at the two addresses I have given. I have called them about it and they just tell me to wait 10 days. Well…
