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HBOS-Mum in tears please help!
Hi all, Firstly I apologise if this has been covered before have gone through many posts trying to find answers and now understand some things but hopefully someone will be able to advise in general. My mother (59) who has only been using a current account/debit card for a few months (cash in purse person) was shocked to…
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Charges Without notification
Just looked at my account and Halifax have taken a £35 charge 2 days ago. I have paperfree account so there is a record of all my letters online and I have no letter notifying me of this charge, although my account states 'bank charge as notified'. Where do I/they stand over this? thanks.
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Closing accounts down?
has anyone had this happen as a result of claiming ? i am happy withy Lloyds and dont want to lose my account ? Thanks
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Argos Additions
I have got an Argos account. I still have £550.00 to @ 44.09%. I asked them for a copy of my credit agreement. I have just got a letter back today to say that they have lost it. What can I do now. Please help me. Thanks Tina
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Abbey waved part of the charge
Thought I'd share... I incurred £60 in charges for writing a cheque which took me overdrawn (for 2 days over xmas, urgh!). I paid it off as soon as I saw the debt, but the damage was done. The statement I received on 07/01/09 said I would be charged £25 as a monthly charge, and £35 for some other reason and those charges…
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Loan Charges
Hi i am new to this Can i claim back charges for late loan repayments - i am unsure if this is part of the bank's charges case on hold or like the credit card element
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Can you reclaim charges, even if you've already done so before?
Hi, I reclaimed bank charges from the halifax about 18 months ago, but have stupidly incurred a number of charges in a very short amount of time. although i know i signed something saying i accept ts & cs etc, what experiences have other people had 2nd time round? i know it was stupid, but does anyone know if anything can…
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It's been over a year and nothing...
Well it's been over a year (getting closer to 2 probably!) since I lodged my claim with Natwest, do you think it's worth writing to them again just to remind them I'm still here and want my money back?
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reclaiming loan and creditcard charges
afternoon all, I'm a bit of a novice at this but here goes. I have met with a company who say that they could claim thousands back on credit card and loan charges going back to 1990 onward. They say that once agreed by their underwriters I can proceed with individual claims against these companies BUT!! I have to pay…
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Hardship
Hey All New here so not sure if has been posted before. I am just about to write to my banks requesting 6 years of statements so i can then file my claim. However i am currently suffering hardship, so would i add this to the first letter i send or do i need to wait untill they send me my statements?? Thank you
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Banks refunding all charges - how much of a boost would it be for the UK economy?
If all bank charges were to be refunded tomorrow how much money are we talking about collectively? Surely that injection of funds into consumers' pockets would be be a major shot in the arm for the economy.
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URGENT help needed Halifax stole my cousins savings
Hi all, really need some advice ASAP please. My cousin had an old credit carde debt with her ex-husband. She had previously made an arrangment and was paying it off but has been struggling (haven't we all) for a few months so has fallen behind. Today she went to the bank Halifax and discovered they have cleared out her…
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A sort of sucess with hardship claim and Abbey!
Put in the intitial call on 9th december saying I believed we fell under the financial hardship criteria...and then filled in all the forms etc. Over the past 6 years we've accrued almost £5K of charges:eek: Anyway we got the letter today saying they will refund nearly £2k which is obviously better than a kick in the teeth…
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Reclaiming Bank Charges Through Hardship
Well I,m new here , I read the guidelines regarding claiming 6 years of bank charges through hardship . Even saw some of the lucky people who managed it . Picked up the phone , phoned my bank who I have been with for 23 years , and got the run around . Finally I got through to "customer relations !" , hypocritical that…
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Hold on reclaiming expires today
What's going on? ANy news? Does that mean I can get my money back now?
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HELP! reclaiming charges through hardship
Hi, I have sent off my bank statements to halifax and received the usual letter saying they beleive it is lawful etc. I would now like to proceed under hardship but can anyone tell me if you have to actually prove this and if so how do we do this? or do yo u need to be in certain amount of debt to do this ...? or do we…
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help!!! bank charges
i wonder if anyone can help!!?? i have already completed and sent my bank charges claim letter, and got the usual garble back, but since i have incurred more bank charges, i am about to file a hardship request due to a massive overdraught at the same bank and the fact i am on maternity leave with twins and will not be…
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Halifax charges please help!
Hi i have closed down my Halifax account as i was getting so many charges and it was like a vicious circle everytime i paid them off id get another charge so wen i had paid all my outstandings back i closed the account but i have loads of bank charges to reclaim i was wondering if i could still claim even though its closed…
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Hardship Case: Co-op Bank
Hello, I have a claim with the Co-op bank for repayment of approx £2500 in bank charges. I am currently experiencing financial hardship. I meet all of the criteria used to define this. I've written to Co-op bank, explained the situation, completed their income/outgoings sheet and have asked for my claim to be dealt with…
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abbey national
hi all just wondering if someone could help me sent my income and expeniture form to abbey they replied saying they need prove of my debts could any1 advise me how much i should send them and wot do i put in the accompanying letter many thanks all also the bloke who write me the letter gave me his direct dial number do u…
