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Hardship & Halifax online statements queries
Hi - Good evening to all, I ask 2 questions regarding reclaiming bank charges. I have finally decided to pull the plug on the Halifax after the years of abuse I have suffered. Two quick questions which I am unable to find an up-to-date answer using the search function. A - I have a final demand for £1064 from HSBC (renamed…
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I'm tearing my hair out....
I just don't know what to do. GMCard are driving me to my wits end and I have been chasing them for my statements for OVER 3 MONTHS NOW. :mad: I have used template letters, reminder letters, phone calls. And nothing. I've written to them 3 times, and called them 7 times. I have had snotty customer services reps on the…
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Bank Charge reclaiming query??
Hi, just a general question. I submitted my claim to my bank (in Sept 2008) for bank charges applied to my account over the last 6 yrs which was put on hold due to the waiver. Does this mean that when the wiaver is lifted will they go back to when I submitted my claim Sept 2008 or to when the waiver is lifted? In other…
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New NatWest bank charges ruling 2001/03
http://news.bbc.co.uk/1/hi/business/7846569.stm Some customers of the NatWest bank may have a new opportunity to reclaim their bank overdraft charges. A High Court judge has ruled that the bank's terms and conditions, used from 2001 to July 2003, may have included unfair penalties for going overdrawn. The ruling by Mr…
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reclaim charges?
Just a thought. If can in therory reclaim charges, why not try to use the money to clear up the overdraft in the bank or credit card, in the same way? Would it be possiable todo this?
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Barclays Bank Address?
Hi everyone, Trying to claim my bank charges back from Barlcays, i have a full list of my charges, this i received after ringing the bank requesting this info, i've now worked out the interest... Does anyone have the address i need to write to for Barclays to try and claim back my bank charges with interest. Many Thanks! :o
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Bank charges - Divorcing Couple
Hi, Ex and I separated 18 months ago, just as I was putting in a claim for reclaiming bank charges. We are getting divorced shortly and want to go our separate ways in everything, however we have kept our joint account open (with a £1 in it) as we were hoping to get the charges back. They amount to around £1500 so we don't…
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Bank arguements
I am in the middle of trying to reclaim my bank charges. Basically, it goes a little like this. Because of bank charges, i was hit by Natwest bank for £1141.45 in fees. I rang them & and agreed a monthly repayment plan. After 6 months, they rang back & asked for the full amount outstanding & i told them that i am trying to…
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banks
can you claim back interest charges on a overdraft.
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HSBC stalling tactics ?
My partner is trying to reclaim bank charges from her closed account. Sent letter claiming financial hardship along with expenditure sheet. She received a letter today from the financial guidance team saying they will be contacting her to assist with the situation. Also in the letter they have written as follow - The fact…
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Overdraft Protection Insurance
Hi all! I'm new to the forums and would like some advice. My Current Account provider, added Overdraft Protection Insurance (OPI) to my account without my authorisation. When I queried this and then cancelled the insurance, my Bank offered to refund the premiums paid by me. The Insurance was only meant to be sold to people…
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Bank charges - accepted with Nat West
We claimed £3,500 in bank charges with Nat West just before it was put on hold, due to unforseen circumstances our salaries have dropped dramatically. Thanks to Martin's advice we made a hardship claim and after several weeks waiting have just been offered a total of £5,000 (yes, we had to re-read the figure a few times…
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Bank Offer
I wonder if anyone could give me some advice. I recently tried to claim my bank charges under the Financial difficulties claim. I supplied the bank with my financial details etc. I was claiming over £1800.00 and this morning they have sent me a letter offering 224.00 for the period of Oct 08 to Jan 09 and asking me to sign…
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advice needed reclaiming bank charges/ credit cards
Hi all, I need a little advice regarding my current situation. Please be patient when reading this as it's quite long! I am thinking of reclaiming my bank charges but am overdrawn. I’ve read the advice by Martin on reclaiming when overdrawn but have a few questions unique to my own situation. It might help if I give a bit…
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FSA should I appeal ??
Currently trying to claim back over 2k from RBS under financial hardship. Recived a letter from the FSA yesterday saying the would not reefund as at present the bank cant see any problems with my account activity. I have not used my RBS account since putting in my claim and only pay my loan from it monthly as I could not…
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Reclaiming bank charges in financial hardship
I contacted my bank because two years ago i complained about the bank charges and requested a refund, then the court case started and my case was put on hold. I am no longer with the bank because they closed my account not long after i started the process. Anyway i am now in financial hardship so i contacted my old bank…
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visa vanquis
Does any one know of these cards/address visa vanquis/style card although i think style was a store card a very big charger they were charging me 40.00 for a late payment and next month because the 40.00 took me over my limit it was 40.00 for over limit and 40.00 for late payment on every statement i possess…
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Lloyds TSB No notification of account change
In October Lloyds changed my account from a Graduate Gold account to a Gold Account, and as a result have been charging me £12 a month for it, where as the graduate account was free (though was £5 a month when I first had it). I only found out about the change earlier in the month (Jan) when I called Lloyds about a £12 fee…
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coop via / bryan carter- please review my follow up letter
posted again as separate tread, seem to have got lost.. i had instalment plan with co-op, but they got impatient and sent case to bryan carter & co.. original claim was sent to co-op in November.. (BCC tried adding on extra charges AFTER the ccj, but i told them where to go, and they have not been back to me since!) ccj…
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£75 charge from HSBC
Hey there, quick thing: when you are purchasing things with your debit or credit card, it can take up to 6 months (agreement between banks and companies), that the money is leaving your account (which is ridiculous on its own). Transactions I have made in October 2008 gone through authorized in December 2008 while I was…
