-
Bank charges and claiming them back
I recently contacted Abbey when I paid of the mortgage of my old house and took a mortgage out with another lender to purchase another property. I wanted to claim back the £225 admin fee Abbey had charged me to pay off the mortgage. They responded by saying I wasnt entitled to any payment as I had taken out a additional…
-
Abbey Bank Charges - Hardship
Hi, I am new to the Forum. I need some advice. My Husband and I put in a case to the court for £12162.00 in April 07. We havn't got any further because of the procedures in the High Court. Our circumstances have now changed and my Husband has had to change jobs meaning a considerable pay cut. we are finding it very hard…
-
halifax charges and financial hardship
I wondered what the procedure was for claiming FH. I called the halifax yesterday and as i already had a claim from before the cases were on hold they have added all the other charges onto my claim and have taken my details.I just wondered what happens next . Many thanks
-
Halifax bank charges
Hi, im a newbie and hope you can help with my first post. A few weeks ago i put some money in my account in branch, and i had a standing order payment due to come out the same day. I asked when i was depositing the money whether i should cancel payment or whether this would go through. Bank said it was fine and it would…
-
natwest charges and benefits
ok ive put a claim in for my bank charges from natwest. they kept taking money all the time and when there was no money for the charges they charged me more so as a result i was suffering hardship.to cut a long story short ive heard somewhere that they should not have taken the charges out of my jobseekers allowance and…
-
Recommended Early Settlement %
Hi all, We have sent a claim using the 1st MSE template to Halifax and they have denied it claiming that "the charges applies are fair" so we are now at stage 2. This means we can either go for court threat or fast settlement. My question is - are there any rough guidelines on what banks (specifically…
-
Visa Electron advice, not sure where to put this?
Hi, Just a quick question for people that know fianance, Someone I know has paid for something by Visa electron, this has put there account overdrawn by a large amount, I thought you could only spend what you had in your account with Visa Electron. The above was a misunderstanding, the company were not supposed to take the…
-
New natwest ruling
Hi all, Just curious with this new natwest ruling what are the exact times we can claim for. News articles keep refereing to 2001-2003 period however my charges didnt start till may 2003 so could I still go from may to december 2003 or what? thanks
-
AOL & TSB 10 Year Illegal Electronic Transaction
Hi, I am new to this website and would like some advice or clarification on a 10+ year old problem. I am now on the other side of the debt tunnel and have a question regarding a long-term problem with AOL and Lloyds TSB electronic payments. Over 10 years ago probably 15 years is closer to the mark, I had a commodore Amiga…
-
Credit Card Contracts
I an new to this forum, i was wondering if anyone can shed some light on some information i have recently heard? this being, if the credit card company you originally signed a contract with, to open the credit card, no longer have a signed copy of it can they legally make you pay back the credit card debt. Many thanks Wendy
-
Should Banks still be Charging #35.00
Should Banks still be applying charges at 35.00 in the light of all their refunds. If a direct debit payment due out today places you over the overdraft limit but on the same day (am) you cover the amount should you still be charged an over limit fee.
-
Credit card charge
I pay my credit card online each month and so dont get any statements through the post. I paid my last payment on the 31st of december thinking that this would mean that I didnt need to pay the next due payment for january but I have been charged a none payment fee of tweleve pounds. Is there any point in trying to get…
-
Lloyd TSB - Possible fraudulent Case or Error
Hi, I am new, and never dealt with this sort of issues, and would appreciate if you could help. I have received a letter out of nowhere on 22/01/2009 dated 16/01/2009 stating that Lloyd TSB has “...a request from a third party asking us to change the address of account(s)...” with “Changes to Customer Address” form…
-
Reclaiming charges while in a IVA
Two years ago i had no option but to take out a IVA, i owed money to two banks and six credit card companies, i am over half way through my IVA (just over 18 months left) but now i am wondering if i can reclaim bank and credit card charges for the two banks and six credit cards eventhough i am in a IVA, at the end of the…
-
NatWest bank charges -
Hi all, Apologies in advance for the long post but I would appreciate some advice. My father incurred circa £5,500 in bank charges from Natwest from 1991 to 2001. He did not have huge debts, however the continuous £27.50 charges (for unauthorised overdraft use) were unmanageable and eventually he defaulted on his mortgage…
-
Abbey said no
I wrote to Abbey in October to reclaim some bank charges from last year. I said that I was in financial hardship as I am a student in debt with no income apart from my student loan. They then asked me to fill out an income/expenditure form. I did this and returned it to them, and they wrote back saying they disagree that I…
-
Can I claim back late fees
I had a credit card that got "transfered", or bought by MBNA. My payment date used to be the 1st of the month, this got changed to the 21st. there was no discussion and no opportunity to change this date and so have been paying late charges. I have today received my SAR details. Can I claim back the late fees based on the…
-
reclaim bank charges from old account helllp
hi all please could anyone tell me if i could reclaim from my old account that my other bank shut down for me last year thos would be very helpfull.:confused:
-
HSBC -can you claim charges if you change to another bank ? Please reply
We have just completed the first stage of the process and have received a letter from HSBC with details of our bank charges. I have now printed off the 2nd letter to follow it up. But in the meantime HSBC have been so unhelpful and not willing to increase our overdraft etc and after 25 years with them I have now got a bee…
-
Can I close account
I have moved my account to another bank, while I wait for the final decission on reclaimed bank charges is it ok to close my account with the bank I am claiming against?
