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RBS (DD) bank charges.
The DD attempted to debit £29, yet I only had £10 in my account - so it went minus by about £17 (i don't have an overdraft facility). This morning I have noticed bank charges for £38 and this is all new to me as i've always kept my bank account in shipshape order. i'm unemployed - what do they want? blood?
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Help Needed Please - Reclaiming Abbey Charges
Hi Folks I wonder whether anyone could help me please. I requested the statements for the last 6 years from Abbey. They have sent me copies of transactional statements from 01/01/07 until the account was closed on 23/09/08. Separately, they have sent me a schedule of summarised charges going back to January 2003. I have a…
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Very strange letter....
Hi! I have just started to reclaim some charges on my credit cards; I've sent off my SARs (most replied very promptly). One of the credit cards sent me out a lovely table with the charges going back to early in 2003. I only have statements going back to June 2007, and they correspond with the charges in their table for…
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Bank charges on usually well run accounts..
I rarely,almost never incur bank charges and always have a VERY healthy positive balance. My bank,nationwide,now thinks its ok to bill me £30 for an unpaid cheque which was returned due to my not funding the money to pay it in a timely manner. Given that they have almost free use of a substantial wadge of my cash to lend…
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Barclays 'Hardship Definitions'
Help, I have been trying to reclaim bank charges from Barclays since April 2008 (at the time around £1500.00 for last 2 years now in the region of £2000.00). My husband has had to give up work due to illness and is now only receiving incapacity benefit, I work part-time, and we have been given a means tested NHS Tax Credit…
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Bank charges
Sorry I am sure someone has asked this before but I could not find it. my question is I sent letter to my bank to reclaim bank charges, I did follow the procedure but I did not send my papers to small claims as banks been taken to court by OFT in a test case, so stopped as this stage Should I have sent my claim to small…
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Sob stories
For those who work in a bank, what are the 'sob stories' you hear about charges? Any pearlers out there?
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Need help with my reclaim with hbos
Hi I was made redundant in september 08' currently in financial difficulty owing creditors money ie loans, credit cards etc been charged by the bank for bounced payments etc (direct debits) informed bank of my hardship but did not care. Under the FSA if some one is in hardship bank have to review case. I called my bank…
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What should I do now ???
Hi, A year ago I tried to claim back overcharges from Citi, Halifax and Capital One credit cards. I sent all 3 template letters with highlighted copies of my statements and had the usual fob of responses back, I was just starting court action but work commitments put a stop to it. Now should I start again or go straight in…
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I really need advice.. please?
Hey there, ive looked through this site for quite a while just not really dared to post apart from the other day. Im with Halifax and the last few months been finding it really hard to get by. Ive cancelled Direct Debits before they bounced and it ment that this month ive had to do my best to catch up. Ive now done this…
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Reclaim Credit Card Charges Template Letters
Hi Gang! I've tried several times now attempting to download the template letters, so far no luck. I've sent an email to moneysaving expert and have had no response. If you have the templates could you be so kind enough to send them to me "robgaz@gmail.com" if you would do this I would be extremely grateful. Thank you and…
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Bank charges, want to reclaim, on JSA
Hi, thanks for reading my post and i hope you can help. I went on job seekers in november and since then have been given over £100 in bank charges. some months been given two charges. one at £28 the other at £35. I was never warned about the charges and sometimes the charges issued have put me over my account limit and…
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got my 6years worth of statements, but there not all here, what do i do?
from first going into Lloyds and asking for there headoffice address to demand my statements, i was refused the address. The lady said she wasnt liable to give the information out, then asked what i wanted it for. i told her and she said she could do it 'internally.' so i ordered them. she said there would be a charge but…
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Help over company supposed to be reclaiming for me.
Hi........in August 2008 i hired a reclaiming company 'i-sm@rt' to claim on my behalf for 10%, anyway they say they have successfully secured my claim and are now asking for there fee several times through the post and by email, i have not yet recieved my money from who i am claiming off and ismart must send me a form to…
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Can i Claim?
i am in my overdraft, every month i am getting bank charges for going over it (by about £10 tops) and get chaged £30 pretty much every month.. this has been going on for a while now and i am hoping i can re claim all my charges. Am i still able to do this or will the bamk get funny? if so what are the consequences (sp).…
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re-claim again
i reclaimed my bank charges years ago when it first came out that you could they paid me all i was owed and i signed saying i had it all but now ive got loads more charges since them and wondered if i can re- reclaim? also i have a account with great universal and owe them £100 and the charges i have had are about £100 so…
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does anyone know about reclaiming charges from business bank accounts?
help... how do i go about reclaiming charges gained on my business bank account?
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Settled for less than half - can i reclaim the rest now i'm in financial difficulties
Hi there, I did a claim back in 2007 to HSBC for £1942.70 worth of bank charges for past 6 years. They sent me cheque for £1000 in full and final settlement. I accepted this cheque as I thought it would be the most I would get, having read the stories on here and spoken to a number of poeple who have also done a claim, it…
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BOS Bank charges financial hardship...discrace!
Hi all,i decided to claim back my bank charges after learning of the fsa financial hardship waiver as we are awaiting court proceeding with view to eviction for rent arrears,we are obvious financial hardship,my partner is self employed with a very low income as it`s a new business and it`s seasonal,anyway filled in the…
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Annoying Barclays
I have started proceeding to claim back large charges from Barclays. I followed guide on main site and requested charges in appropriate manner. Barclays got back to me and claimed that in the past six years I have had £30 worth of charges back in 2007. I have actually had about £400 - £500 in the past 6 - 8 months. I…
